Payday Loans in Elmwood, Wisconsin

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No payday loan companies in Elmwood, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Mortgage Experts Team of Waterstone Mortgage 1304 N Central Ave, Marshfield, WI 54449 +1 (715) 384 - 3838
Port Washington State Bank 201 Regal Dr, Fredonia, WI 53021 +1 (262) 692 - 2444
Northstar Loans 4879 S 27th St, Milwaukee, WI 53221 +1 (414) 316 - 6874
Wells Fargo Bank 2110 Eastern Ave, Plymouth, WI 53073 +1 (920) 892 - 3207
Simplicity Credit Union 222 E Upham St, Marshfield, WI 54449 +1 (844) 769 - 2667
LibertyX Bitcoin Cashier 111 E State St, Mauston, WI 53948 +1 (800) 511 - 8940
Fox Communities Credit Union 528 S Washington St, Kimberly, WI 54136 +1 (920) 993 - 9000
IC System 301 Sand Lake Road, Onalaska, WI 54650 +1 (800) 443 - 4123
Becky Stritt Fairway Mortgage 1823 E, Geneva St Suite J, Delavan, WI 53115 +1 (262) 949 - 5754
Mariner Finance 2272 W Mason St, Green Bay, WI 54303 +1 (920) 471 - 4174

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elmwood, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Short-term Loans in Milwaukee, WI, Payday Loan for New Berlin, WI, Payday Loan for Oak Creek, WI, Payday Loans in Oshkosh, WI, Payday Loans in Racine, WI and Payday Loans in Sheboygan, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elmwood, WI.

Beautiful sights of Elmwood, WI

Payday Loans Available in Elmwood, WI By The Following ZIP Codes:

54740

Are Payday Loans Legal In Elmwood, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Elmwood, WI payday loan calculator

The Ins and Outs of Payday Loans in Elmwood, Wisconsin

If you’re struggling to make ends meet or facing an unexpected expense, you may be considering a payday loan. But before you decide to take one out, it’s important to understand how they work and the regulations surrounding them in Elmwood, Wisconsin.

What are Payday Loans?

A payday loan is a short-term loan designed to cover expenses until your next paycheck. These loans typically range from $100 to $1,500 and have a repayment term of two weeks to a month. Lenders often charge high interest rates, which can result in APRs of up to 400%.

Are Payday Loans Legal in Wisconsin?

Yes, payday loans are legal in Wisconsin, including Elmwood. However, there are regulations in place to protect consumers. Lenders are required to be licensed and must disclose all fees and interest rates before you sign a contract. Additionally, they cannot lend more than $1,500 or 35% of your gross monthly income.

Benefits of a Payday Loan

One of the main benefits of a payday loan is its speed. Traditional loans can take weeks to process, but payday loans are typically approved within hours, and funds are often available the same day. Additionally, payday loans don’t require collateral, and lenders don’t check your credit score.

Potential Risks of a Payday Loan

Despite their convenience, payday loans come with some risks. Because of their high interest rates, you could end up owing more than you initially borrowed if you’re unable to pay back the loan on time. Additionally, some lenders use aggressive collection tactics, which can lead to more financial problems.

How to Apply for a Payday Loan in Elmwood

To apply for a payday loan in Elmwood, Wisconsin, you will need to be at least 18 years old, have a steady income and a bank account. You will also need to provide proof of residence, such as a utility bill.

To start the application process, you can either visit a storefront lender or use an online lender such as TheGuaranteedLoans. If you choose to apply online, you will fill out an application and submit your information electronically. If you’re approved, the lender will transfer the funds to your bank account.

Facts and Statistics about Payday Loans in Elmwood, Wisconsin

– According to a study conducted by the Wisconsin Department of Financial Institutions, there were 1.4 million payday loans made in Wisconsin in 2019, totaling $489 million in loans.
– The average annual percentage rate (APR) of a payday loan in Wisconsin is 528%.
– As of January 1, 2021, the maximum loan amount in Wisconsin is $1,500 or 35% of your gross monthly income.

Apply Now

If you’re in need of a payday loan in Elmwood, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Remember, we are a connector service, not a direct lender, and we work with a network of lenders to find the best loan options for you. To start your application, simply fill out our online form, and we will match you with lenders who may be able to help.

In conclusion, while payday loans can provide a quick solution to financial problems, they come with risks and high-interest rates. It’s important to understand the regulations surrounding payday loans in Elmwood, Wisconsin, and carefully consider whether they’re the best option for your situation. If you do decide to take out a payday loan, make sure you borrow only what you need and are confident you can repay the loan on time.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Elmwood, Wisconsin?

Yes, Wisconsin law limits borrowers to no more than one payday loan at a time.

Can I take out a payday loan if I have bad credit?

Yes, payday lenders do not typically require a credit check, so you may be able to obtain a payday loan even if you have bad credit.