Payday Loans in Roderfield, West Virginia

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No payday loan companies in Roderfield, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Richmond & Company, CPA's, A.C. 112 Main St, Beckley, WV 25801 +1 (304) 252 - 7353
MCNB Banks - Parkersburg Loan Center 1119 Garfield Ave, Parkersburg, WV 26101 +1 (304) 207 - 1607
WesBanco Bank 910 Lafayette Ave, Moundsville, WV 26041 +1 (304) 843 - 0100
BB&T 199 Mall Rd, Oak Hill, WV 25901 +1 (304) 469 - 2996
Premier Bank Inc. 18854 Pond Fork Rd, Van, WV 25206 +1 (304) 245 - 8224
United States Postal Service 5325 Leivasy Rd, Leivasy, WV 26676 +1 (800) 275 - 8777
Peoples Federal Credit Union 419 1st Ave S, Nitro, WV 25143 +1 (304) 722 - 2274
Jackson Hewitt Tax Service 83 S Grafton St, Romney, WV 26757 +1 (304) 822 - 7670
Grant County Bank 991 William Ave, Davis, WV 26260 +1 (304) 259 - 5201
Huntingtonized Federal Credit Union Walmart plaza, 60 McGinnis Dr, Wayne, WV 25570 +1 (304) 272 - 3400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roderfield, WV, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Charleston, WV, Payday Loans in Huntington, WV, Online Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roderfield, WV.

Payday Loans Available in Roderfield, WV By The Following ZIP Codes:

24881

Are Payday Loans Legal In Roderfield, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Roderfield, WV payday loan calculator

Understanding Payday Loans in Roderfield, West Virginia

Payday loans are a type of short-term loan that is designed to help people in times of financial need. They are often used by people who are living paycheck to paycheck and are unable to access traditional forms of credit. While payday loans may seem like a good solution to financial problems, it’s important to understand the risks and potential downsides before taking out this type of loan.

Payday Loan Laws in Roderfield, West Virginia

It’s important to note that payday loans are prohibited in the state of West Virginia. This means that storefront lenders are not able to offer payday loans to consumers in Roderfield or elsewhere in the state. However, online lenders may still offer payday loans to West Virginia residents.

While some online lenders may be able to offer payday loans to West Virginia residents, it’s important to note that these loans are still illegal in the state. As a result, borrowers should exercise caution when considering a payday loan and should seek out alternative forms of credit instead.

The Risks of Payday Loans

Payday loans can be very risky for borrowers. One of the biggest risks is the high interest rates that are charged on these loans. In some cases, the interest rates on payday loans can be as high as 400%. This means that borrowers can end up paying back much more than they initially borrowed.

Another risk of payday loans is the short repayment period. Typically, borrowers have to repay their loan within two weeks to a month. For people who are living paycheck to paycheck, this can be a very difficult timeframe to meet. If a borrower is unable to repay their loan, they may have to take out another loan to cover the cost of the first loan, leading to a cycle of debt that is difficult to break.

Alternatives to Payday Loans

For people who are in need of cash quickly, there are alternatives to payday loans. Some options include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Borrowing from friends or family
  • Seeking assistance from local charities or non-profit organizations

It’s important to explore all of these options before considering a payday loan. While these alternatives may not be ideal for everyone, they can be a better solution for many borrowers.

Interesting Facts and Statistics

  • In West Virginia, the average payday loan is $375 with an average interest rate of 130%, according to the Center for Responsible Lending.
  • Despite efforts to ban payday loans, many West Virginia residents still use these loans, often turning to online lenders to circumvent the state law.
  • A Pew Charitable Trusts study found that the average payday loan borrower is in debt for five months out of the year, spending an average of $520 in fees to borrow $375.

Apply Now

If you are in need of cash quickly, consider exploring alternative forms of credit before turning to payday loans. However, if you do decide to pursue a payday loan, TheGuaranteedLoans can help connect you with potential online lenders. Simply fill out our online application and we will work to find a lender that may be able to meet your needs.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. This means that we do not make lending decisions and cannot guarantee that you will be approved for a loan. However, we will work to find a lender that may be able to offer you a loan that meets your needs.

F.A.Q.

Are there any other options for fast cash in Roderfield, West Virginia?

Consumers in Roderfield, West Virginia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Roderfield, West Virginia?

No, payday loans are prohibited in the state of West Virginia.

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