Payday Loans in Gotham, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Gotham, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Indianhead Credit Union 104 E Maple St, Spooner, WI 54801 +1 (715) 635 - 8273
Andrew Farah - Raymond James 2985 Voyager Dr, Green Bay, WI 54311 +1 (920) 496 - 7926
First National Community Bank 109 E 2nd St, New Richmond, WI 54017 +1 (715) 246 - 6901
Speedy Loan 1606 S Hastings Way, Eau Claire, WI 54701 +1 (414) 882 - 7413
Community Bank 24996 WI-35, Siren, WI 54872 +1 (715) 349 - 7499
Associated Bank 5292 2nd Ave, Pittsville, WI 54466 +1 (715) 884 - 6404
Horicon Bank 226 S Schuyler St, Neosho, WI 53059 +1 (920) 625 - 3515
Lakewood Credit Union 1003 Railroad St, Rib Lake, WI 54470 +1 (715) 427 - 5201
Frank Boucher Chrysler Dodge Jeep RAM of Janesville 4001 Milton Ave, Janesville, WI 53546 +1 (608) 757 - 6150
Stifel 3704 Oakwood Hills Pkwy, Eau Claire, WI 54701 +1 (715) 852 - 1990

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gotham, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Eau Claire, WI, Guaranteed Loans in Fond du Lac, WI, Payday Loan for Franklin, WI, Guaranteed Loans in Green Bay, WI, Payday Loans in Janesville, WI, Payday Loans in Kenosha, WI, Payday Loans in La Crosse, WI and 24-Hour Loan in Madison, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gotham, WI.

Beautiful sights of Gotham, WI

Payday Loans Available in Gotham, WI By The Following ZIP Codes:

53540

Are Payday Loans Legal In Gotham, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Gotham, WI payday loan calculator

The Ins and Outs of Payday Loans in Gotham, Wisconsin

When you’re in need of quick cash, it can be tempting to turn to a payday loan. These loans are designed to be a short-term solution to financial emergencies, but they can come with high interest rates and fees. If you’re considering a payday loan in Gotham, Wisconsin, it’s essential to understand the ins and outs of these loans before you apply.

What is a Payday Loan?

A payday loan, also known as a cash advance loan, is a short-term loan designed to help people bridge the gap between paychecks. These loans are typically for small amounts, usually under $500, and are due on the borrower’s next payday.

To qualify for a payday loan in Wisconsin, you must have a steady source of income, be at least 18 years old, and have an active checking account. The lender will also require you to provide proof of your income and a valid ID.

How Do Payday Loans Work in Wisconsin?

Payday loans are legal in Wisconsin, but that doesn’t mean they don’t come with risks. In Wisconsin, payday lenders can charge up to $15 for every $100 borrowed. This means that if you borrow $500, you could end up paying $75 in fees alone.

Wisconsin law also limits the amount you can borrow to no more than $1,500 or 35% of your gross monthly income, whichever is less. This means that if you make $2,000 a month, the most you could borrow would be $700.

Payday loans in Wisconsin are due on your next payday, but some lenders may allow you to extend your loan for an additional fee. However, Wisconsin law limits the number of times you can rollover a payday loan to just once. This means that if you can’t repay your loan on time, you could end up in a cycle of debt that’s difficult to escape.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. Here are a few things to consider before you apply:

Pros:

  • Quick approval and funding
  • No credit check required
  • Can be a short-term solution to financial emergencies

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • Not a long-term financial solution

Interesting Facts and Statistics About Payday Loans in Gotham, Wisconsin

  • As of 2021, there are over 400 licensed payday lenders in Wisconsin.
  • The average payday loan in Wisconsin is $320.
  • Wisconsin residents borrow over $1 billion in payday loans each year.

Apply Now

If you’re considering a payday loan in Gotham, Wisconsin, it’s important to do your research and understand the risks involved. TheGuaranteedLoans is a connector service that can help you find a payday lender in Wisconsin that meets your needs. We work with a network of trusted lenders to ensure you get the best loan possible.

Applying for a payday loan with TheGuaranteedLoans is easy. Simply fill out our online application, and we’ll connect you with a lender that can provide you with the cash you need. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Instead, we work as a middleman to help connect you with potential lenders.

Conclusion

Payday loans can be a useful tool for those in need of quick cash, but they come with high interest rates and fees. If you’re considering a payday loan in Gotham, Wisconsin, it’s important to understand the risks involved and do your research before you apply. At TheGuaranteedLoans, we’re here to help you find a lender that meets your needs, so you can get the cash you need to handle your financial emergency.

F.A.Q.

Can borrowers renew or extend their payday loans in Gotham, Wisconsin?

No, borrowers cannot renew or extend their payday loans in Gotham, Wisconsin. If a borrower is unable to repay the loan on time, they may be able to enter into a repayment plan with the lender.

Is there a cooling-off period for payday loans in Gotham, Wisconsin?

Yes, there is a cooling-off period of 24 hours for payday loans in Gotham, Wisconsin. This means that a borrower must wait at least 24 hours after repaying a payday loan before taking out another one.