Payday Loans in Norton, West Virginia

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No payday loan companies in Norton, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
AFC Automotive Finance Corp. 5546 Benedum Dr, Shinnston, WV 26431 +1 (304) 592 - 2290
Fifth Third Bank & ATM 1566 Hal Greer Boulevard, Huntington, WV 25701 +1 (304) 523 - 5301
City National Bank 304 10th St, Dunbar, WV 25064 +1 (304) 768 - 2067
Fayette County National Bank 1554 E Main St, Oak Hill, WV 25901 +1 (304) 469 - 2555
Walmart Money Center 10 Walmart Dr, Moundsville, WV 26041
Woodforest National Bank 77 Norman Morgan Blvd, Logan, WV 25601 +1 (304) 752 - 8403
First Community Bank 221 Howard Ave, Mullens, WV 25882 +1 (304) 294 - 0700
Thornhill Mitsubishi U.S. Rt 119, Trace Fork Rd, Chapmanville, WV 25508 +1 (304) 855 - 4092
BB&T 2015 Meadowbrook Mall, Bridgeport, WV 26330 +1 (304) 842 - 7315
Advance Auto Parts 3 Foodland Plaza, Glenville, WV 26351 +1 (304) 462 - 2771

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Norton, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loan for Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Norton, WV.

Beautiful sights of Norton, WV

Are Payday Loans Legal In Norton, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Norton, WV payday loan calculator

Understanding Payday Loans in Norton, West Virginia

Payday loans can be a quick solution for those in need of cash, but they come with high fees and interest rates. In Norton, West Virginia, however, payday loans are prohibited by state law. If you’re considering taking out a payday loan in Norton, it’s important to understand the laws and alternatives available to you.

Why are Payday Loans Prohibited in West Virginia?

West Virginia is one of many states to prohibit payday loans. This is due to the high interest rates and fees associated with them, which can trap borrowers in a cycle of debt. In 2010, West Virginia passed a law capping the interest rate on small loans at 31% APR. This effectively banned payday lenders from operating in the state, since most charged rates far exceeding that limit.

Alternatives to Payday Loans in Norton, West Virginia

While payday loans are prohibited in Norton and the rest of West Virginia, there are still options available to those in need of emergency funds. Below are some alternatives to consider:

  • Credit Unions: Credit unions are nonprofit organizations that often offer small-dollar loans with low interest rates and favorable repayment terms. In Norton, consider joining the West Virginia Central Credit Union or the Parkersburg Federal Credit Union.
  • Personal Loans: You may also be able to secure a personal loan from a bank or online lender. These loans typically have more favorable interest rates and longer repayment terms than payday loans.
  • Credit Cards: If you have a credit card, you may be able to use it to cover emergency expenses. Keep in mind that you’ll still need to pay off the balance, and interest rates can be high if you don’t pay it off quickly.

It’s important to note that none of these options are as fast as payday loans. If you’re in need of cash immediately, consider reaching out to friends or family for assistance.

Interesting Facts and Statistics about Payday Loans in Norton, West Virginia

  • West Virginia is one of 15 states to prohibit payday loans. Other states with similar laws include New York, Pennsylvania, and North Carolina.
  • Average payday loan interest rates can exceed 400% APR.
  • Payday loan borrowers often end up in cycles of debt, taking out multiple loans to cover the fees and interest on previous ones.

Apply Now

If you’re in need of emergency cash in Norton, West Virginia, consider applying for a loan through TheGuaranteedLoans. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you find a loan that meets your needs. Our simple online application process takes just a few minutes to complete, and you can receive offers from multiple lenders in as little as 24 hours.

Remember, payday loans are prohibited in West Virginia. Instead, consider the alternatives we’ve outlined above or reach out to friends and family for assistance. And if you do decide to apply for a loan, make sure to read all terms and conditions carefully and only borrow what you can afford to repay.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Norton, West Virginia?

No, taking out an illegal payday loan in Norton, West Virginia is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Norton, West Virginia?

No, you cannot be sued for not paying back an illegal payday loan in Norton, West Virginia.

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