Payday Loans in Iron Belt, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Iron Belt, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Traynor Claudia CPA S111 McKay Ave 2004, Spring Valley, WI 54767 +1 (715) 778 - 4500
Community First Credit Union 509 N Richmond St, Appleton, WI 54911 +1 (920) 830 - 7200
Financial Literacy Center 800 W Main St Rm 112, Whitewater, WI 53190 +1 (262) 472 - 4947
MoneyGram 3730 S 27th St 110, Milwaukee, WI 53221 +1 (414) 282 - 9539
Western Union Check Into Cash, 420 E Northland Ave Ste G, Appleton, WI 54911 +1 (920) 991 - 9494
Payday Check Cashing Inc 1119 W Wisconsin Ave, Appleton, WI 54914 +1 (920) 997 - 9888
Loanmax Title Loans 3066 E Washington Ave, Madison, WI 53704 +1 (608) 243 - 9400
Royal Credit Union - Eau Claire South 4501 Royal Dr, Eau Claire, WI 54701 +1 (800) 341 - 9911
ATM River Valley Bank 300 E 1st St, Merrill, WI 54452 +1 (800) 627 - 3999
Royal Bank 523 Gateway Ave, Mauston, WI 53948 +1 (608) 847 - 4500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Iron Belt, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Janesville, WI, Payday Loans in Kenosha, WI, Payday Loans in La Crosse, WI, Payday Loan Without a Credit Check in Madison, WI, Payday Loan Without a Credit Check in Manitowoc, WI, Bad Credit Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI and Payday Loans in New Berlin, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Iron Belt, WI.

Payday Loans Available in Iron Belt, WI By The Following ZIP Codes:

54536

Are Payday Loans Legal In Iron Belt, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Iron Belt, WI payday loan calculator

Everything You Need to Know About Payday Loans in Iron Belt, Wisconsin

Life is unpredictable, and sometimes people face unexpected expenses that can’t wait until their next paycheck. In such situations, payday loans can be a quick and convenient solution to get the much-needed cash. However, it’s important to understand the intricacies of payday loans, how they work, and what to expect when applying for them in Iron Belt, Wisconsin.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are intended to provide quick and easy access to cash for people who may not have access to traditional credit or who need the money immediately.

While payday loans are legal in Wisconsin, the state has certain regulations and limits on the amount that lenders can offer. In Iron Belt, the maximum amount a borrower can take out is $1,500 or 35% of their monthly income, whichever is less. The loan term cannot exceed 90 days, and lenders cannot charge more than 15% interest on the loan amount.

The Application Process

The application process for a payday loan in Iron Belt is relatively simple and straightforward. The borrower typically needs to provide the lender with their personal information, such as their name, address, contact information, and employment details. They also need to provide proof of income and a valid ID.

Once the lender has verified the borrower’s information, they will review the loan application and decide whether to approve or deny it. If the loan application is approved, the lender will provide the borrower with the loan amount, usually through direct deposit into their bank account. The borrower then needs to repay the loan amount plus interest and fees on their next payday.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages that borrowers need to consider before applying for one. Some of the benefits of payday loans include:

  • Quick and easy access to cash
  • No credit check required
  • No collateral needed

However, there are also some downsides to payday loans, including:

  • High interest rates and fees
  • Short repayment term that can lead to a cycle of debt
  • Potential for predatory lending practices

Interesting Facts and Statistics about Payday Loans in Iron Belt, Wisconsin

  • As of 2021, Wisconsin has more than 400 payday loan storefronts, which is more than the number of McDonald’s restaurants in the state.
  • In 2019, Wisconsin borrowers took out more than 1.4 million payday loans with an average interest rate of 495%.
  • The payday loan industry in Wisconsin generates more than $37 million annually in fees and interest.

Apply Now for a Payday Loan in Iron Belt, Wisconsin

If you find yourself in need of cash before your next paycheck, TheGuaranteedLoans can help connect you with potential lenders in Iron Belt, Wisconsin. Our online application process is simple and convenient, and we can provide you with loan options within minutes. Remember, we are a connector service, not a direct lender, and we encourage our readers to borrow responsibly and only take out payday loans when absolutely necessary.

Don’t let unexpected expenses derail your finances. Apply now for a payday loan in Iron Belt, Wisconsin, and get the cash you need to stay on track.

F.A.Q.

Are there any alternatives to payday loans in Iron Belt, Wisconsin?

Yes, there are several alternatives to payday loans in Iron Belt, Wisconsin that may be more affordable and less risky. For example, you could try negotiating with your creditors for more time to pay your bills, or you could consider borrowing money from a family member or friend. Other alternatives include applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit credit counseling agency.

Are payday loans legal in Iron Belt, Wisconsin?

Yes, payday loans are legal in Iron Belt, Wisconsin.