Payday Loans in Lochgelly, West Virginia

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No payday loan companies in Lochgelly, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Clear Mountain Investments 102 Venture Dr 9, Morgantown, WV 26508 +1 (304) 292 - 7372
BB&T Bank 148 S Queen St, Martinsburg, WV 25401 +1 (304) 264 - 2265
Jackson Hewitt Tax Service 97 Williams Dr, Spencer, WV 25276 +1 (304) 679 - 4244
WVU Employees' Federal Credit Union 448 Harding Ave, Morgantown, WV 26505 +1 (304) 293 - 5737
Godfather's Pawn 407 Rogers St, Princeton, WV 24740 +1 (304) 425 - 7296
Famous Jewelry & Loan 700 N Mildred St, Ranson, WV 25438 +1 (304) 728 - 1335
PNC Mortgage 2510 Murdoch Ave, Parkersburg, WV 26104 +1 (304) 422 - 4276
Long & Foster Charles Town, WV 217 Oak Lee Dr 12A, Ranson, WV 25438 +1 (304) 725 - 7000
BB&T 120 Logan St, Kermit, WV 25674 +1 (304) 393 - 3371
First State Bank 6441 Farmdale Rd, Barboursville, WV 25504 +1 (304) 736 - 5271

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lochgelly, WV, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Short-term Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lochgelly, WV.

Are Payday Loans Legal In Lochgelly, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lochgelly, WV payday loan calculator

If you’re in Lochgelly, West Virginia, and in need of quick cash, you might be tempted to turn to payday loans. But here’s the thing: payday loans are prohibited in West Virginia, and for good reason.

What are payday loans?

Payday loans are a type of short-term loan that are typically due in full on your next payday. They’re marketed as a quick and easy way to get cash when you’re in a bind, but they often come with exorbitant interest rates and fees. In fact, some payday loans come with triple-digit interest rates, which can make it incredibly difficult to pay off the loan once the due date rolls around.

Why are payday loans prohibited in West Virginia?

West Virginia, like many other states, has recognized the harm that payday loans can cause. These loans often target low-income individuals who are in desperate need of cash, but who don’t have access to other forms of credit. The exorbitant interest rates and fees associated with payday loans can trap borrowers in a cycle of debt, making it nearly impossible to pay off the loan. As a result, many states have taken steps to regulate or outright ban payday loans.

What are the alternatives to payday loans in Lochgelly, West Virginia?

If you’re in need of quick cash in Lochgelly, West Virginia, there are alternative options available to you. For example, you might consider:

  • Asking friends or family for a loan
  • Using a credit card with a lower interest rate
  • Applying for a personal loan from a bank or credit union
  • Exploring government assistance programs

Interesting facts about payday loans in Lochgelly, West Virginia

While payday loans are prohibited in West Virginia, it’s still important to be aware of the potential risks associated with these loans. Here are a few interesting facts:

  • In 2017, the average payday loan amount in the United States was $375.
  • According to a study by the Consumer Financial Protection Bureau, more than 80% of payday loans are rolled over or followed by another loan within two weeks.
  • On average, payday loans carry an interest rate of 400%.
  • The number of payday loan companies in the United States is roughly equal to the number of McDonald’s restaurants.

Apply Now

While payday loans are prohibited in West Virginia and TheGuaranteedLoans does not offer payday loans, we can connect you with potential lenders who can provide other types of loans. To get started, simply fill out our online application. We’ll work to connect you with a reputable lender who can provide the cash you need.

Please note: TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of reputable lenders to connect borrowers with the right loan for their needs.

Conclusion

While payday loans might seem like a quick and easy way to get cash when you’re in need, they often come with hidden costs and exorbitant interest rates. If you’re in Lochgelly, West Virginia, and in need of quick cash, it’s important to explore alternative options that won’t trap you in a cycle of debt. By doing your research and seeking out reputable lenders, you can find the financial assistance you need without putting your financial future at risk.

F.A.Q.

Can I still be charged fees on a payday loan in Lochgelly, West Virginia?

No, you cannot be charged fees on a payday loan in Lochgelly, West Virginia because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Lochgelly, West Virginia?

No, you cannot be evicted from your home for taking out a payday loan in Lochgelly, West Virginia because these loans are illegal in the state.

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