Payday Loans in Surveyor, West Virginia

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No payday loan companies in Surveyor, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
First Choice America Community CU 370 Three Springs Dr, Weirton, WV 26062 +1 (304) 748 - 8600
Summit Community Bank 310 N Main St, Moorefield, WV 26836 +1 (304) 530 - 1000
United Bank 2004 W Webster Rd, Summersville, WV 26651 +1 (304) 872 - 5434
Principal Financial 7521 Coal River Rd, Naoma, WV 25140 +1 (304) 933 - 2207
Classic Jewelry & Loan 6339 Co Rd 60/50, Barboursville, WV 25504 +1 (304) 733 - 1840
Summit Community Bank 1223 Stafford Dr, Princeton, WV 24740 +1 (304) 425 - 0856
Huntington Bank 1905 1st Ave, Nitro, WV 25143 +1 (304) 755 - 8101
Jackson Hewitt Tax Service 83 S Grafton St, Romney, WV 26757 +1 (304) 822 - 7670
Williams & Associates: Williams Tammy S CPA 204 Davis Ave, Elkins, WV 26241 +1 (304) 637 - 9110
Bank of Charles Town 9738 Tuscarora Pike, Martinsburg, WV 25403 +1 (304) 262 - 0089

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Surveyor, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loan Without a Credit Check in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Surveyor, WV.

Payday Loans Available in Surveyor, WV By The Following ZIP Codes:

25932

Are Payday Loans Legal In Surveyor, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Surveyor, WV payday loan calculator

Payday Loans in Surveyor, West Virginia: What You Need to Know

Are you considering a payday loan in Surveyor, West Virginia? Before you make any decisions, it’s essential to understand the state’s payday loan laws. In West Virginia, payday loans are considered illegal. For those who are in need of quick cash, there are other options available to you.

The Dangers of Payday Loans

Although payday loans may seem like a quick and easy fix, they can quickly turn into a debt trap. They often come with high-interest rates, hidden fees, and short repayment terms. This can leave borrowers struggling to pay off their loans, which often results in additional fees and a cycle of debt.

  • Payday loans can have interest rates as high as 600%
  • The average payday loan borrower ends up paying $458 in fees
  • Payday loans can lead to a cycle of debt and financial instability

For these reasons, many states, including West Virginia, have prohibited payday loans to protect consumers from predatory lending practices.

Alternative Options

If you find yourself in need of quick cash in Surveyor, West Virginia, there are other options available to you:

  • Personal loans: If you have good credit, a personal loan from a bank or credit union can provide the funds you need with a lower interest rate and more favorable repayment terms than a payday loan. Even if your credit isn’t perfect, there may be lenders willing to work with you.
  • Credit cards: If you have a credit card, you may be able to take out a cash advance. Although this can come with higher interest rates than a traditional credit card purchase, it’s still likely to be lower than a payday loan.
  • Friends and family: If you have close friends or family members who are willing and able to lend you money, this can be an option to consider. Be sure to keep your agreement in writing, and pay them back as soon as possible to avoid any strain on your relationship.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders to help you find a loan that meets your needs. Simply fill out our online application to get started.

It’s important to remember that payday loans are illegal in Surveyor, West Virginia. By exploring alternative options, you can avoid the dangers of payday loans and find a solution that works for you.

Interesting Facts and Statistics about Payday Loans

  • The average payday loan borrower takes out 10 payday loans per year.
  • Payday loans are banned in 14 states and Washington D.C.
  • Payday lending is a $9 billion industry.

By choosing a safe and reliable option for quick cash, you can avoid the pitfalls of payday loans. At TheGuaranteedLoans, we’re committed to helping you find a loan that meets your needs without putting you in financial jeopardy. Apply now to get started.

F.A.Q.

Can a payday loan company report me to a credit bureau in Surveyor, West Virginia?

No, a payday loan company cannot report you to a credit bureau in Surveyor, West Virginia because these loans are illegal in the state.

Can a payday loan company take me to court in Surveyor, West Virginia?

No, a payday loan company cannot take you to court in Surveyor, West Virginia because these loans are illegal in the state.

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