Payday Loans in Montana Mines, West Virginia

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No payday loan companies in Montana Mines, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Hancock County Savings Bank 351 Carolina Ave, Chester, WV 26034 +1 (304) 387 - 1620
Joe Holland Special Financing 210 MacCorkle Ave SW, South Charleston, WV 25303 +1 (304) 720 - 9352
ATM Clear Mountain Bank 1889 Earl L Core Rd, Morgantown, WV 26505 +1 (800) 627 - 3999
Tri State Gun & Pawn 545 Riverview Ave, Logan, WV 25601 +1 (304) 752 - 6561
Farm Credit of the Virginias 2112 Ripley Rd, Ripley, WV 25271 +1 (304) 372 - 5671
Integrity Home Mortgage Corporation 261 Aikens Center 304, Martinsburg, WV 25404 +1 (304) 596 - 2432
Walmart Money Center 115 Buckhannon Crossroads, Buckhannon, WV 26201
S.A.M. Check Cashing Machine 1428 Robert C Byrd Dr, Crab Orchard, WV 25827 +1 (304) 255 - 2407
Jackson Hewitt Tax Service 1881 Robert C Byrd Dr, MacArthur, WV 25873 +1 (304) 906 - 6741
S.A.M. Check Cashing Machine 2109 National Rd, Wheeling, WV 26003 +1 (304) 242 - 4072

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montana Mines, WV, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montana Mines, WV.

Are Payday Loans Legal In Montana Mines, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Montana Mines, WV payday loan calculator

The Truth About Payday Loans in Montana Mines, West Virginia

If you live in Montana Mines, West Virginia, and are in need of quick cash, you may be considering a payday loan. Before you do, it’s important to understand that payday loans are prohibited in West Virginia. Despite this, some lenders may still try to offer payday loans under a different name or through the internet. This article will provide you with valuable information about payday loans in Montana Mines, West Virginia, and why you should avoid them.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. These loans are often marketed as quick and easy solutions to financial problems, but they come with high fees and interest rates. In many cases, borrowers end up in a cycle of debt because they are unable to pay back these loans in full by their next payday.

Why are Payday Loans Prohibited in West Virginia?

In 2006, West Virginia passed a law that prohibits payday loans. The law was passed in large part due to concerns about the high fees and interest rates associated with these loans. In addition, payday lenders were accused of preying on low-income families and perpetuating a cycle of debt. As a result, payday loans are illegal in West Virginia.

Alternatives to Payday Loans

If you’re in need of quick cash, there are alternatives to payday loans. Here are a few options:

  • Credit cards: While credit cards can come with high interest rates, they’re often a better option than payday loans.
  • Personal loans: Personal loans may have lower interest rates and longer repayment terms than payday loans.
  • Borrowing from family or friends: While this may not be an option for everyone, borrowing from family or friends can be a better alternative to payday loans.

Interesting Facts About Payday Loans

  • The average payday loan borrower takes out eight loans per year.
  • The average payday loan has an APR of 400%, compared to the average credit card APR of 17%.
  • The payday loan industry takes in $9 billion in fees annually.

Apply Now

If you’re in need of quick cash, it’s important to explore all of your options before considering a payday loan. At TheGuaranteedLoans, we offer a way to connect with potential lenders who offer short-term loans. While we’re not a direct lender, we can help you find a lender who may be able to help. Fill out our online application and get connected with lenders who can offer you the cash you need.

Remember, payday loans are illegal in West Virginia. Don’t be fooled by lenders who try to offer these loans under a different name or through the internet. Explore all of your options and make a smart financial decision.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Montana Mines, West Virginia?

If a payday loan lender is threatening you with legal action in Montana Mines, West Virginia, you should contact the West Virginia State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Montana Mines, West Virginia?

No, it is not possible to get a payday loan from a lender in another state and use it in Montana Mines, West Virginia. Payday loans are illegal in Montana Mines, West Virginia, regardless of where the lender is located.

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