Payday Loans in Kistler, West Virginia

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No payday loan companies in Kistler, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Bank 2904 Pike St, Parkersburg, WV 26101 +1 (304) 489 - 8150
Calhoun Banks - Glenville Office 904 N Lewis St, Glenville, WV 26351 +1 (304) 462 - 5051
Beckley Loan Company 622 Neville St, Beckley, WV 25801 +1 (304) 252 - 6301
United States Postal Service 8566 National Rd, Valley Grove, WV 26060 +1 (800) 275 - 8777
Dan Cava's Buick GMC 1366 E Pike St, Clarksburg, WV 26301 +1 (304) 624 - 6594
Waycose Federal Credit Union 3851 Piedmont Rd, Huntington, WV 25704 +1 (304) 429 - 1213
Rescare 1127 Crim Ave, Belington, WV 26250 +1 (304) 823 - 3556
Chase Bank 200 Kanawha Mall, Charleston, WV 25304 +1 (304) 925 - 1925
Yeager Insurance and Financial Services 3786 Teays Valley Road, Hurricane, WV 25526 +1 (304) 318 - 7200
United Bank 7867 Martinsburg Pike, Shepherdstown, WV 25443 +1 (304) 876 - 6002

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kistler, WV, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Charleston, WV, No Credit Check Loans in Huntington, WV, 24-Hour Loan in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kistler, WV.

Payday Loans Available in Kistler, WV By The Following ZIP Codes:

25628

Are Payday Loans Legal In Kistler, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kistler, WV payday loan calculator

Payday Loans in Kistler, West Virginia – Everything You Need to Know

Payday loans are small-dollar loans that are typically paid back with the borrower’s next paycheck. They can be useful for people who need fast cash to cover unexpected expenses or make ends meet between paydays. However, in West Virginia, payday loans are illegal, meaning that you cannot take out a payday loan if you live in Kistler or any other city in the state.

Why are Payday Loans Prohibited in West Virginia?

In 2007, West Virginia passed legislation that made it illegal for lenders to offer payday loans. The law was passed in response to concerns about the high interest rates and fees associated with these loans, which can trap borrowers in a cycle of debt.

Payday loans are typically short-term loans that come with high interest rates and fees. Borrowers often end up paying more in interest and fees than the amount they borrowed, which can lead to a cycle of debt that is difficult to escape.

What are the Alternatives to Payday Loans in Kistler, West Virginia?

While payday loans are not an option in West Virginia, there are other types of loans that may be available to you. These include:

  • Personal loans: Personal loans are unsecured loans that are typically offered by banks, credit unions, and online lenders. They can be used for a variety of purposes and may have lower interest rates than payday loans.
  • Credit card cash advances: If you have a credit card, you may be able to take out a cash advance. However, be aware that cash advances often come with high interest rates and fees.
  • Government assistance programs: Depending on your situation, you may be eligible for government assistance programs like SNAP (Supplemental Nutrition Assistance Program) or TANF (Temporarily Assistance for Needy Families).

Apply Now with TheGuaranteedLoans

If you’re looking for fast cash, you may be considering a payday loan. However, it’s important to remember that payday loans are illegal in West Virginia. Instead, consider applying for a personal loan or exploring other options like government assistance programs.

If you’re interested in exploring your options for loans, consider using TheGuaranteedLoans. We offer a free online service that connects borrowers with potential lenders. Keep in mind that we are not a direct lender, but rather a connector service that helps you find potential lenders who may be able to offer you a loan.

To get started, simply fill out our online application form. We’ll ask you for some basic information about yourself and your financial situation, and then connect you with potential lenders who may be able to offer you a loan.

Interesting Facts about Payday Loans

  • The average payday loan borrower in the United States takes out eight loans per year.
  • Payday loans are banned in 14 states in the United States, including West Virginia.
  • Payday loan borrowers are more likely to file for bankruptcy than non-borrowers.
  • Payday loans are the most expensive way to borrow money, with interest rates that can exceed 400% APR.

Remember, payday loans are illegal in West Virginia. If you’re in need of fast cash, consider exploring alternative options like personal loans or government assistance programs. And if you’re interested in connecting with potential lenders, consider using TheGuaranteedLoans.

F.A.Q.

Can I be sued for defaulting on a payday loan in Kistler, West Virginia?

No, you cannot be sued for defaulting on a payday loan in Kistler, West Virginia because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Kistler, West Virginia?

No, a payday loan cannot be included in a bankruptcy filing in Kistler, West Virginia because these loans are illegal in the state.

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