Payday Loans in Deerbrook, Wisconsin

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No payday loan companies in Deerbrook, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Check and Cash LLC 1022 Lincoln St, Rhinelander, WI 54501 +1 (715) 369 - 3333
Summit Credit Union 3258 University Ave, Madison, WI 53705 +1 (608) 243 - 5000
IncredibleBank 141 S Willow St, Eagle River, WI 54521 +1 (715) 477 - 6206
Blue Trust Loans 13526 W Trepania Rd Suite 100, Hayward, WI 54843 +1 (877) 770 - 2682
River Bank 161 Main St, Ferryville, WI 54628 +1 (608) 734 - 3440
Associated Bank 2010 Stewart Ave, Wausau, WI 54401 +1 (715) 845 - 4301
Raymond James Financial Services 101 N Main St, Viroqua, WI 54665 +1 (608) 637 - 3127
BMO Harris Bank 1305 N Central Ave, Marshfield, WI 54449 +1 (715) 486 - 3099
Elkhorn Fast Cash 12 S Lincoln St, Elkhorn, WI 53121 +1 (262) 723 - 8801
Golden Rule Community Credit Union 1175 W Fond Du Lac St, Ripon, WI 54971 +1 (920) 748 - 5336

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Deerbrook, WI, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in New Berlin, WI, No Credit Check Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI, Payday Loans in Racine, WI, Emergency Loan in Sheboygan, WI, Payday Loan Without a Credit Check in Sun Prairie, WI, Payday Loans in Waukesha, WI and Quick Loan in Wausau, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Deerbrook, WI.

Payday Loans Available in Deerbrook, WI By The Following ZIP Codes:

54424

Are Payday Loans Legal In Deerbrook, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Deerbrook, WI payday loan calculator

Payday Loans in Deerbrook, Wisconsin

If you are looking for quick cash to pay off unexpected expenses or bridge gaps between paychecks, a payday loan may be a solution worth considering. While these loans have gained notoriety for their high-interest rates, they can be a lifesaver for those who have no other financial options.

Are Payday Loans Legal in Wisconsin?

Yes, payday loans are legal in Wisconsin, but state laws regulate the loans to protect consumers from high-interest rates and exorbitant fees. The maximum loan term in Wisconsin is 90 days, and lenders are prohibited from rolling over loans, leaving borrowers trapped in a cycle of debt.

How to Apply for a Payday Loan in Deerbrook, Wisconsin?

To apply for a payday loan in Deerbrook, Wisconsin, you must be at least 18 years old with a steady source of income and an active bank account. You can apply online or in person at a storefront lender. In most cases, you will need to provide proof of income and residency, along with your social security number and a valid ID.

The Pros and Cons of Payday Loans in Deerbrook, Wisconsin

Like any financial product, payday loans have pros and cons that borrowers should consider before making a decision.

Pros:

  • Quick and easy access to cash
  • No credit check required
  • No collateral required
  • May be able to improve credit score with on-time payments

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • Risks of falling into a cycle of debt
  • May negatively impact credit score with missed payments

Interest Rates and Fees for Payday Loans in Deerbrook, Wisconsin

Wisconsin law limits payday loan interest rates to 36%, but lenders may charge additional fees. For example, a lender may charge a $10 fee for every $100 borrowed, resulting in an APR of 408% for a 14-day loan term.

Interesting Facts and Statistics about Payday Loans in Deerbrook, Wisconsin

  • According to the Wisconsin Department of Financial Institutions, the average payday loan borrower in Wisconsin takes out eight loans per year, with an average loan amount of $325.
  • A 2018 report by the Center for Responsible Lending found that payday lenders in Wisconsin charged an average of 495% APR on a 14-day loan term.
  • In 2019, the Wisconsin State Assembly passed a bill that would have increased payday loan interest rates to 222%, but the measure did not pass in the State Senate.

Apply Now for a Payday Loan in Deerbrook, Wisconsin

If you need cash fast and are considering a payday loan in Deerbrook, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Apply online now to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we cannot guarantee loan approval or specific terms and conditions.

F.A.Q.

Can I be charged additional fees if I pay off my payday loan early in Deerbrook, Wisconsin?

No, Wisconsin law prohibits lenders from charging additional fees for early repayment of a payday loan. Borrowers are free to pay off the loan at any time without incurring additional charges.

What are the maximum and minimum loan amounts for payday loans in Deerbrook, Wisconsin?

The maximum loan amount for payday loans in Deerbrook, Wisconsin is $1,500, and the minimum loan amount is $50.