Payday Loans in Princewick, West Virginia

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No payday loan companies in Princewick, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
United States Postal Service 9245 Sewell Creek Rd, Meadow Bridge, WV 25976 +1 (800) 275 - 8777
Lucky Day Pawn and Loan 109 Tolley Dr, Bridgeport, WV 26330 +1 (304) 933 - 3889
Skinner Insurance Agency 16080 Barbour County Hwy, Philippi, WV 26416 +1 (304) 457 - 1111
Raymond James - First Community Wealth Management 211 Federal St, Bluefield, WV 24701 +1 (304) 325 - 7334
Thrivent Financial for Lutherans 207 Joe Roush, Letart, WV 25253 +1 (681) 443 - 2664
MVB Bank 1000 Johnson Ave, Bridgeport, WV 26330 +1 (304) 842 - 6700
Harrisville Auto Center 1609 E Main St E, Harrisville, WV 26362 +1 (304) 643 - 2927
AAMCO Transmissions & Total Car Care 281 Courthouse Rd, Princeton, WV 24740 +1 (304) 425 - 2153
Woodforest 167 Hurricane Creek Rd, Hurricane, WV 25526
United Bank 4261 Robert C Byrd Dr, Beckley, WV 25801 +1 (304) 255 - 1454

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Princewick, WV, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Princewick, WV.

Are Payday Loans Legal In Princewick, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Princewick, WV payday loan calculator

Princewick, West Virginia:

For many individuals and families in Princewick, West Virginia, unexpected financial expenses can quickly become overwhelming and stressful. Unfortunately, in situations like these, some people turn to payday loans as a solution. However, payday loans are illegal in West Virginia, so it’s important to explore alternative options for financial assistance.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are advertised as a way to quickly access cash when you need it most, often with no credit check required. However, payday loans often come with high interest rates and fees, and can result in a cycle of debt that is difficult to break free from.

Why are payday loans illegal in West Virginia?

In 2001, West Virginia enacted laws to protect consumers from the cycle of debt that often results from payday loans. Under West Virginia law, payday loans are prohibited because they often come with high interest rates and fees that can trap borrowers in a cycle of debt.

What are some alternatives to payday loans in Princewick, West Virginia?

1. Personal loans

Personal loans are a popular alternative to payday loans because they often come with lower interest rates and fees. Additionally, personal loans can be used for a variety of purposes, including emergency expenses and debt consolidation.

2. Credit cards

Credit cards can be a useful tool in emergency situations, and can be less expensive than payday loans if you use them responsibly. However, it’s important to remember that credit cards come with their own risks, including high interest rates and fees if you don’t pay your balance in full each month.

3. Community assistance programs

Community assistance programs, such as local charities or churches, can be a source of financial assistance in emergency situations. These programs often provide assistance with food, shelter, and other basic needs.

Interesting facts and statistics about payday loans in Princewick, West Virginia

  • In 2017, the average payday loan amount in West Virginia was $375.
  • According to a 2018 report by the Center for Responsible Lending, payday lenders in West Virginia charge an average annual interest rate of 129%.
  • The West Virginia attorney general’s office received 110 complaints about payday loans in 2018.

Apply Now with TheGuaranteedLoans

If you’re in need of financial assistance, TheGuaranteedLoans can connect you with potential lenders who may be able to offer you a personal loan, title loan, or other financial product. Our application process is easy and straightforward, and we aim to make the lending process as fast and simple as possible.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that works with a network of potential lenders. If you are connected with a potential lender, be sure to review the terms of the loan carefully and ask any questions you have before signing.

Conclusion

While payday loans may seem like a quick-fix solution in times of financial stress, they often come with high interest rates and fees that can trap borrowers in a cycle of debt. In Princewick, West Virginia, payday loans are illegal, so it’s important to explore alternative options for financial assistance, such as personal loans, credit cards, or community assistance programs.

If you’re in need of financial assistance, consider applying with TheGuaranteedLoans. Our goal is to connect you with potential lenders who can offer you the financial products you need, without the risks and high costs associated with payday loans. Apply now and take the first step towards financial stability and security.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Princewick, West Virginia?

No, because payday loans are illegal in Princewick, West Virginia, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Princewick, West Virginia?

Yes, the state of West Virginia has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

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