Payday Loans in La Crosse, Wisconsin

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Payday Loan Companies in La Crosse, WI

Company nameAddressZip codePhone number
5 Star Personal Loans 133 N 3rd St S 54601 +1 (608) 583 - 9405
Advance America 2309 State Rd 54601 +1 (608) 788 - 9228
Associated Bank 205 4th St N 54601 +1 (608) 793 - 3800
Brian L Mlsna - Ameriprise Financial Services, LLC 500 2nd St S Ste 101 54601 +1 (608) 783 - 2639
Brookdale LaCrosse - Assisted Living 3141 East Ave S 54601 +1 (608) 788 - 7730
Check `n Go 4304 Mormon Coulee Rd 54601 +1 (608) 787 - 1169
Consumer Loan Services 811 Monitor St 54603 +1 (877) 791 - 1257
Dairyland Power Credit Union 3200 East Ave S 54601 +1 (608) 787 - 1283
Firefighters Credit Union 525 5th Ave S 54601 +1 (608) 784 - 9480
G.E.C.U. 225 La Crosse St 54602 +1 (608) 785 - 7720
Heather Young - Thrivent 319 Main St Suite 310 54601 +1 (608) 385 - 0876
Loanmax Title Loans 621 3rd St N 54601 +1 (608) 782 - 9400
Loanmax Title Loans 621 3rd St S 54601 +1 (608) 782 - 9400
Loans - Gundersen Credit Union 1910 South Ave 54601 +1 (608) 775 - 4715
Marine Credit Union La Crosse 127 West Ave N 54601 +1 (608) 784 - 7329
Marine Credit Union Ranger 1500 Ranger Dr 54603 +1 (608) 791 - 1368
Mariner Finance 1423 WI-16 54601 +1 (608) 781 - 5721
Mayo Employees Federal Credit Union 605 West Ave S 54601 +1 (800) 535 - 2129
Personal Finance Company 1423 WI-16 54601 +1 (608) 781 - 5721
Raymond James Financial Services 401 Main St 54601 +1 (608) 791 - 4255
Security Finance 4012 Mormon Coulee Rd 54601 +1 (608) 796 - 2009
St. Joseph Equipment Inc. HQ N1751 Co Rd M 54601 +1 (608) 788 - 1775
State Bank Financial 401 Main St 100 54601 +1 (608) 784 - 4600
The Federal Savings Bank 313 22nd St N 54601 +1 (608) 781 - 1898
Thrivent Financial 700 3rd St N 54601 +1 (608) 785 - 0069
U.S. Bank Branch 201 Main St 54601 +1 (608) 782 - 8101
Walmart Money Center 4622 Mormon Coulee Rd 54601 +1 (608) 788 - 1870
Wells Fargo Home Mortgage 305 5th Ave S 54601 +1 (608) 791 - 9212
Wisconsin Auto Title Loans, Inc. 1751 Rose St 54603 +1 (608) 796 - 2062
World Finance 40 Copeland Ave Suite 109B 54603 +1 (608) 498 - 4922

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Crosse, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Madison, WI, Same Day Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Payday Loans in New Berlin, WI, Payday Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI and Payday Loans in Racine, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Crosse, WI.

Beautiful sights of La Crosse, WI

Payday Loans Available in La Crosse, WI By The Following ZIP Codes:

54602, 54603, 54601

Are Payday Loans Legal In La Crosse, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

La Crosse, WI payday loan calculator

Payday Loans in La Crosse, Wisconsin

Are you living in La Crosse and need some extra funds? Payday loans may be a viable option for you. Although payday loans are not always the ideal solution, they can be an effective way to handle short-term financial difficulties. Payday loans are legal in Wisconsin, giving you access to a variety of financial solutions.

What Are Payday Loans?

Payday loans are short-term, unsecured loans that borrowers can take out against their next paycheck. They are relatively small in size, usually between $100 and $1,000. Generally, the loan’s repayment period is no more than a month. Payday loans are helpful to borrowers who need cash quickly and don’t have access to other forms of credit.

Are Payday Loans Legal in Wisconsin?

