Payday Loans in Clayton, Wisconsin

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No payday loan companies in Clayton, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Home Federal Savings Bank 1870 Meadow Ln, Pewaukee, WI 53072 +1 (262) 337 - 9511
Blue River Lending 597 Peace Pipe Rd, Lac Du Flambeau, WI 54538 +1 (855) 540 - 9515
Thrivent Financial for Lutherans 8848 Sarah B Ln, Woodruff, WI 54568 +1 (715) 358 - 6318
Huberty CPAs Ripon 201 E Fond Du Lac St, Ripon, WI 54971 +1 (920) 748 - 7741
Riverside Finance 2819 Post Rd, Stevens Point, WI 54481 +1 (715) 344 - 7870
IB Insurance 1218 N 4th St 1, Tomahawk, WI 54487 +1 (715) 453 - 8323
U.S. Bank ATM - Rice Lake Cumberland 1485 2nd Ave, Cumberland, WI 54829 +1 (800) 872 - 2657
Bret Nason, Attorney at Law 55 E Main St, Platteville, WI 53818 +1 (608) 348 - 4466
Western Union Walgreens, 2301 Hall Ave, Marinette, WI 54143 +1 (715) 732 - 4102
Unity Bank 500 West St, Neillsville, WI 54456 +1 (715) 743 - 3144

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clayton, WI, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in La Crosse, WI, Payday Loans in Madison, WI, 24-Hour Loan in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Payday Loans in New Berlin, WI, Payday Loans in Oak Creek, WI and Payday Loans in Oshkosh, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clayton, WI.

Beautiful sights of Clayton, WI

Payday Loans Available in Clayton, WI By The Following ZIP Codes:

54004

Are Payday Loans Legal In Clayton, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Clayton, WI payday loan calculator

An Introduction to Payday Loans in Clayton, Wisconsin

Have you ever found yourself in need of cash to cover unexpected expenses such as car repairs or medical bills? If so, you might have considered taking out a payday loan. Payday loans are a popular short-term lending option that can help you get the money you need quickly. If you’re a resident of Clayton, Wisconsin, you’ll be pleased to know that payday loans are legal in your state and may be a viable option for you.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically used to cover unexpected expenses until your next payday. These loans are designed to be repaid quickly, often within two to four weeks, and are typically for small amounts of money up to $1,500. Payday loans are intended to be a temporary solution to a financial problem, not a long-term financial strategy.

How do Payday Loans Work?

The process of obtaining a payday loan in Clayton, Wisconsin, is relatively simple. To get a payday loan, you’ll need to provide proof of income, such as a pay stub, and a valid ID. You’ll also need to have a checking account in good standing. If you are approved for a payday loan, the lender will typically deposit the funds directly into your checking account. When the loan is due, the lender will withdraw the loan amount and any fees from your account.

What are the Benefits of a Payday Loan?

One of the main benefits of a payday loan is the speed with which you can obtain funds. Unlike traditional loans, which often require a lengthy application process and extensive paperwork, payday loans are often available within hours of applying. Additionally, payday loans don’t typically require collateral, making them a viable option for those who don’t have assets to offer. Finally, payday loans can be used for a variety of expenses, ranging from medical bills to car repairs, providing borrowers with a flexible lending option.

What are the Risks of a Payday Loan?

While payday loans can be an effective solution for short-term cash needs, they also come with risks. Payday loans often come with high fees and interest rates, which can make them expensive to repay. Additionally, if you’re unable to repay the loan on time, you may be subject to additional fees and interest charges. Finally, some lenders engage in predatory lending practices, such as offering loans to those who can’t afford them or making false promises about loan terms.

Interesting Facts about Payday Loans in Clayton, Wisconsin

  • In Wisconsin, payday loans are legal and regulated by state law.
  • The maximum loan amount for a payday loan in Wisconsin is $1,500 or 35% of the borrower’s gross monthly income, whichever is less.
  • Payday lenders in Wisconsin are required to disclose the total cost of the loan, including all fees and interest charges, in writing before the borrower signs the loan agreement.
  • Wisconsin law includes provisions to protect borrowers from predatory lending practices, such as limiting the frequency and size of payday loans.

Apply Now for a Payday Loan in Clayton, Wisconsin

If you’re in need of quick cash to cover unexpected expenses, a payday loan might be the right option for you. At TheGuaranteedLoans, we’re here to help you find the right lender to meet your needs. Our online application process is simple, safe, and secure, and we’ll work with you to connect you with lenders who offer loans that meet your specific needs. Remember, we’re a connector service, not a direct lender, and we’ll help facilitate your connection with potential lenders. So why wait? Apply now for a payday loan in Clayton, Wisconsin.

F.A.Q.

Can I take out a payday loan online in Clayton, Wisconsin?

Yes, you can take out a payday loan online in Clayton, Wisconsin, but you should be aware of the potential risks and scams associated with online lending. It is important to thoroughly research and compare lenders before agreeing to any loan terms.

Can payday loan providers repossess my property if I default on my loan in Clayton, Wisconsin?

No, payday loan providers in Clayton, Wisconsin cannot repossess your property if you default on your loan. However, they may take other legal action to recover the outstanding balance, such as suing you or garnishing your wages.