Payday Loans in Swiss, West Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Swiss, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Milton Gun & Pawn 305 E Main St, Milton, WV 25541 +1 (304) 743 - 8115
First United Bank & Trust 7736 Winchester Ave, Inwood, WV 25428 +1 (304) 229 - 5821
Premier Bank Inc. 1397 Elizabeth Pike, Mineral Wells, WV 26150 +1 (304) 489 - 3390
Summit Community Bank 564 N Main St, Franklin, WV 26807 +1 (304) 358 - 2388
Grant County Bank 500 S Main St, Moorefield, WV 26836 +1 (304) 538 - 6566
Jackson Hewitt Tax Service 206 W Washington St, Charles Town, WV 25414 +1 (304) 725 - 2090
Thrivent Financial for Lutherans 2088 Grassy Meadows Road, Alderson, WV 24910 +1 (681) 495 - 1954
C & J Trades 1500 W Pike St, Clarksburg, WV 26301 +1 (304) 622 - 1021
Brown Edwards 1815 Jefferson St, Bluefield, WV 24701 +1 (304) 325 - 8157
Acoounting Service Inc 233 Main St, Iaeger, WV 24844 +1 (304) 938 - 3680

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Swiss, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Swiss, WV.

Are Payday Loans Legal In Swiss, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Swiss, WV payday loan calculator

Payday Loans in Swiss, West Virginia

Payday loans are popular lending options since they offer quick cash loans for those who need it. However, payday loans are not legal in every state. In West Virginia, payday loans are prohibited. Despite being illegal, there are some alternative options available that residents of Swiss and other West Virginia cities could consider if they need to borrow money quickly.

What Are Payday Loans?

Payday loans are typically small, short-term loans that are due on a borrower’s next payday. These loans are often offered to individuals with low or bad credit scores and require no collateral. Applying for a payday loan is easy and can be done online or in-store, and borrowers can often receive their funds within minutes or the same day.

Payday loans are also known to have high fees and interest rates, which can add up to hundreds or even thousands of dollars in interest for the borrower. Because of this, payday loans have been banned in states like West Virginia to protect consumers from predatory lending practices.

Payday Loans in Swiss, West Virginia Are Prohibited

If you are a resident of Swiss, or any other city in West Virginia, it is important to note that payday loans are illegal in the state. The West Virginia Consumer Credit and Protection Act specifically prohibits payday lending in the state. This means that lenders are not allowed to offer payday loans, and borrowers are not supposed to accept them.

If you are in Swiss and need cash quickly, there are still some alternatives available:

  • Installment Loans: An installment loan is a longer-term loan with regular payments. These loans can be found through credit unions, banks, or online lenders.
  • Credit Cards: Credit cards can be a suitable option, but be careful with high interest rates and fees that can add up quickly.
  • Borrow from Family and Friends: A friend or family member may be able to offer a loan with more lenient terms than a payday loan would offer.

Facts and Statistics about Payday Loans in Swiss, West Virginia

Although payday loans are prohibited in West Virginia, there are still some individuals who may try to obtain them. According to a report by the Center for Responsible Lending (CRL), despite the prohibition, payday lenders have continued to operate in West Virginia. In fact, from 2009 to 2018, payday lenders in West Virginia made over $300,000 in campaign contributions.

The same report also highlights that in 2017, over 11% of West Virginia residents were considered “unbanked,” meaning they did not have a bank account. This lack of access to traditional banking services may lead some residents to seek out payday loans or other high-cost forms of credit.

Apply Now

At TheGuaranteedLoans, we understand that financial emergencies can happen to anyone, anywhere. We are a connector service that aims to connect borrowers with potential lenders who can offer loans that meet their specific needs and requirements. While payday loans are not an option in West Virginia, we encourage you to explore the alternative options mentioned above or consider filling out an application form for an installment loan or line of credit.

Please note that TheGuaranteedLoans is not a direct lender and does not make any credit decisions. Instead, we work with a network of lenders who are willing to provide our customers with the loans they need. If you have any questions or concerns about the application process, please don’t hesitate to contact us.

Thank you for considering TheGuaranteedLoans as your trusted financial resource.

F.A.Q.

Are payday loans legal in Swiss, West Virginia?

No, payday loans are not legal in Swiss, West Virginia. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Swiss, West Virginia?

Taking out a payday loan in Swiss, West Virginia is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

Look for Short-Term Loans in Other Cities: