Payday Loans in Kingmont, West Virginia

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No payday loan companies in Kingmont, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
PrimeLending, A PlainsCapital Company 253-1 Aikens Center, Martinsburg, WV 25404 +1 (304) 260 - 9152
CNAC 1208 Blizzard Dr, Parkersburg, WV 26101 +1 (304) 424 - 6626
BB&T 3849 Robert C Byrd Dr, Beckley, WV 25801 +1 (304) 252 - 6334
Huntington Bank 5961 Mason-Dixon Hwy, Blacksville, WV 26521 +1 (304) 432 - 8276
Logan Bank and Trust 1218 McClellan Hwy, Harts, WV 25524 +1 (304) 855 - 9459
Kroger Money Services 198 Emily Dr, Clarksburg, WV 26301 +1 (304) 623 - 1015
Putnam County Bank Main Office 2761 Main St, Hurricane, WV 25526 +1 (304) 562 - 9931
Ohio Valley Bank 280 E Main St, Milton, WV 25541 +1 (304) 743 - 8074
Premier Bank Inc. 124 Cedar St, Ronceverte, WV 24970 +1 (304) 647 - 4500
Beckley Mortgage Services Inc 106 S Heber St, Beckley, WV 25801 +1 (304) 255 - 5400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kingmont, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Online Loans in Morgantown, WV and Payday Loan Companies in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kingmont, WV.

Are Payday Loans Legal In Kingmont, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kingmont, WV payday loan calculator

Welcome to TheGuaranteedLoans, your go-to resource for information on payday loans in and around Kingmont, West Virginia. If you’re looking for fast cash to cover unexpected expenses, you may have considered taking out a payday loan. However, it’s important to know that payday loans are prohibited in West Virginia, including Kingmont. Here’s what you need to know:

What is a Payday Loan?

Before we dive into the specifics of payday loans in Kingmont, it’s important to understand what exactly these loans are. A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help people who need cash quickly to cover unexpected expenses, such as car repairs or medical bills. However, they often come with high interest rates and fees, which can trap borrowers in a cycle of debt.

Payday Loans in Kingmont, West Virginia

As we mentioned earlier, payday loans are prohibited in West Virginia, including Kingmont. This means that it is illegal for lenders to offer payday loans to residents of the state, and borrowers cannot legally take out these types of loans.

Note: While payday lending is illegal in West Virginia, there are still some lenders who may try to offer these loans. It’s important to be wary of these lenders and avoid taking out a payday loan, as it can lead to financial difficulties.

Alternatives to Payday Loans

Just because payday loans are illegal in West Virginia doesn’t mean that there aren’t other options for those in need of fast cash. Here are some alternatives to consider:

  • Personal loans: A personal loan is a type of loan that you can take out from a bank, credit union, or online lender. These loans typically have lower interest rates and fees than payday loans, making them a more affordable option.
  • Credit cards: If you have a credit card, you may be able to use it to cover unexpected expenses. While credit cards can come with high interest rates, they can be a better option than payday loans.
  • Family and friends: If you’re in a bind, you may be able to borrow money from family or friends. While this option doesn’t involve interest rates or fees, it’s important to make sure that you can repay the loan and that it doesn’t strain your relationship with your loved one.

Interesting Facts and Statistics

While payday loans are illegal in Kingmont and throughout West Virginia, they are still prevalent in other parts of the country. Here are some interesting facts and statistics about payday lending:

  • In 2019, 12 million Americans used payday loans, according to a survey by the Pew Charitable Trusts.
  • The average payday loan borrower takes out eight loans per year, according to the Consumer Financial Protection Bureau.
  • Payday loans often come with triple-digit interest rates, making them expensive for borrowers.
  • The payday lending industry generates an estimated $9 billion in revenue annually.

Apply Now

If you’re in need of fast cash, TheGuaranteedLoans can help connect you with potential lenders who offer personal loans. Simply fill out our online application form, and we’ll work to find a lender who may be able to meet your needs. It’s important to remember that we are a connector service, not a direct lender. We’ll work to facilitate the connection between you and potential lenders, but we don’t make the lending decisions ourselves.

Disclaimer: Not all applicants are eligible for a loan. Loan terms and eligibility may vary by lender. TheGuaranteedLoans is a free service that does not charge applicants for its services. By submitting an application, you may be contacted by one of our partners. If you have any questions or concerns, please contact us.

Conclusion

Although payday loans are illegal in Kingmont and throughout West Virginia, there are still options available for those in need of fast cash. It’s important to be aware of the risks associated with payday loans, including their high interest rates and fees, and to explore alternative options if possible. If you’re in a bind, TheGuaranteedLoans can help connect you with potential lenders who offer personal loans. Apply now to get started.

F.A.Q.

Can I be sued for not paying back a payday loan in Kingmont, West Virginia?

Because payday loans are illegal in Kingmont, West Virginia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Kingmont, West Virginia?

No, payday loan lenders cannot garnish your wages in Kingmont, West Virginia because payday loans are illegal in the state.

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