Payday Loans in Pipestem, West Virginia

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No payday loan companies in Pipestem, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Cashland Pawn Shop 701 E Pike St, Clarksburg, WV 26301 +1 (304) 626 - 3330
Citizens Bank of Weston 47 Industrial Park Rd, Jane Lew, WV 26378 +1 (304) 884 - 7825
Beacon Wealth Management 607 E Pike St, Clarksburg, WV 26301 +1 (866) 623 - 3900
Community Trust Bank 101 E 2nd Ave, Williamson, WV 25661 +1 (304) 235 - 5454
Pendleton Community Bank 402 S Main St, Moorefield, WV 26836 +1 (304) 538 - 7900
Josh Schmalz 260 Gihon Village, Parkersburg, WV 26101 +1 (304) 905 - 7027
Huntington Bank 121 E 3rd St, Weston, WV 26452 +1 (304) 269 - 6152
WEPCO Federal Credit Union 459 New Creek Hwy, Keyser, WV 26726 +1 (304) 788 - 5305
First Citizens Bank 8468 Seneca Trail, Ronceverte, WV 24970 +1 (304) 645 - 0258
Chase Mortgage 32 E Main St, Buckhannon, WV 26201 +1 (304) 472 - 4602

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pipestem, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pipestem, WV.

Beautiful sights of Pipestem, WV

Are Payday Loans Legal In Pipestem, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Pipestem, WV payday loan calculator

Payday Loans in Pipestem, West Virginia: Everything You Need to Know

When people need money quickly to cover unexpected expenses, they might consider taking out a payday loan. However, in West Virginia, payday loans are illegal. For residents of Pipestem, West Virginia, there are other options available to help meet their financial needs.

Why Payday Loans are Prohibited in West Virginia

Payday loans are short-term, high-interest loans that typically must be repaid within two to four weeks. Lenders often require borrowers to provide post-dated checks or access to their bank accounts as collateral. According to the West Virginia Division of Financial Institutions, payday loans are not allowed in the state.

The state of West Virginia considers payday loans to be a form of predatory lending. The high-interest rates and short-term repayment schedules can quickly lead to a cycle of debt that many borrowers find difficult to escape. The state’s regulations are designed to protect consumers from being taken advantage of by lenders that prey on those in need.

Alternative Options for Borrowers in Pipestem, West Virginia

Despite the fact that payday loans are illegal in West Virginia, there are still options available for those in need of quick cash. One option is a title loan. Title loans allow borrowers to use their car as collateral to secure a loan. The amount of the loan is typically based on the value of the car. However, title loans can also be risky, as borrowers risk losing their car if they are unable to repay the loan.

Another option is to work with a financial institution that offers personal loans. Personal loans can be used for a variety of purposes, and the interest rates are typically lower than those for payday loans. However, borrowers must have good credit to qualify for a personal loan.

Interesting Facts and Statistics About Payday Loans in Pipestem, West Virginia

  • In 2018, West Virginia passed a law capping the annual percentage rate (APR) lenders could charge for small-dollar loans at 36%. This regulation effectively eliminated payday lending in the state.
  • Pipestem is a small town in Summers County with a population of less than 500.
  • According to the West Virginia Division of Financial Institutions, in 2019, the most common reason people sought payday loans was to pay for basic living expenses.
  • A report by The Pew Charitable Trusts found that the average payday loan borrower is in debt for about five months out of the year, spending an average of $520 in fees to repeatedly borrow $375.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses happen. That’s why we connect consumers with potential lenders who may be able to provide them with the short-term financial assistance they need. Our application process is quick and easy, and we are committed to providing our clients with excellent customer service.

If you’re looking for a loan in Pipestem, West Virginia, or anywhere else in the United States, we can help. Simply visit our website and fill out our online application. Remember, we are not a direct lender. We are a connector service that works with a network of potential lenders to help you find the loan that’s right for you.

The Bottom Line

While payday loans are illegal in West Virginia, those in need of quick cash still have options. By working with reputable financial institutions and utilizing the services of companies like TheGuaranteedLoans, borrowers in Pipestem and throughout the state can find the financial assistance they need to help cover unexpected expenses.

F.A.Q.

Are there any other options for fast cash in Pipestem, West Virginia?

Consumers in Pipestem, West Virginia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Pipestem, West Virginia?

No, payday loans are prohibited in the state of West Virginia.

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