Payday Loans in Mikana, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mikana, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Monona Bank 603 Phillips Blvd, Sauk City, WI 53583 +1 (608) 643 - 2265
World Finance 100 Frances Ln Ste C, Beaver Dam, WI 53916 +1 (920) 356 - 0771
Advance America 1841 Post Rd, Plover, WI 54467
Check Into Cash 1709 S Teut Rd Suite B, Burlington, WI 53105 +1 (262) 767 - 0924
World Finance 1508 S Hastings Way, Eau Claire, WI 54701 +1 (715) 514 - 4229
Bank of Alma N104 N Main St, Nelson, WI 54756 +1 (715) 673 - 4351
EZ Money 289 W Northland Ave, Appleton, WI 54911 +1 (920) 739 - 3865
Julie Gurkowski-Koehn - Ameriprise Financial Services, LLC W832 WI-91 Ste 1A, Berlin, WI 54923 +1 (920) 361 - 1356
Greenwoods State Bank - Operations 238 N Main St, Monticello, WI 53570 +1 (866) 966 - 2255
Walmart Money Center 2401 US-14, Richland Center, WI 53581

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mikana, WI, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Oak Creek, WI, Online Loans in Oshkosh, WI, No Credit Check Loans in Racine, WI, Payday Loan Companies in Sheboygan, WI, Emergency Loan in Sun Prairie, WI, Payday Loan Without a Credit Check in Waukesha, WI, 24-Hour Loan in Wausau, WI and Payday Loans in West Bend, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mikana, WI.

Are Payday Loans Legal In Mikana, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Mikana, WI payday loan calculator

Payday Loans in Mikana, Wisconsin

When you need cash quickly, payday loans can be an attractive option. For the residents of Mikana, Wisconsin, payday loans are a legal and popular way to get fast cash. But before you accept a payday loan, it is crucial to understand the terms and risks involved.

How Payday Loans Work

Payday loans are short-term loans that allow borrowers to access cash quickly. Typically, these loans are due on the borrower’s next payday, along with any interest and fees charged by the lender. In Mikana, Wisconsin, payday loans are legal and regulated by state law.

To apply for a payday loan, borrowers must provide proof of income, an active bank account, and a valid ID. Lenders may also require a postdated check or electronic access to the borrower’s bank account as collateral.

The amount that borrowers can apply for may vary by state law, but in general, payday lenders may lend up to $1,500. Borrowers are responsible for paying back the loan amount plus interest and fees on the due date.

The Risks of Payday Loans

While payday loans can provide quick cash when you need it, they come with significant risks. One of the most significant risks is their high-interest rates, which can be as much as 400% or more in some cases. This interest can quickly accrue, especially if the borrower is unable to repay the loan on the due date, resulting in further financial difficulties.

Another risk of payday loans is their potential to trap borrowers in a cycle of debt. If the borrower is unable to repay the loan on the due date, they may choose to roll over the loan, which means extending the due date by paying additional fees and interest. This can lead to a cycle of debt, where borrowers continually renew their loans, becoming stuck in a cycle of high-interest debt.

Interesting Facts and Statistics about Payday Loans in Mikana, Wisconsin

  • In 2019, Wisconsin had an estimated 400 payday loan storefronts.
  • The average payday loan in Wisconsin is $320, with an average loan term of 20 days.
  • In Wisconsin, lenders are required to disclose all costs and fees associated with the loan. This includes interest rates and finance charges.
  • Lenders are legally required to give borrowers a written contract that outlines the terms and conditions of the loan.

Apply Now

If you need cash quickly, a payday loan may be an option. At TheGuaranteedLoans, we offer a convenient online application process that connects you with potential lenders. Fill out our online application today, and we will help you find the payday loan solution that works best for you.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders to help you find the best loan solution possible. All loan terms and conditions are the responsibility of the lender, and not TheGuaranteedLoans.

Stay Informed

Before making any financial decisions, it’s important to fully understand the terms and risks involved. Stay informed on financial topics by following TheGuaranteedLoans blog, where we provide expert insights and advice on payday loans, title loans, and other loan-related topics to help you make informed decisions and protect your financial well-being.

F.A.Q.

How much do payday loans cost in Mikana, Wisconsin?

Payday loans in Mikana, Wisconsin are subject to a maximum interest rate of 28% per year. In addition to this interest rate, lenders may also charge fees for processing and administrative costs. These fees are limited to 15% of the loan amount, up to a maximum of $30.

Can I renew or roll over my payday loan in Mikana, Wisconsin?

No, Wisconsin law prohibits the renewal or rollover of payday loans. Borrowers must repay the loan in full on the agreed-upon due date, or make arrangements with the lender for an extended payment plan. Failure to repay the loan on time may result in additional fees and charges.