Payday Loans in Peach Creek, West Virginia

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No payday loan companies in Peach Creek, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
K&K Loans 17 Merchant St, Buckhannon, WV 26201 +1 (304) 472 - 5128
Yeager Insurance and Financial Services 3786 Teays Valley Road, Hurricane, WV 25526 +1 (304) 318 - 7200
Summit Community Bank 90 S Grove St, Petersburg, WV 26847 +1 (304) 257 - 1244
BB&T Mortgage 712 Water St, Summersville, WV 26651
Hazlett Burt & Watson Inc 1300 Chapline St, Wheeling, WV 26003 +1 (304) 233 - 3312
United States Postal Service 1002 Lee St E, Charleston, WV 25301 +1 (800) 275 - 8777
City National Bank 1711 S 2nd St, Mason, WV 25260 +1 (304) 773 - 5514
Huntington Bank 5704 Pinecrest Dr, Huntington, WV 25704 +1 (304) 733 - 8230
Farmers Bank and Savings Company 3572 Teays Valley Road, Hurricane, WV 25526 +1 (304) 760 - 1200
Pendleton Community Bank 19180 Seneca Trail, Marlinton, WV 24954 +1 (304) 799 - 6700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Peach Creek, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Emergency Loan in Huntington, WV, 24-Hour Loan in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Peach Creek, WV.

Are Payday Loans Legal In Peach Creek, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Peach Creek, WV payday loan calculator

Payday Loans in Peach Creek, West Virginia

Payday loans can be an attractive option for those who need quick cash to cover unexpected expenses. However, it’s important to note that payday loans are illegal in West Virginia, including Peach Creek.

Why are Payday Loans Prohibited in West Virginia?

Payday loans are known for their high-interest rates and fees, which can trap borrowers in a cycle of debt. To protect its citizens from predatory lending practices, the state of West Virginia has banned payday lending. The West Virginia Code §46A-4-107 states that “Any loan or extension of credit made in violation of this section is void and unenforceable and the person making such loan or extension of credit may not collect, receive, or retain any principal, interest, or charges related to the loan or extension of credit.”

What Alternatives are Available in Peach Creek, West Virginia?

While payday loans are not an option in Peach Creek, there are other options available for those who need quick cash. Some alternatives include:

  • Credit cards with a low APR or 0% intro APR
  • Personal loans from a bank or credit union
  • Small-dollar loans from non-profit organizations or community groups

It’s important to explore all options and choose the option that makes the most sense for your financial situation.

Interesting Facts and Statistics about Payday Loans

  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year.
  • The Center for Responsible Lending found that the average payday loan carries an APR of 391% in the United States.
  • Payday lending is legal in 32 states and prohibited in 18 states, including West Virginia.

Apply Now

While payday loans are not available in Peach Creek, TheGuaranteedLoans can connect you with potential lenders who offer other types of loans. Our service is simple and free to use – just fill out our online application to receive loan offers from multiple lenders. It’s important to note that we are a connector service, not a direct lender, and we cannot guarantee loan approval or terms.

At TheGuaranteedLoans, we prioritize your financial safety and security, and every potential lender in our network is carefully screened to ensure compliance with all applicable laws and regulations.

Visit our website today to begin your loan application and take the first step towards financial stability.

F.A.Q.

Can I still be charged fees on a payday loan in Peach Creek, West Virginia?

No, you cannot be charged fees on a payday loan in Peach Creek, West Virginia because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Peach Creek, West Virginia?

No, you cannot be evicted from your home for taking out a payday loan in Peach Creek, West Virginia because these loans are illegal in the state.

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