Payday Loans in Newton, Wisconsin

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No payday loan companies in Newton, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Agstar Financial Services 2912 Pioneer Ave, Rice Lake, WI 54868 +1 (715) 234 - 2114
Byline Bank 5315 Wall St 205, Madison, WI 53718 +1 (608) 770 - 6155
EZMONEY Payday Loans 605 2nd Ave S, Onalaska, WI 54650 +1 (608) 783 - 1701
Prudential Bob Ferrara Life Insurance & Financial Services 216 3rd St W 102, Ashland, WI 54806 +1 (715) 415 - 0048
Town Bank 101 7 1/2 St, Monroe, WI 53566 +1 (608) 328 - 3800
Altra Federal Credit Union Headquarters - No Teller Services 1700 Oak Forest Dr, Onalaska, WI 54650 +1 (608) 787 - 4500
CoVantage Credit Union 1670 Sunset Beach Rd, Suamico, WI 54173 +1 (800) 398 - 2667
John O Melby Bank 18472 Blair St, Whitehall, WI 54773 +1 (715) 538 - 4358
Marine Credit Union La Crosse 127 West Ave N, La Crosse, WI 54601 +1 (608) 784 - 7329
Loanmax Title Loans 1684 Main St, Green Bay, WI 54302 +1 (920) 468 - 8694

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newton, WI, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in New Berlin, WI, Payday Loan Without a Credit Check in Oak Creek, WI, Payday Loans in Oshkosh, WI, Payday Loans in Racine, WI, Bad Credit Loans in Sheboygan, WI, Payday Loans in Sun Prairie, WI, Short-term Loans in Waukesha, WI and Payday Loans in Wausau, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newton, WI.

Beautiful sights of Newton, WI

Are Payday Loans Legal In Newton, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Newton, WI payday loan calculator

Payday Loans in Newton, Wisconsin: A Comprehensive Guide

Are you facing a financial emergency in Newton, Wisconsin? Do you need quick access to cash to cover unexpected expenses? Payday loans may be the solution you’ve been looking for.

In this article, we will provide you with a comprehensive guide to payday loans in Newton, Wisconsin, from how they work to the application process. We will also highlight some of the benefits and disadvantages of payday loans, so you can decide if they are a viable option for you.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide you with immediate access to cash to cover unexpected expenses like medical bills, car repairs, or other emergencies.

In Wisconsin, payday loans are legal. The state regulates the fees and interest rates that lenders can charge, and there is a maximum loan amount of $1,500 or 35% of the borrower’s gross monthly income, whichever is less.

How do Payday Loans Work?

To apply for a payday loan in Newton, Wisconsin, you must provide the lender with evidence of your income and a valid form of identification, such as a driver’s license. If you are approved, the lender will provide you with the cash you need, and you will be required to repay the loan on your next payday.

The repayment process for a payday loan typically involves the lender withdrawing the loan amount and fees directly from your bank account on the due date. If you are unable to repay the loan on time, the lender may charge you additional fees and interest, and the loan may be extended, which can result in increased costs over time.

Advantages of Payday Loans

One of the primary advantages of payday loans is their accessibility, as they are often easier to qualify for than traditional loans. Additionally, payday loans can provide you with quick access to the cash you need, which can be crucial in a financial emergency.

In addition to these benefits, payday loans may also have lower fees and interest rates than other options, such as overdraft fees or credit card cash advances.

Disadvantages of Payday Loans

One of the main disadvantages of payday loans is their high interest rates and fees. Although Wisconsin regulates these rates, they can still be high, and if you are unable to repay the loan on time, these costs can quickly add up.

Furthermore, payday loans can trap borrowers in a cycle of debt, as they may need to take out additional loans to repay the initial loan. This can result in a larger amount of debt and higher costs over time.

Interesting Facts and Statistics about Payday Loans in Newton, Wisconsin

– As of 2021, there are over 400 licensed payday lenders in Wisconsin.
– The average payday loan in Wisconsin is $320, with an average repayment term of 14 days.
– In 2020, payday lenders in Wisconsin extended over 190,000 loans, totaling over $96 million.
– The annual percentage rate (APR) for payday loans in Wisconsin averages around 500%.

Apply Now for a Payday Loan in Newton, Wisconsin

If you are facing a financial emergency in Newton, Wisconsin, and need quick access to cash, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who can provide you with a payday loan.

Our application process is fast and straightforward, and you can receive a loan decision within minutes. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or perform credit checks. Instead, we facilitate your connection with potential lenders to help you get the cash you need.

Conclusion

Payday loans can be a useful financial tool in certain situations, but they also come with risks. Before taking out a payday loan in Newton, Wisconsin, be sure to consider your options and the costs associated with the loan. If you decide that a payday loan is right for you, TheGuaranteedLoans can help you find a lender.

F.A.Q.

Can I take out a payday loan if I have bad credit?

Yes, payday lenders do not typically require a credit check, so you may be able to obtain a payday loan even if you have bad credit.

How long do I have to repay a payday loan in Newton, Wisconsin?

Payday loans in Newton, Wisconsin must be repaid within a maximum of 90 days.