Payday Loans in Lansing, West Virginia

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No payday loan companies in Lansing, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Assistance 650 Jennmar Way, Reedsville, WV 26547 +1 (304) 296 - 1448
Whitesville State Bank 38609 Coal River Rd, Whitesville, WV 25209 +1 (304) 854 - 1271
Premier Bank Inc. 2 S Main St, Philippi, WV 26416 +1 (304) 457 - 3737
Huntington Bank 156 7th Ave, South Charleston, WV 25303 +1 (304) 348 - 7111
Huntington Bank 300 E Dupont Ave, Belle, WV 25015 +1 (304) 949 - 3075
Lendmark Financial Services LLC 506 Emily Dr, Clarksburg, WV 26301 +1 (304) 626 - 3291
MCNB Banks - Parkersburg Loan Center 1119 Garfield Ave, Parkersburg, WV 26101 +1 (304) 207 - 1607
City National Bank 1034 S George St., Charles Town, WV 25414 +1 (304) 725 - 9787
S.A.M. Check Cashing Machine 11762 National Rd, Valley Grove, WV 26060 +1 (304) 547 - 1001
Mass Mutual Financial Group 3554 Teays Valley Road 102, Hurricane, WV 25526 +1 (304) 397 - 4051

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lansing, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Bad Credit Loans in Morgantown, WV and Payday Loan Companies in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lansing, WV.

Payday Loans Available in Lansing, WV By The Following ZIP Codes:

25862

Are Payday Loans Legal In Lansing, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lansing, WV payday loan calculator

What You Need to Know About Payday Loans in Lansing, West Virginia

If you’re considering a payday loan in Lansing, West Virginia, it’s important to know that payday lending is prohibited in the state. While payday loans may seem like a quick fix to your financial problems, they often come with high interest rates and can lead borrowers into a cycle of debt that is difficult to escape.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often marketed as a way to help cover unexpected expenses or bills that come up between paychecks. However, payday loans often come with extremely high interest rates and fees, making them a risky and expensive option for borrowers.

Why are payday loans illegal in West Virginia?

West Virginia law prohibits payday lending, meaning that it is illegal for lenders to offer payday loans to residents of the state. This is because payday loans often come with interest rates that are much higher than the state’s usury laws allow, which are designed to protect consumers from predatory lending practices.

What are the alternatives to payday loans in Lansing, West Virginia?

  • Personal Loans – Personal loans from credit unions or banks may offer lower interest rates and fees than payday loans.
  • Credit Counseling – Credit counseling agencies can help you come up with a debt repayment plan and negotiate with creditors to help lower your interest rates and fees.
  • Emergency Assistance Programs – Many organizations offer emergency assistance programs to help with things like rent, utilities, and medical bills.

It’s important to explore all of your options before considering a payday loan, especially since they are illegal in West Virginia.

Interesting Facts and Statistics About Payday Loans

  • In the United States, the average payday loan APR is 391%.
  • Payday lending is prohibited in 18 states and the District of Columbia.
  • The number of payday loan stores in the United States has decreased in recent years, from around 20,000 in 2006 to about 14,000 in 2019.

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If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan that meets your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender, but we are committed to helping our customers find the best loan options available to them.

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F.A.Q.

Are payday loans legal in Lansing, West Virginia?

No, payday loans are not legal in Lansing, West Virginia. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Lansing, West Virginia?

Taking out a payday loan in Lansing, West Virginia is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

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