Payday Loans in Maxwelton, West Virginia

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No payday loan companies in Maxwelton, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 500-600 Neville St, Beckley, WV 25801 +1 (304) 256 - 2273
BB&T 5638 US-60, Huntington, WV 25705 +1 (304) 736 - 2526
BB&T Mortgage 1 Wall St, Ravenswood, WV 26164
Conley CPA Group, PLLC 2857 White Hall Blvd, Fairmont, WV 26554 +1 (304) 366 - 2270
Clay County Bank 150 Main St, Clay, WV 25043 +1 (304) 587 - 4221
Advance Auto Parts 3 Foodland Plaza, Glenville, WV 26351 +1 (304) 462 - 2771
Whetelco Federal Credit Union 54 14th St, Wheeling, WV 26003 +1 (304) 232 - 8123
CHHE Federal Credit Union 1204 Hal Greer Boulevard, Huntington, WV 25701 +1 (304) 525 - 4145
Star USA Federal Credit Union 3871 Robert C Byrd Dr, Beckley, WV 25801 +1 (304) 256 - 7154
Chase Bank 1507 Johnson Ave, Bridgeport, WV 26330 +1 (304) 842 - 2368

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maxwelton, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loan for Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maxwelton, WV.

Are Payday Loans Legal In Maxwelton, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Maxwelton, WV payday loan calculator

Understanding Payday Loans in Maxwelton, West Virginia

If you’re living in the city of Maxwelton, West Virginia and are in need of quick cash, you may have considered applying for a payday loan. However, it’s important to note that payday loans are prohibited in the state of West Virginia. This means that no lender can legally offer a payday loan to any resident of Maxwelton or any other city in the state.

Why Are Payday Loans Prohibited in West Virginia?

West Virginia is one of several states that have decided to prohibit payday lending due to concerns about the high interest rates and fees associated with these types of loans. According to the Center for Responsible Lending, payday loans can have an annual percentage rate (APR) of up to 400%, which can lead to borrowers becoming trapped in a cycle of debt and unable to repay the loan.

While payday loans may seem like a quick and easy way to get money when you need it, they can often lead to more financial trouble down the road. The high fees and interest rates associated with these loans can make them difficult to repay, leaving borrowers with even more financial stress and anxiety.

What Are Your Options?

If you’re in need of cash in Maxwelton, West Virginia, there are several different types of loans and financial services that may be available to you. For example, you may be able to apply for a title loan, which uses your car as collateral and allows you to borrow money against the value of your vehicle.

You may also be able to apply for an installment loan, which allows you to borrow a certain amount of money and repay it over a period of several months or years. These types of loans often have lower interest rates and fees than payday loans, making them a safer and more affordable option for many borrowers.

Interesting Facts About Payday Loans in West Virginia

  • As of 2021, West Virginia is one of 16 states and the District of Columbia that have banned payday lending.
  • A 2017 study by the Center for Responsible Lending found that the average payday loan in West Virginia had an APR of 378%.
  • While payday lending is illegal in West Virginia, some lenders may attempt to operate in the state illegally or try to offer other types of high-interest loans to consumers.

Apply Now with TheGuaranteedLoans

If you’re in need of quick cash in Maxwelton, West Virginia, consider applying for a loan through TheGuaranteedLoans. As a connector service, we work with a network of trusted lenders to help match borrowers with potential loan options.

Our online application process is quick and easy, and you can get pre-approved for a loan within minutes. Remember, while payday loans may be prohibited in West Virginia, there are still many other types of loans and financial services available to help you get the money you need. Ready to get started? Apply now through TheGuaranteedLoans.

F.A.Q.

Are there any alternatives to payday loans in Maxwelton, West Virginia?

Yes, there are several alternatives to payday loans in Maxwelton, West Virginia, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Maxwelton, West Virginia but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of West Virginia, regardless of where the lender is located.

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