Payday Loans in Neopit, Wisconsin

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No payday loan companies in Neopit, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center Supercenter 2532, 2785 Milwaukee Rd, Beloit, WI 53511 +1 (608) 362 - 0057
Associated Bank 10708 W Janesville Rd, Hales Corners, WI 53130 +1 (414) 425 - 1600
Landmark Credit Union 1931 Grove Ave, Racine, WI 53405 +1 (262) 796 - 4500
Greenwoods State Bank 500 Interchange N, Lake Geneva, WI 53147 +1 (262) 767 - 8600
U.S. Bank Branch 55 S Main St, Fond du Lac, WI 54935 +1 (920) 929 - 2200
Johnson Financial Group 318 S Washington St 100, Green Bay, WI 54301 +1 (920) 433 - 7100
First Bank of Baldwin 409 Main St, Plum City, WI 54761 +1 (715) 647 - 3791
BMO Harris Bank - Mortgage Banker Shaenna M Koffler 1145 Main St, Onalaska, WI 54650 +1 (608) 354 - 2825
The American National Bank 115 Front St, Beaver Dam, WI 53916 +1 (920) 885 - 2700
Check `n Go W182N9606 Appleton Ave Suite 106, Germantown, WI 53022 +1 (262) 253 - 1240

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neopit, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Madison, WI, Payday Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, 24-Hour Loan in Milwaukee, WI, Guaranteed Loans in New Berlin, WI, Payday Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI and Payday Loans in Racine, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neopit, WI.

Beautiful sights of Neopit, WI

Payday Loans Available in Neopit, WI By The Following ZIP Codes:

54150

Are Payday Loans Legal In Neopit, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Neopit, WI payday loan calculator

Payday Loans in Neopit, Wisconsin: A Comprehensive Guide

Payday loans are a popular financial instrument available to people in many states, and Wisconsin is no exception. In Neopit, Wisconsin, payday loans are legal, and many residents take advantage of this type of loan to address short-term financial needs.

However, before you consider getting a payday loan in Neopit, Wisconsin, it is essential to understand exactly what these loans are, what the legal regulations are, and how to apply for one. This article explores these aspects of payday loans in Neopit, Wisconsin, and provides valuable information to help you make informed financial decisions.

What are Payday Loans?

Payday loans are short-term loans payable within a few weeks, usually until the next pay date. These loans are designed to help people address immediate financial needs such as medical bills, car repairs, or any other unexpected expense.

Typically, payday loans in Neopit, Wisconsin are for small amounts ranging from a few hundred to a few thousand dollars. However, the interest rates on these loans are generally high, and the fees can add up quickly if you do not pay the loan back on time.

Although payday loans are an attractive option for people in need of quick cash, they are only suitable for short-term needs. Payday loans should not be used as a long-term financial solution since the high-interest rates may lead to a cycle of debt that you may find difficult to break out of.

Legal Regulations for Payday Loans in Neopit, Wisconsin

Payday loans are legal in Wisconsin, and there are specific regulations in place to govern how lenders operate. For instance, payday loans in Wisconsin must not exceed $1,500, or 35% of the borrower’s monthly income, whichever is less. Additionally, the loan term should not exceed 90 days, and the interest rate should not exceed 15% for the first $300, and 10% for the remaining amount.

The Wisconsin Department of Financial Institutions regulates payday loan lenders in the state, and they require lenders to be licensed and follow legal guidelines. Therefore, it is recommended to consider licensed lenders only when seeking payday loans in Neopit, Wisconsin.

How to Apply for a Payday Loan in Neopit, Wisconsin

Applying for a payday loan in Neopit, Wisconsin can be relatively straightforward and fast. Mostly, you will need to prove that you have an income source. You will also need to provide a valid phone number, email address, and proof of identity, usually in the form of a government-issued ID.

Additionally, many payday loan lenders in Neopit, Wisconsin may offer an online application process, where you can apply for the loan from the comfort of your home. The online form should take a few minutes to fill out, and you may receive a loan decision within hours, or even minutes, if you are approved.

Interesting Facts and Statistics about Payday Loans in Neopit, Wisconsin

  • Wisconsin residents took over 782,000 payday loans in 2019, totalling over $381 million dollars in borrowed funds.
  • The average payday loan in Wisconsin is $348, and the average term is 20 days.
  • Wisconsin law requires payday lenders to provide borrowers with a loan agreement explaining the terms of the loan, including all applicable fees and interest rates.
  • In Wisconsin, borrowers are allowed to cancel a payday loan within one business day of taking it out, without penalty.

Apply Now for a Payday Loan in Neopit, Wisconsin

If you find yourself in need of a short-term financial solution in Neopit, Wisconsin, TheGuaranteedLoans can help you connect with potential lenders. Though we are not a direct lender, we take pride in providing reliable, efficient connector services to help you find the financial assistance you need.

Our online application process is straightforward, and we strive to connect you with a lender that meets your specific needs. Additionally, we encourage our customers to borrow only what they need and have a plan in place to repay the loan on time and in full to avoid the cycle of debt.

Apply now for a payday loan in Neopit, Wisconsin, and see how TheGuaranteedLoans can help you get the financial assistance you need.

F.A.Q.

Are there any protections for military service members in Neopit, Wisconsin regarding payday loans?

Yes, Wisconsin law provides additional protections for military service members and their families. These protections include caps on interest rates, limits on the number of loans that can be taken out at once, and requirements for lenders to provide clear disclosure of loan terms and conditions.

Can I be charged late fees if I miss a payment on a payday loan in Neopit, Wisconsin?

Yes, borrowers who miss a payment on a payday loan in Neopit, Wisconsin may be charged late fees. The amount of these fees is limited to 5% of the unpaid amount, up to a maximum of $25. However, borrowers who are unable to make a payment due to financial hardship may be eligible for an extended payment plan or other forms of assistance.