Payday Loans in Merrillan, Wisconsin

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No payday loan companies in Merrillan, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
UW Credit Union 21215 E Moreland Blvd, Waukesha, WI 53186 +1 (800) 533 - 6773
Town Bank 550 Commercial Ct, Lake Geneva, WI 53147 +1 (262) 248 - 5189
State Bank of Cross Plains - Waunakee 610 W Main St, Waunakee, WI 53597 +1 (608) 849 - 2700
Ewald Chevrolet 36833 E Wisconsin Ave, Oconomowoc, WI 53066 +1 (262) 226 - 2967
Duell Financial Strategies N9654 County Rd N 5, Appleton, WI 54915 +1 (920) 832 - 3720
EZPAWN 1766 University Ave, Green Bay, WI 54302 +1 (920) 438 - 7091
Security Financial Bank 1401 Main St, Bloomer, WI 54724 +1 (715) 568 - 1100
Unity Bank 500 West St, Neillsville, WI 54456 +1 (715) 743 - 3144
Check `n Go W7705 Johnson Ct, Wautoma, WI 54982 +1 (920) 787 - 0367
Wealth Management Services 1227 Corporate Center Dr, Oconomowoc, WI 53066 +1 (262) 522 - 7400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Merrillan, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Green Bay, WI, No Credit Check Loans in Janesville, WI, Payday Loan for Kenosha, WI, Payday Loan Companies in La Crosse, WI, Payday Loan Companies in Madison, WI, Payday Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI and Payday Loans in Milwaukee, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Merrillan, WI.

Beautiful sights of Merrillan, WI

Payday Loans Available in Merrillan, WI By The Following ZIP Codes:

54754

Are Payday Loans Legal In Merrillan, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Merrillan, WI payday loan calculator

Payday Loans in Merrillan, Wisconsin

If you live in Merrillan, Wisconsin, you may have heard of payday loans. Payday loans are a type of short-term loan that can provide quick cash for unexpected expenses. While payday loans are legal in Wisconsin, it’s important to understand the laws and regulations to make informed decisions about borrowing.

What are Payday Loans?

Payday loans are small-dollar loans that are typically due on the borrower’s next payday. They are intended to provide temporary financial relief for unexpected expenses like car repairs, medical bills, or utility bills.

To qualify for a payday loan, borrowers generally need to have a steady income, an active checking account, and identification. The loan amount is typically based on the borrower’s income and the lender’s policies.

Wisconsin Payday Loan Laws

In Wisconsin, payday loans are legal, but there are regulations in place to protect borrowers. The maximum loan amount is $1,500 or 35% of the borrower’s gross monthly income, whichever is less. The maximum loan term is 90 days, and lenders cannot charge more than $15 for every $100 borrowed.

Wisconsin also has restrictions on rollovers and fees. Lenders cannot allow borrowers to rollover their loans more than once, and they cannot charge more than $25 in fees for nonsufficient funds.

Benefits and Risks of Payday Loans

Payday loans can provide quick cash for unexpected expenses, but they come with risks. The high interest rates and short repayment terms can make it difficult for borrowers to repay the loan on time. This can lead to a cycle of debt where borrowers take out new loans to pay off old ones.

It’s important for borrowers to understand the risks and benefits of payday loans before taking them out. They should only borrow what they can afford to repay and consider alternatives like personal loans or credit cards.

Interesting Facts about Payday Loans in Merrillan, Wisconsin

– The average payday loan amount in Wisconsin is $320.
– The average APR for a payday loan in Wisconsin is 528%.
– In 2019, Wisconsin had 512 payday lenders operating in the state.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer a simple and fast online application process for payday loans and other types of loans. We are a connector service, not a direct lender, and we work with a network of trusted lenders to match borrowers with the right loan options. Fill out our online application today to get started.

Conclusion

Payday loans can provide temporary financial relief for unexpected expenses, but they come with risks. It’s important for borrowers to understand the laws and regulations in their state and consider alternatives before borrowing. At TheGuaranteedLoans, we strive to provide valuable information and connect borrowers with trusted lenders for their borrowing needs.

F.A.Q.

Can payday loan providers require me to have a bank account to apply for a loan in Merrillan, Wisconsin?

Yes, payday loan providers in Merrillan, Wisconsin may require you to have a bank account to apply for a loan. This is because they typically deposit the loan proceeds into your bank account and withdraw the loan payments from your account.

Can payday loan providers require me to provide collateral for a loan in Merrillan, Wisconsin?

No, payday loan providers in Merrillan, Wisconsin cannot require you to provide collateral for a loan. Payday loans are unsecured loans, which means that they do not require any collateral.