Payday Loans in Mallory, West Virginia

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No payday loan companies in Mallory, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Acacia Group Inc 820 Market St, Parkersburg, WV 26101 +1 (304) 865 - 4460
Logan County Bancshares Inc 43 Washington St, Logan, WV 25601 +1 (304) 752 - 1166
Hamilton, Burgess, Young & Pollard, P.L.L.C. 5493 Maple Ln, Fayetteville, WV 25840 +1 (304) 574 - 2727
Main Street Bank Wellsburg 1010 Commerce St, Wellsburg, WV 26070 +1 (304) 737 - 2345
Poca Valley Bank 7033 Charleston Rd, Walton, WV 25286 +1 (304) 577 - 6611
Auto Choice 1201 Lafayette Ave, Moundsville, WV 26041 +1 (304) 845 - 2157
United States Postal Service 17 Veterans Ave, Henlawson, WV 25624 +1 (800) 275 - 8777
City National Bank 1700 W King St, Martinsburg, WV 25401 +1 (304) 264 - 4500
City National Bank 1182 Pineview Dr, Morgantown, WV 26505 +1 (681) 285 - 6130
Summit Community Bank 114 James River and Kanawha Turnpike, Rainelle, WV 25962 +1 (304) 438 - 6171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mallory, WV, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Charleston, WV, Payday Loans in Huntington, WV, No Credit Check Loans in Morgantown, WV and 24-Hour Loan in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mallory, WV.

Beautiful sights of Mallory, WV

Payday Loans Available in Mallory, WV By The Following ZIP Codes:

25634

Are Payday Loans Legal In Mallory, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mallory, WV payday loan calculator

The Facts About Payday Loans in Mallory, West Virginia

Payday loans are a popular option for people who need quick cash to cover unexpected expenses. However, it’s important to note that payday loans are prohibited in West Virginia, including in the city of Mallory. This means that residents of Mallory cannot legally take out a payday loan.

Why Are Payday Loans Prohibited in West Virginia?

The state of West Virginia has taken a stance against payday loans, citing the high interest rates and fees associated with these types of loans. The interest rates on payday loans can be as high as 300% or more, which can trap borrowers in a cycle of debt. In addition, payday lenders often target low-income individuals who have limited access to credit or other financial resources.

Alternatives to Payday Loans

  • Credit unions: Credit unions are a not-for-profit financial institution that offers a variety of loan products, including personal loans. Credit unions typically offer lower interest rates and fees compared to payday lenders.
  • Personal loans: Personal loans are unsecured loans that can be used for a variety of purposes, including covering unexpected expenses. These loans often have lower interest rates than payday loans and may have longer repayment terms.
  • Credit cards: While credit cards can come with high interest rates, they can be a more affordable option compared to payday loans. If you have a good credit score, you may be eligible for a credit card with a 0% introductory APR.
  • Emergency assistance programs: Many community organizations and non-profits offer emergency financial assistance to low-income individuals and families. Contact your local government or community center for more information.

Interesting Facts and Statistics about Payday Loans in the US

  • The average payday loan customer takes out 10 payday loans per year.
  • Payday lenders collect more than $9 billion in fees from borrowers each year.
  • 12 million Americans take out payday loans each year.
  • The average APR for payday loans is 391%.

Remember, if you’re in need of cash, there are alternatives to payday loans. TheGuaranteedLoans is a connector service that can help you find a lender that aligns with your financial needs. We’re committed to helping you make informed financial decisions and find the best loan options available to you.

Apply Now for a Personal Loan

If you’re interested in applying for a personal loan, simply fill out our online application. Our platform will match you with potential lenders based on your financial needs and credit score. Remember, TheGuaranteedLoans is not a direct lender, but we’re here to help you connect with lenders that can help you achieve your financial goals. Apply now and take the first step towards financial freedom.

F.A.Q.

Are there any other options for fast cash in Mallory, West Virginia?

Consumers in Mallory, West Virginia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Mallory, West Virginia?

No, payday loans are prohibited in the state of West Virginia.

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