Payday Loans in North Prairie, Wisconsin

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No payday loan companies in North Prairie, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
CW Farm Tax and Accounting 521 Main St, Bloomer, WI 54724 +1 (715) 568 - 9880
One Community Bank - McFarland 5990 US-51, McFarland, WI 53558 +1 (608) 838 - 3141
ATM Associated Bank 307 2nd St, Hudson, WI 54016 +1 (800) 627 - 3999
PLS Loan Store 5502 W Center St, Milwaukee, WI 53210 +1 (414) 873 - 1300
PNC Bank 1225 Fond Du Lac Ave, Kewaskum, WI 53040 +1 (262) 626 - 6340
Raymond James Financial Services 24449 Highway 35 North, Siren, WI 54872 +1 (715) 349 - 2191
Royal Bank 152 S Worcester St, Spring Green, WI 53588 +1 (608) 588 - 7787
Chase Mortgage 700 5th Ave, Antigo, WI 54409 +1 (715) 623 - 4148
BMO Harris Bank 2700 Golf Rd, Delafield, WI 53018 +1 (262) 646 - 9700
BMO Harris Bank - Mortgage Banker Patrick Froemming 205 N 2nd St, Watertown, WI 53094 +1 (414) 232 - 1109

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Prairie, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Kenosha, WI, Payday Loans in La Crosse, WI, Payday Loans in Madison, WI, Payday Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Payday Loan for New Berlin, WI and Payday Loans in Oak Creek, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Prairie, WI.

Beautiful sights of North Prairie, WI

Payday Loans Available in North Prairie, WI By The Following ZIP Codes:

53153

Are Payday Loans Legal In North Prairie, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

North Prairie, WI payday loan calculator

Exploring Payday Loans in North Prairie, Wisconsin

Many people find themselves in a financial bind at some point in their lives, and sometimes payday loans can be a helpful solution. If you live in North Prairie, Wisconsin, payday loans are legal and readily available. Here’s what you need to know.

What are Payday Loans?

Payday loans are a type of short-term loan designed to help you cover expenses until your next payday. They’re often marketed as a quick and easy way to get cash when you need it most.

Typically, payday loans are for small amounts – usually up to $1,500 – and are due on your next payday. They don’t require collateral, and often have less stringent credit requirements than other types of loans.

How do Payday Loans Work in North Prairie, Wisconsin?

In North Prairie, Wisconsin, payday loans are regulated by the state under Wis. Stat. §§ 138.14 and 138.15. Payday lenders must be licensed and comply with the state’s regulations.

When you apply for a payday loan in North Prairie, you’ll need to provide proof of income, such as a pay stub or bank statement, as well as proof of identity and residency. You’ll also need to agree to pay back the loan on your next payday, plus any interest and fees.

Once you’re approved for the loan, you’ll receive the funds either as cash or a direct deposit into your bank account. On the due date of the loan, the lender will automatically withdraw the amount you owe from your bank account, or you can pay it back in person at the lender’s location.

What are the Pros and Cons of Payday Loans?

Payday loans can be a helpful option when you’re in a financial bind, but they also come with risks. Here are some of the pros and cons to consider:

Pros:

  • Quick and easy way to get cash when you need it
  • No collateral required
  • Less stringent credit requirements than other loans

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt if not paid back on time
  • May not be a long-term solution to financial problems

Interesting Facts and Statistics about Payday Loans in North Prairie, Wisconsin

  • In 2019, there were 776 licensed payday lenders in Wisconsin, according to the Wisconsin Department of Financial Institutions.
  • The average payday loan amount in Wisconsin is $320, according to the Center for Responsible Lending.
  • 15% of Wisconsin payday loan borrowers took out ten or more payday loans in a year, according to the Wisconsin Department of Financial Institutions.

How to Apply for a Payday Loan in North Prairie, Wisconsin

If you’re considering a payday loan in North Prairie, Wisconsin, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can provide you with the funds you need. Simply fill out our online application form and we’ll connect you with potential lenders based on your needs. Keep in mind that TheGuaranteedLoans is not a direct lender, and any loan agreement will be between you and the lender.

Conclusion

Payday loans can be a helpful solution when you need to cover unexpected expenses, but they do come with risks. Be sure to read the terms and conditions of any payday loan carefully before you agree to them, and make sure you have a plan to pay back the loan on time. If you’re considering a payday loan in North Prairie, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders.

F.A.Q.

Can payday loan providers contact my employer or other third parties if I default on my loan in North Prairie, Wisconsin?

Yes, payday loan providers in North Prairie, Wisconsin may contact your employer or other third parties if you default on your loan. They may do this to verify your employment or to collect the outstanding balance. However, they are not allowed to disclose any personal information about you without your consent.

Can I be charged with a crime for defaulting on a payday loan in North Prairie, Wisconsin?

No, you cannot be charged with a crime for defaulting on a payday loan in North Prairie, Wisconsin. However, you may face legal action from your lender to recover the outstanding balance, such as a lawsuit or wage garnishment. It is important to communicate with your lender if you are unable to make your loan payments, and to seek legal advice if necessary.