Payday Loans in Doylestown, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Doylestown, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Heartland Credit Union 5325 High Crossing Blvd, Madison, WI 53718 +1 (800) 362 - 3944
First Chrysler 4611 Expo Dr 7311, Manitowoc, WI 54220 +1 (920) 684 - 5588
Walmart Money Center 4331 8th St S, Wisconsin Rapids, WI 54494
Mortgage Experts Team of Waterstone Mortgage 1304 N Central Ave, Marshfield, WI 54449 +1 (715) 384 - 3838
Baker Tilly US, LLP 777 E Wisconsin Ave, Milwaukee, WI 53202 +1 (414) 777 - 5500
Associated Bank 134 N Main St, Oconto Falls, WI 54154 +1 (920) 846 - 2831
Huntington Mortgage Group 5453 Park St, Boulder Junction, WI 54512
Ryan Thorpe - Thrivent Financial 443 N Pioneer Rd, Fond du Lac, WI 54935 +1 (920) 204 - 9243
Check Into Cash 484 N Rolling Meadows Dr, Fond du Lac, WI 54935 +1 (920) 924 - 7700
United States Postal Service 216 S Main St, Big Falls, WI 54926 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Doylestown, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sheboygan, WI, Online Loans in Sun Prairie, WI, No Credit Check Loans in Waukesha, WI, Payday Loan Companies in Wausau, WI, Payday Loan for West Bend, WI, Payday Loans in Appleton, WI, Emergency Loan in Beloit, WI and Online Loans in Brookfield, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Doylestown, WI.

Beautiful sights of Doylestown, WI

Payday Loans Available in Doylestown, WI By The Following ZIP Codes:

53928

Are Payday Loans Legal In Doylestown, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Doylestown, WI payday loan calculator

Payday Loans in Doylestown, Wisconsin: What You Need to Know

If you’re living paycheck to paycheck and need quick access to cash, payday loans in Doylestown, Wisconsin may seem like an appealing option. In this article, we’ll explore what payday loans are, how they work in Wisconsin, and what you should consider before taking one out.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically due on your next payday. They are commonly used to cover unexpected expenses or to make ends meet between paychecks. The borrower provides a post-dated check or automated debit authorization as collateral for the loan, with the lender agreeing to hold the check until the borrower’s next payday.

How do Payday Loans Work in Wisconsin?

While payday loans are legal in Wisconsin, state law regulates their terms and conditions.

Lenders are allowed to charge up to $15 in fees for every $100 borrowed, with a maximum loan amount of $1,500 or 35% of the borrower’s monthly gross income, whichever is less. The loan term cannot exceed 90 days, and borrowers may only have one loan at a time.

Wisconsin also requires that lenders provide borrowers with a written agreement that outlines the terms and conditions of the loan, including the total amount due, the fees, the APR, and the repayment schedule. Lenders must also disclose the borrower’s right to cancel the loan within one business day without penalty.

What to Consider Before Taking Out a Payday Loan

While payday loans can provide access to cash when you need it, they come with significant costs and risks.

First, payday loans have extremely high-interest rates, with an average APR of 400%. This means that if you borrow $100 for two weeks, you could end up owing $115 in fees.

Additionally, payday loans can trap borrowers in a cycle of debt. Because the loans are due on your next payday, many borrowers are unable to repay the full amount and must take out another loan to cover the fees. This can lead to a cycle of borrowing and fees that can be difficult to break free from.

Before taking out a payday loan, consider alternative options, such as borrowing from family or friends, negotiating with creditors for payment plans, or applying for a small loan from a credit union.

Facts and Statistics

– According to a report from the Wisconsin Department of Financial Institutions, there were over 330,000 payday loans issued in Wisconsin in 2019, with total fees exceeding $101 million.
– The report also found that nearly 25% of payday loan borrowers took out at least 12 loans per year, with the average borrower taking out 3.3 loans per year.
– In addition to payday loans, Wisconsin also allows for installment loans, which are similar to payday loans but have longer loan terms and higher loan amounts. Installment loans may be a better option for borrowers who need more time to repay their loan.

Apply Now

If you’ve considered your options and decide a payday loan is right for you, consider applying through TheGuaranteedLoans. We are a connecting service that can facilitate your connection with potential lenders. Simply fill out our online application, and we’ll match you with lenders who may be able to offer you a loan. Remember, we are not a direct lender and cannot guarantee loan approval, but we’re here to help you find the best options available.

In conclusion, a payday loan can be a helpful tool for those in need of short-term cash, but it’s important to understand the terms and conditions before taking one out. Remember to consider alternative options, and always borrow responsibly.

F.A.Q.

What fees are associated with payday loans in Doylestown, Wisconsin?

In addition to the interest, payday lenders in Doylestown, Wisconsin may charge a fee of up to $15.50 for every $100 borrowed.

Are there any alternatives to payday loans in Doylestown, Wisconsin?

Yes, there are several alternatives to payday loans in Doylestown, Wisconsin, including credit unions, community organizations, and small-dollar loan programs. It is important to carefully research and compare options before taking out any type of loan.