Payday Loans in Williamsburg, West Virginia

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No payday loan companies in Williamsburg, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 745 Charles St, Wellsburg, WV 26070 +1 (304) 737 - 2925
Wells Fargo Home Mortgage 688 Killarney Dr, Morgantown, WV 26505 +1 (304) 599 - 2982
Pendleton Community Bank 204 Pinewood Dr, Beckley, WV 25801 +1 (304) 252 - 2265
First Community Bank 1102 Oakvale Rd, Princeton, WV 24740 +1 (304) 431 - 9000
BB&T 500 13th Ave, Vienna, WV 26105 +1 (304) 295 - 5400
Pendleton Community Bank 19180 Seneca Trail, Marlinton, WV 24954 +1 (304) 799 - 6700
Modern Woodmen of America 1701 5th Ave 2, Charleston, WV 25387 +1 (304) 414 - 4480
Chase Bank 200 Kanawha Mall Charleston, Charleston, WV 25304 +1 (304) 925 - 1925
United Federal Credit Union 15630 N Preston Hwy, Bruceton Mills, WV 26525 +1 (304) 379 - 2888
Chase Mortgage 103 Airport Rd, Beaver, WV 25813 +1 (304) 256 - 0367

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Williamsburg, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Payday Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Williamsburg, WV.

Are Payday Loans Legal In Williamsburg, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Williamsburg, WV payday loan calculator

Payday Loans in Williamsburg, West Virginia: Understanding the Prohibition

If you are in need of cash quickly, you may have considered taking out a payday loan. However, in West Virginia, payday loans are prohibited by law. This means that if you are a resident of Williamsburg, West Virginia, you cannot legally obtain a payday loan.

What are payday loans?

Payday loans are small, short-term loans that are designed to help people get through to their next paycheck. Typically, payday loans are due in full on the borrower’s next payday, and they come with incredibly high interest rates and fees.

Many people who take out payday loans find themselves in a cycle of debt, as they are unable to repay the loan in full on their next payday and must take out a new loan to cover the old one. This cycle can be difficult to break, and it can lead to financial ruin for those who are already struggling to make ends meet.

Why are payday loans prohibited in West Virginia?

In 2009, the West Virginia legislature passed a law that prohibits payday lending in the state. The law was passed in order to protect consumers from the predatory practices of payday lenders, who often target low-income individuals and families who are already struggling financially.

Under West Virginia law, it is illegal for a lender to offer a payday loan to a resident of the state. If you are a resident of Williamsburg, West Virginia, and you are considering taking out a payday loan, you should be aware that you will have to look for alternative sources of funding.

What are my options if I need cash quickly?

If you find yourself in need of cash quickly, there are several options available to you. Some of these options include:

  • Credit cards
  • Personal loans from banks or credit unions
  • Borrowing from family or friends
  • Working with a local community organization that provides emergency financial assistance

While these options may not offer the same quick turnaround time as a payday loan, they can provide you with the funds you need without putting you in a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Williamsburg, West Virginia

  • West Virginia has one of the highest poverty rates in the nation, with more than 19% of the state’s population living in poverty.
  • Before payday lending was prohibited in West Virginia, lenders in the state charged an average interest rate of 521% on payday loans.
  • In 2019, the West Virginia Attorney General’s Office received more than 100 complaints from consumers about payday lending and debt collection practices.

Apply Now

While payday loans are prohibited in Williamsburg, West Virginia, TheGuaranteedLoans is here to help connect you with potential lenders who may be able to offer you the financial assistance you need. It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find a lender who meets your needs and qualifications.

If you are in need of cash quickly, you can apply for a loan on our website by filling out a simple and secure online application. Our network of lenders is available to help you find the right loan for your situation, and we will work with you to help you get the funds you need as quickly as possible.

Don’t let financial stress weigh you down. Apply for a loan today and take the first step towards a brighter financial future.

F.A.Q.

Can I take out a payday loan online in Williamsburg, West Virginia?

No, even if the lender is located outside of West Virginia, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Williamsburg, West Virginia?

No, it is illegal to use a payday loan from another state in Williamsburg, West Virginia.

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