Payday Loans in Avalon, Wisconsin

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No payday loan companies in Avalon, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Cabela's 33901 St, WI-35, Prairie du Chien, WI 53821 +1 (608) 326 - 5600
National Exchange Bank & Trust - Adell 901 Wisconsin St, Adell, WI 53001 +1 (920) 994 - 4914
Thrivent Financial 160 S Madison Ave, Sturgeon Bay, WI 54235 +1 (920) 743 - 9143
Mariner Finance 6771 University Ave STE 104, Middleton, WI 53562 +1 (608) 234 - 4052
BMO Harris Bank 300 Margaret St, Woodruff, WI 54568 +1 (715) 356 - 9511
Citizens State Bank of Loyal 110 Maple St, Granton, WI 54436 +1 (715) 238 - 7169
Jonathan Schultz - CMG Financial Mortgage Loan Officer NMLS 253753 1200 E Capitol Dr UNIT 220, Milwaukee, WI 53211 +1 (414) 617 - 2989
Advance America 2372 Jackson St, Stoughton, WI 53589 +1 (608) 877 - 0713
West Central Wisconsin Regional Planning Commission 800 Wisconsin St, Eau Claire, WI 54703 +1 (715) 836 - 2918
Cloverbelt Credit Union 5906 US-51 BUS, Schofield, WI 54476 +1 (715) 359 - 3080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Avalon, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Eau Claire, WI, Payday Loans in Fond du Lac, WI, Payday Loans in Franklin, WI, Payday Loan Companies in Green Bay, WI, Guaranteed Loans in Janesville, WI, Payday Loans in Kenosha, WI, Quick Loan in La Crosse, WI and Short-term Loans in Madison, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Avalon, WI.

Are Payday Loans Legal In Avalon, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Avalon, WI payday loan calculator

Payday Loans in Avalon, Wisconsin – A Comprehensive Guide

Payday loans are a common way for individuals to access quick cash when they need it most. In the state of Wisconsin, it is legal to apply and receive these types of loans, including in the small town of Avalon. In this comprehensive guide, we will cover everything you need to know about payday loans in Avalon, Wisconsin, including the rules and regulations, how to apply, and what to look out for when considering this type of loan.

What Are Payday Loans?

Payday loans are a type of short-term loan that is typically for small amounts, usually ranging from $100 to $1,000. They are designed to help individuals cover unexpected expenses or emergencies and are typically repaid within a few weeks or the borrower’s next payday. These loans can be accessed quickly and easily, making them a popular choice for individuals who need cash fast.

Rules and Regulations in Wisconsin

While payday loans are legal in Wisconsin, there are several regulations in place to protect borrowers. In Wisconsin, borrowers cannot be charged more than $15 for every $100 borrowed. Additionally, the maximum loan amount is $1,500 or 35% of the borrower’s gross monthly income, whichever is less. The loan term cannot exceed 90 days, and borrowers are not allowed to have more than one outstanding payday loan at a time. These regulations are in place to prevent predatory lenders from taking advantage of vulnerable individuals.

How to Apply

If you are considering a payday loan in Avalon, Wisconsin, there are several steps you need to take:

  • Gather the necessary documents: You will need to provide proof of income, proof of residence, and photo identification to apply for a payday loan.
  • Find a lender: There are several payday lenders in Avalon and throughout Wisconsin. Make sure to research and compare different lenders to find the one that best suits your needs.
  • Submit an application: Once you have chosen a lender, you can submit an application either online or in person. Make sure to provide accurate information to increase your chances of approval.
  • Receive your funds: If your application is approved, you will typically receive your funds within a few hours or the next business day.

What to Look Out For

While payday loans can be a helpful tool for individuals in need of quick cash, there are several things to watch out for when considering this type of loan:

  • High interest rates: Payday loans come with high-interest rates, which means you will end up paying back much more than you borrowed. Make sure to calculate the total cost of the loan before applying.
  • Potential for debt: Payday loans are designed to be repaid quickly, which means you may not have enough time to repay the loan and may end up taking out another loan to cover the first one, creating a cycle of debt.
  • Predatory lenders: While there are regulations in place to prevent predatory lending, some lenders may still attempt to take advantage of vulnerable borrowers. Make sure to research different lenders and choose one that is reputable and trustworthy.

Interesting Facts and Statistics About Payday Loans in Avalon, Wisconsin

Despite the regulations in place, payday loans remain a popular choice for individuals in need of quick cash in Avalon and throughout Wisconsin. According to a report from The Pew Charitable Trusts, the average payday loan borrower in Wisconsin takes out eight loans of $350 each per year, spending an average of $520 in interest fees alone. Additionally, the report found that more than one in five borrowers in Wisconsin end up defaulting on their payday loans.

Apply Now

If you are in need of quick cash and are considering a payday loan in Avalon, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Click the “Apply Now” button below to fill out an online application. Please note that TheGuaranteedLoans is not a direct lender and will only facilitate your connection with potential lenders.

Disclaimer: Payday loans are a risky and expensive way to borrow money. They should be used as a last resort and only if you are confident that you can repay the loan on time. Failure to repay a payday loan can lead to serious financial consequences, including damaged credit and legal action.

F.A.Q.

Are there any alternatives to payday loans in Avalon, Wisconsin?

Yes, there are several alternatives to payday loans in Avalon, Wisconsin that may be more affordable and less risky. For example, you could try negotiating with your creditors for more time to pay your bills, or you could consider borrowing money from a family member or friend. Other alternatives include applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit credit counseling agency.

Are payday loans legal in Avalon, Wisconsin?

Yes, payday loans are legal in Avalon, Wisconsin.