Payday Loans in West Liberty, West Virginia

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No payday loan companies in West Liberty, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank 109 Three Springs Dr, Weirton, WV 26062 +1 (304) 723 - 2000
ATM M&t Bank 136 E Main St, Romney, WV 26757
Huntington Bank 1500 Grand Central Ave #102, Vienna, WV 26105 +1 (304) 295 - 6500
IBEW 317 Federal Credit Union 1848 Madison Ave B, Huntington, WV 25704 +1 (304) 522 - 4871
United Bank 1269 Warwood Ave, Wheeling, WV 26003 +1 (304) 277 - 1680
Modern Woodmen of America 1701 5th Ave 2, Charleston, WV 25387 +1 (304) 414 - 4480
Walmart Money Center 58 Williams Dr, Spencer, WV 25276 +1 (304) 927 - 6920
Community Trust Bank 735 Court St, Fort Gay, WV 25514 +1 (304) 648 - 7200
Moorefield Collision Center 115 Natwick Cir 1244, Moorefield, WV 26836 +1 (304) 530 - 2101
BCBank 27 Pike St, Philippi, WV 26416 +1 (304) 457 - 3300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Liberty, WV, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loan Companies in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Liberty, WV.

Beautiful sights of West Liberty, WV

Payday Loans Available in West Liberty, WV By The Following ZIP Codes:

26074

Are Payday Loans Legal In West Liberty, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

West Liberty, WV payday loan calculator

Payday Loans in West Liberty, West Virginia

In West Virginia, payday loans are considered illegal. As such, those who are seeking quick cash loans and reside in West Liberty, West Virginia, have limited options when it comes to obtaining fast cash.

Payday loans, sometimes called short-term loans, are small-dollar loans that tend to be due in full by the borrower’s next payday or within a few weeks. These loans typically come with high-interest rates and often trap borrowers in cycles of debt.

Alternatives to Payday Loans

Fortunately, there are alternative options to payday loans that borrowers in West Liberty, West Virginia, can consider. These include:

  • Credit Counseling: For individuals struggling with debt, credit counseling may be a viable solution. Credit counselors work with borrowers to create a budget and provide guidance on managing debt
  • Personal Loans: As opposed to payday loans, personal loans are typically installment loans with longer repayment terms and lower interest rates. These loans can usually be obtained through a bank or credit union
  • Side Jobs: While this may not be an option for everyone, taking on a side job or exploring opportunities for freelance work can provide additional income to help cover unexpected expenses

Although these alternatives may not provide the same level of immediate cash as payday loans, they are often more sustainable and better for the borrower in the long run.

Interesting Facts and Statistics about Payday Loans in West Liberty, West Virginia

  • In 2019, West Virginia legislature passed a bill that prohibits payday loans throughout the state
  • West Liberty, West Virginia, has a median household income of $41,979 and a poverty rate of 19.6%
  • A 2018 report from the Center for Responsible Lending found that, on average, payday loans carry an interest rate of 391%

Connect with Lenders

If you are in need of quick cash, TheGuaranteedLoans may be able to help you connect with lenders who offer personal loans and other types of credit. Our online application process is simple and secure, and we work with a network of verified lenders to ensure borrowers receive competitive rates and fair terms.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We facilitate connections between borrowers and a network of potential lenders, but we do not make lending decisions or disburse funds directly.

Ready to get started? Fill out our online application today and take a step towards financial security.

F.A.Q.

Can a payday loan company file a lawsuit against me in West Liberty, West Virginia?

No, a payday loan company cannot file a lawsuit against you in West Liberty, West Virginia because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in West Liberty, West Virginia?

Yes, there are federal laws that apply to payday loans in West Liberty, West Virginia, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.

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