Payday Loans in Jim Falls, Wisconsin

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No payday loan companies in Jim Falls, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 5630 Washington Ave Ste 9, Racine, WI 53406 +1 (262) 635 - 1390
Cash Store 1931 N Shawano St Ste 250, New London, WI 54961 +1 (920) 982 - 1511
Riverside Finance 2819 Post Rd, Stevens Point, WI 54481 +1 (715) 344 - 7870
Oostburg State Bank 905 Center Ave, Oostburg, WI 53070 +1 (920) 564 - 2336
Cloverbelt Credit Union 110 Mcindoe St, Wausau, WI 54403 +1 (715) 842 - 5693
United States Postal Service N409 3rd Ave, Eau Galle, WI 54737 +1 (800) 275 - 8777
Altra Federal Credit Union 1404 S Main St, Holmen, WI 54636 +1 (608) 787 - 4500
Summit Credit Union 1300 Oconomowoc Pkwy, Oconomowoc, WI 53066 +1 (800) 236 - 5560
Money Pay Day Loans Easy 510 S Black River St, Sparta, WI 54656 +1 (608) 269 - 1326
Merrill Community Bank 907 E Main St, Merrill, WI 54452 +1 (715) 536 - 7133

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jim Falls, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in La Crosse, WI, Payday Loans in Madison, WI, Payday Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Quick Loan in Milwaukee, WI, Payday Loans in New Berlin, WI, 24-Hour Loan in Oak Creek, WI and No Credit Check Loans in Oshkosh, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jim Falls, WI.

Beautiful sights of Jim Falls, WI

Payday Loans Available in Jim Falls, WI By The Following ZIP Codes:

54748

Are Payday Loans Legal In Jim Falls, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Jim Falls, WI payday loan calculator

Introduction

Payday loans are short-term loans that typically come due on the borrower’s next payday. These loans are designed to help people cover unexpected expenses and other emergency financial needs. While payday loans can be a helpful financial tool when used responsibly, they can also be dangerous when borrowers fail to pay them back on time or get trapped in a cycle of debt.

Payday Loans in Jim Falls, Wisconsin

Payday loans are legal in Wisconsin, and Jim Falls residents have options when it comes to borrowing money. There are several lenders operating in the area, offering a variety of loan products to meet different needs.

How to Get a Payday Loan in Jim Falls

To get a payday loan in Jim Falls, a person typically needs to:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income (paystub, bank statement, etc.)
  • Show proof of residency (utility bill, lease, etc.)
  • Provide a valid phone number and email address

These requirements may vary depending on the lender and the specific loan product. It’s important for borrowers to read the terms and conditions carefully before agreeing to take out a loan.

Benefits of Payday Loans

Payday loans can be a savior for people who need quick access to cash. These loans come with a variety of benefits, including:

  • Easy application process
  • Fast approval and funding
  • No credit check required
  • No collateral needed

Risks of Payday Loans

While the benefits of payday loans are clear, there are also some risks to be aware of. The main risk associated with payday loans is the high interest rates and fees, which can trap borrowers in a cycle of debt. Other risks include:

  • Penalties for late or missed payments
  • Higher interest rates for renewals or extensions
  • No protection against fraudulent lenders

Interesting Facts and Statistics

According to a report by the Wisconsin Department of Financial Institutions, in 2019:

  • 9.3% of Wisconsinites took out a payday loan
  • The average loan amount was $382
  • The average term was 18 days
  • The average annual interest rate was 495%

These statistics show the prevalence of payday loans in Wisconsin and highlight the need for borrowers to be cautious when taking out these high-interest loans.

Apply Now

If you’re interested in applying for a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is simple and easy to use, and we will work hard to find a loan product that meets your unique financial needs. Please note that we are not a direct lender and that using our service does not guarantee loan approval.

F.A.Q.

Can I be sued or arrested for not paying back a payday loan in Jim Falls, Wisconsin?

No, it is illegal for payday lenders to sue or arrest borrowers for not paying back a payday loan. If a lender threatens to do so, you should contact the Wisconsin Department of Financial Institutions for assistance.

Can I get a payday loan if I am currently in bankruptcy?

No, it is illegal for payday lenders to offer loans to individuals who are currently in bankruptcy.