Yes, payday loans are legal in Wisconsin. The Wisconsin Department of Financial Institutions regulates the payday loan industry in the state. Under Wisconsin state law, payday lenders are allowed to offer borrowers loans for up to $1,500.

Payday loans have a higher interest rate than other types of loans. The rate of interest on a payday loan in Wisconsin is capped at 18%, which is slightly lower than the national average of 27%. Borrowers should also be aware that payday loan companies in Wisconsin cannot charge fees for processing or application.

Benefits of Payday Loans in La Crosse, Wisconsin

Payday loans offer several benefits for those looking for short-term financial relief. The application process for payday loans is relatively simple and straightforward. Borrowers may be able to receive their loan funds within one business day. This makes payday loans one of the fastest forms of financing available.

Payday loans are also a convenient option as they can be accessed online. This allows borrowers to apply for a loan from the comfort of their own home.

Risks of Payday Loans in La Crosse, Wisconsin

Payday loans are a risky form of financing and should be used with caution. The interest rate on a payday loan can be significantly higher than other types of loans, on average between 400% and 1,000%. This means that borrowers may end up paying much more for the loan than they initially expected.

Payday loans also come with fees for late payments. In Wisconsin, borrowers are allowed to extend their loan for up to 30 days. However, late fees can add up quickly, making it difficult for borrowers to pay off the loan.

Alternatives to Payday Loans in La Crosse, Wisconsin

Borrowers looking for alternative financing options in La Crosse should consider the following options:

  • Credit Union Loans: Credit unions offer low-interest personal loans and lines of credit to their members. The interest rate on a credit union loan is much lower than a payday loan, making it much more affordable.
  • Unsecured Personal Loans: Unsecured personal loans are generally easier to qualify for than payday loans. They also have a much lower interest rate.
  • Home Equity Loans: Homeowners may be able to get a home equity loan, which offers a lower interest rate than a payday loan. However, this option requires collateral and requires the homeowner to put their home at risk.

How to Apply for Payday Loans in La Crosse, Wisconsin

To apply for a payday loan in La Crosse, you’ll need to meet the following requirements:

  • You must be at least 18 years old.
  • You must have a valid U.S. government-issued ID.
  • You must have a verifiable source of income.
  • You must have an active bank account.

To apply for a payday loan in La Crosse, you can fill out an application online with TheGuaranteedLoans. We will connect you with a lender for further action. Please note that TheGuaranteedLoans is not a lender and does not provide payday loans.

Frequently Asked Questions

Are payday loans legal in La Crosse, Wisconsin?
Yes, payday loans are legal in La Crosse, Wisconsin. The Wisconsin Department of Financial Institutions regulates the payday loan industry in the state.

What are the requirements to get a payday loan in La Crosse, Wisconsin?
To be eligible for a payday loan in La Crosse, Wisconsin, you must be at least 18 years old, have a valid U.S. government-issued ID, have a verifiable source of income, and have an active bank account.

Are payday loans a good option?
Payday loans can be a viable option for those looking for short-term financial aid. However, the interest rates on payday loans are significantly higher than other forms of credit and can be difficult to pay off. It’s important to weigh the advantages and disadvantages of payday loans before making a decision.

Apply Now

Are you in need of short-term financing in La Crosse, Wisconsin? Fill out the application on TheGuaranteedLoans website and we will connect you with a lender for further action. Don’t forget that TheGuaranteedLoans is not a lender.

More F.A.Q.

How much can I borrow through a payday loan in La Crosse, Wisconsin?

The maximum amount that can be borrowed through a payday loan in La Crosse, Wisconsin is $1,500.

How long do I have to repay the loan?

Payday loans in La Crosse, Wisconsin must be repaid within 90 days.

How Many Cash Advance Companies are in La Crosse, WI?

With the help of our service, you will be able to find 30 cash advance companies in La Crosse, WI

What Cash Advance Companies in La Crosse, WI are the most popular?

You should check Loanmax Title Loans, 5 Star Personal Loans, and Advance America. Also, you can start your application online on our website.