Payday Loans in Hammond, Wisconsin

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No payday loan companies in Hammond, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Jackson Hewitt Tax Service 2670A E Main St, Reedsburg, WI 53959 +1 (608) 524 - 0660
Bank First 167 Lincoln St, Valders, WI 54245 +1 (920) 775 - 4740
Capital Credit Union 125 E North Ave, Little Chute, WI 54140 +1 (800) 728 - 4294
Hoff Financial Services LLC 31 S 3rd St, Barron, WI 54812 +1 (715) 637 - 1968
Security Finance 1337 8th St S, Wisconsin Rapids, WI 54494 +1 (715) 424 - 3121
Jackson County Bank 8 Main St, Black River Falls, WI 54615 +1 (715) 284 - 5341
Check & Cash 657 N Main St, Shawano, WI 54166 +1 (715) 524 - 9049
Annex Wealth Management 12700 W Bluemound Rd 200, Elm Grove, WI 53122 +1 (262) 786 - 6363
ATM N. Shore Bank 209 Green Bay Rd, Sturgeon Bay, WI 54235 +1 (800) 627 - 3999
TitleMax Title Secured Loans 7250 N 76th St, Milwaukee, WI 53223 +1 (414) 760 - 0910

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hammond, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Beloit, WI, Payday Loans in Brookfield, WI, Payday Loans in Eau Claire, WI, Payday Loans in Fond du Lac, WI, No Credit Check Loans in Franklin, WI, Payday Loans in Green Bay, WI, Online Loans in Janesville, WI and Payday Loans in Kenosha, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hammond, WI.

Beautiful sights of Hammond, WI

Payday Loans Available in Hammond, WI By The Following ZIP Codes:

54015

Are Payday Loans Legal In Hammond, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Hammond, WI payday loan calculator

Payday loans can be a useful tool for many Americans to get through a rough financial patch. This type of loan is typically designed for a small amount and short-term, usually until your next paycheck.

In Hammond, Wisconsin, payday loans are legal. However, as with any type of loan, consumers should be aware of the terms and fees associated with the loan before signing up. In this article, we will provide a comprehensive guide to payday loans in Hammond, Wisconsin, including how they work, laws and regulations, and where to find the top lenders in the area.

How Payday Loans Work

Payday loans are often marketed as a quick solution to unexpected expenses or emergencies, such as a car repair or medical bill. These loans are typically available from both storefront lenders and online lenders. To qualify, borrowers must typically have a steady income and a checking account.

The lender will then give the borrower the loan amount, and the borrower will typically have to pay back the loan, plus fees and interest, on or before their next payday. These loans often come with high fees and interest rates, and they can be difficult to pay back if the borrower is not careful.

Laws and Regulations in Hammond, Wisconsin

In Hammond, Wisconsin, payday loans are legal, but there are regulations in place to protect borrowers from predatory lending practices. Wisconsin state law requires payday lenders to obtain a license from the state, and these lenders must follow specific guidelines when lending money to consumers.

Wisconsin law does not limit the amount of money that consumers can borrow with a payday loan, but it does limit the fees that lenders can charge. Lenders in Wisconsin cannot charge more than $15.50 for every $100 borrowed. This means if a borrower takes out a $500 payday loan, they can expect to pay back $577.50 – the loan amount plus fees.

Additionally, Wisconsin law requires that payday loans have a repayment term of 90 days or less, and borrowers cannot renew or roll over a payday loan. This means that borrowers must pay back the loan in full by the due date or risk damaging their credit score.

How to Find the Best Payday Loan Lenders in Hammond, Wisconsin

There are many payday loan lenders in Hammond, Wisconsin, and the best way to find the right lender for your needs is by doing your research. Start by looking for lenders online and comparing their terms, fees, and interest rates. Check out reviews from other borrowers to see how their experience was with the lender.

Additionally, you can check with the Wisconsin Department of Financial Institutions to make sure the lender you are considering is licensed in the state. This will help ensure that you are working with a reputable lender and not a scam artist.

Interesting Facts and Statistics about Payday Loans in Hammond, Wisconsin

  • According to Wisconsin state law, payday lenders cannot charge more than $15.50 for every $100 borrowed.
  • In Wisconsin, payday loans have a repayment term of 90 days or less.
  • In the state of Wisconsin, payday lenders are required to be licensed by the state in order to operate legally.
  • Wisconsin has some of the strictest payday lending regulations in the country.
  • According to a Pew Charitable Trusts report, 1 in 8 Wisconsinites take out a payday loan each year.

Apply Now

If you are considering a payday loan in Hammond, Wisconsin, TheGuaranteedLoans can help. We are a connector service that works with top payday loan lenders in the area to help consumers find the right loan for their needs. Fill out our online application today, and we will connect you with lenders who can provide you with the funds you need to get through a rough patch. Please, make sure to choose a trustworthy lender and double-check the terms of your loan to ensure you can repay it on time.

Note: TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that facilitates connections between borrowers and potential lenders. We cannot guarantee loan approval or specific loan terms, so please make sure to carefully review all terms and conditions before signing up for a loan.

F.A.Q.

What is a payday loan and how does it work in Hammond, Wisconsin?

A payday loan is a short-term, unsecured loan that is intended to help individuals cover unexpected expenses or urgent bills. in Hammond, Wisconsin, payday lenders are required to be licensed and regulated by the state's Department of Financial Institutions. Borrowers must provide proof of income and a valid checking account in order to apply for a payday loan.

Are payday loans legal in Hammond, Wisconsin?

Yes, payday loans are legal in Hammond, Wisconsin. However, the state has strict regulations in place to protect consumers from predatory lending practices. These regulations include caps on interest rates and fees, limits on the number of loans that can be taken out at once, and requirements for lenders to provide clear disclosure of loan terms and conditions.