Payday Loans in Worthington, West Virginia

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No payday loan companies in Worthington, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank of West Virginia 248 Main St, Beverly, WV 26253 +1 (304) 636 - 0988
Bank of Charles Town 111 E Washington St, Charles Town, WV 25414 +1 (304) 725 - 8431
Thrivent Financial for Lutherans 207 Joe Roush, Letart, WV 25253 +1 (681) 443 - 2664
Chase Bank 103 Airport Rd, Beaver, WV 25813 +1 (304) 256 - 0367
ATM M&t Bank 151 Courthouse Rd, Princeton, WV 24740
WesBanco Bank 745 Charles St, Wellsburg, WV 26070 +1 (304) 737 - 2925
Miller & Miller 216 Market St 305, Spencer, WV 25276 +1 (304) 927 - 1346
BB&T 8327 Martinsburg Pike, Shepherdstown, WV 25443 +1 (304) 876 - 3601
City National Bank 130 Piercy Dr, Lewisburg, WV 24901 +1 (304) 645 - 6923
Tin Mill Employees Fcu 3016 West St, Weirton, WV 26062 +1 (304) 748 - 5811

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Worthington, WV, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charleston, WV, Payday Loans in Huntington, WV, Bad Credit Loans in Morgantown, WV and Payday Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Worthington, WV.

Payday Loans Available in Worthington, WV By The Following ZIP Codes:

26591

Are Payday Loans Legal In Worthington, West Virginia?

Payday Lending is Prohibited in West Virginia

West Virginia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Worthington, WV payday loan calculator

Understanding Payday Loans in Worthington, West Virginia

Payday loans are a type of short-term loan that is designed to provide borrowers with quick cash to cover unexpected expenses until their next payday. They are typically small-dollar loans with high-interest rates and short repayment terms, and they are often marketed to people who have poor credit or limited access to traditional banking services.

While payday loans are common in many states, they are prohibited in West Virginia. This means that individuals and businesses in Worthington, West Virginia, cannot legally obtain payday loans from brick-and-mortar lenders or online lenders that operate in the state.

Why are Payday Loans Prohibited in West Virginia?

The state of West Virginia has taken a strong stance against payday loans because they often trap borrowers in a cycle of debt. The high-interest rates and short repayment terms of payday loans can make it difficult for borrowers to pay back the loan in full, which can lead to additional fees and interest charges that can be difficult to escape.

In addition to being financially burdensome for borrowers, payday loans have been found to have a negative impact on local economies. Studies have shown that payday lenders tend to target low-income neighborhoods and communities of color, draining money from these areas and making it harder for businesses to thrive.

Alternatives to Payday Loans in Worthington, West Virginia

While payday loans are prohibited in West Virginia, there are still options available to people who need quick cash to cover unexpected expenses. Some alternatives to consider include:

  • Credit union loans: many credit unions offer small-dollar loans with low-interest rates and flexible repayment terms. These loans are often available to people with poor credit or limited credit history.
  • Personal loans: personal loans can be obtained from banks, online lenders, or peer-to-peer lending platforms. These loans typically have lower interest rates than payday loans and longer repayment terms.
  • Credit cards: if you have a credit card, you may be able to use it to cover unexpected expenses. While credit cards can have high-interest rates, they are still a better option than payday loans in most cases.

Interesting Facts about Payday Loans in Worthington, West Virginia

While payday loans are prohibited in West Virginia, they are still widely available in other states. In fact, the payday lending industry is worth an estimated $90 billion nationwide, and it is estimated that there are more payday lending storefronts in the U.S. than McDonald’s and Starbucks locations combined.

Despite their ubiquity, payday loans have been found to cause more harm than good for borrowers. According to a study by the Consumer Financial Protection Bureau, the majority of payday loans are taken out by people who end up paying more in fees than they originally borrowed. In some cases, borrowers pay more than 300% in interest on their loans.

Apply Now

While payday loans are prohibited in West Virginia, there are still options available to people who need quick cash to cover unexpected expenses. At TheGuaranteedLoans, we can help connect you with potential lenders who offer personal loans and other alternatives to payday loans.

Our online application process is quick and easy, and we work with a network of reputable lenders who can help you get the cash you need, when you need it. Remember, we are a connector service, not a direct lender, so we will never charge you any fees for our services.

Apply now to see what options are available to you!

F.A.Q.

Can a payday loan company report me to a credit bureau in Worthington, West Virginia?

No, a payday loan company cannot report you to a credit bureau in Worthington, West Virginia because these loans are illegal in the state.

Can a payday loan company take me to court in Worthington, West Virginia?

No, a payday loan company cannot take you to court in Worthington, West Virginia because these loans are illegal in the state.

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