Payday Loans in Kopperston, West Virginia

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No payday loan companies in Kopperston, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Trust Bank 101 E 2nd Ave, Williamson, WV 25661 +1 (304) 235 - 5454
FNB Bank Inc 10076 Frankfort Hwy, Fort Ashby, WV 26719 +1 (304) 298 - 3496
BB&T 120 Logan St, Kermit, WV 25674 +1 (304) 393 - 3371
Huntington Mortgage Group 215 Three Springs Dr, Weirton, WV 26062 +1 (740) 284 - 3082
BB&T Bank 148 S Queen St, Martinsburg, WV 25401 +1 (304) 264 - 2265
Raymond James Financial Services 2513 Jackson Ave, Point Pleasant, WV 25550 +1 (304) 675 - 8130
Huntington Bank 215 Three Springs Dr, Weirton, WV 26062 +1 (304) 723 - 3099
Justice Federal Credit Union 180 White Oaks Blvd, Bridgeport, WV 26330 +1 (800) 550 - 5328
Union Bank 1500 E Main St, Harrisville, WV 26362 +1 (304) 643 - 2974
ATM Exxon 332 Campbells Creek Dr, Charleston, WV 25306

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kopperston, WV, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Charleston, WV, Payday Loans in Huntington, WV, Same Day Loans in Morgantown, WV and Bad Credit Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kopperston, WV.

Payday Loans Available in Kopperston, WV By The Following ZIP Codes:

24854

Are Payday Loans Legal In Kopperston, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kopperston, WV payday loan calculator

Payday Loans in Kopperston, West Virginia: Understanding the Law

Payday loans are short-term loans designed to help people cover unexpected expenses until their next paycheck arrives. Although payday loans can seem like a quick and easy funding solution, they can be incredibly risky and often lead to a cycle of debt that is difficult to escape from.

When it comes to payday loans in Kopperston, West Virginia, it’s important to understand that they are prohibited by state law. This means that payday lenders are not legally allowed to operate within the state of West Virginia, including in the town of Kopperston.

Why Are Payday Loans Prohibited in West Virginia?

West Virginia State Code § 46A-4-107 and § 32A-3-1 et seq., prohibit payday lending activities in West Virginia. The state takes a strong stance against predatory lending practices, including payday loans, that can leave borrowers trapped in a cycle of debt.

According to the West Virginia Attorney General’s office, payday lending is considered an “unlawful and unfair practice”. Lenders who engage in these practices can face legal consequences under state law.

Alternatives to Payday Loans in Kopperston, West Virginia

Although payday loans are not an option in Kopperston or the state of West Virginia, there are alternative funding options available. Here are a few options to consider:

  • Personal Loans: Many banks and credit unions offer personal loans that can be used for a variety of purposes.
  • Credit Cards: If you have good credit, you may be able to use a credit card to cover unexpected expenses.
  • Family and Friends: Consider asking family or friends for a loan to help cover expenses until your next paycheck arrives.

Facts and Statistics on Payday Loans in Kopperston, West Virginia

  • Payday lending is illegal in West Virginia, including in the town of Kopperston.
  • The state of West Virginia has one of the lowest median household incomes in the US at $44,097 per year.
  • In some cases, payday loans can have an APR of up to 400%.
  • In states where payday lending is legal, the average borrower takes out eight loans per year, with an average loan amount of $375.

Apply Now

While payday loans are prohibited in Kopperston and the state of West Virginia, TheGuaranteedLoans can help connect you with lenders who offer alternative funding options. We are a connector service, not a direct lender, and our goal is to help you find a financial solution that works for your needs.

Fill out an online application today and take the first step toward finding alternative funding options to help cover unexpected expenses.

F.A.Q.

Can a payday loan company garnish my wages in Kopperston, West Virginia?

No, a payday loan company cannot garnish your wages in Kopperston, West Virginia because these loans are illegal in the state.

Can a payday loan company repossess my property in Kopperston, West Virginia?

No, a payday loan company cannot repossess your property in Kopperston, West Virginia because these loans are illegal in the state.

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