Payday Loans in Owen, Wisconsin

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No payday loan companies in Owen, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Nicolet National Bank 2009 Hall Ave, Marinette, WI 54143 +1 (715) 732 - 2600
Advance America 732 E Green Bay St, Shawano, WI 54166 +1 (715) 526 - 5552
Check Advance 1736 Main St, Marinette, WI 54143 +1 (715) 735 - 9555
Stifel 18000 W Sarah Ln 180, Brookfield, WI 53045 +1 (262) 794 - 1000
Paper City Savings Association 4200 8th St S, Wisconsin Rapids, WI 54494 +1 (715) 423 - 8100
PLS Loan Store 5502 W Center St, Milwaukee, WI 53210 +1 (414) 873 - 1300
Advance America 3730 S 27th St Ste. 110, Milwaukee, WI 53221 +1 (414) 282 - 9539
Walmart Money Center 1800 Progressive Pkwy, Platteville, WI 53818 +1 (608) 348 - 4888
Associated Bank 501 S Webb St, Wittenberg, WI 54499 +1 (715) 253 - 2127
Jackson Hewitt Tax Service 377 N Rolling Meadows Dr, Fond du Lac, WI 54937 +1 (920) 949 - 3010

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Owen, WI, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI, Payday Loans in Racine, WI, Payday Loans in Sheboygan, WI, Emergency Loan in Sun Prairie, WI, Payday Loans in Waukesha, WI, Quick Loan in Wausau, WI and Payday Loans in West Bend, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Owen, WI.

Beautiful sights of Owen, WI

Payday Loans Available in Owen, WI By The Following ZIP Codes:

54460

Are Payday Loans Legal In Owen, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Owen, WI payday loan calculator

Payday Loans in Owen, Wisconsin

Are you facing financial difficulties in the Owen, Wisconsin area? Have you considered turning to payday loans to help make ends meet? Payday loans can offer a short-term solution for those who need quick cash but may not qualify for traditional loans.

Before you decide to take out a payday loan, it’s important to understand how they work and what the laws are in the state of Wisconsin.

How Payday Loans Work

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. The loan amount is usually based on the borrower’s income and can range from $100 to $1,500.

To receive a payday loan, the borrower must provide proof of income, such as a pay stub, and a valid ID. They also must provide a post-dated check or authorize the lender to withdraw the funds from their bank account on the due date.

The lender will then give the borrower the loan amount, minus any fees and interest. The borrower has until the due date to repay the loan, otherwise, they may face additional fees and interest charges.

Payday Loan Regulations in Wisconsin

Payday loans are legal in Wisconsin, but there are regulations in place to protect borrowers from predatory lending practices. The maximum loan amount is $1,500 or 35% of the borrower’s monthly gross income, whichever is less. The loan term cannot exceed 90 days and the finance charge cannot exceed $15.50 for every $100 borrowed.

Wisconsin also requires payday lenders to be licensed with the state and limits borrowers to one loan at a time. Lenders are also required to provide a written agreement that outlines the terms of the loan, including the fees and interest rate.

It’s important to note that if a borrower is unable to repay the loan on the due date, they may be allowed to roll over the loan for an additional fee. However, Wisconsin law prohibits lenders from rolling over a loan more than once and requires them to offer an extended payment plan if the borrower is unable to repay the loan in full.

Benefits and Risks of Payday Loans

Payday loans offer a quick and easy solution for those who need cash fast. They can be helpful in emergencies, such as unexpected car repairs or medical bills. However, payday loans can also come with high fees and interest rates, making them a costly option in the long run.

Borrowers who are unable to repay the loan on time may also face additional fees and interest charges, leading to a cycle of debt. It’s important to carefully consider the risks and benefits before taking out a payday loan and to have a plan to repay the loan on time.

Interesting Facts and Statistics

  • According to the Wisconsin Department of Financial Institutions, in 2020, payday lenders in Wisconsin made over 1.1 million loans totaling over $412 million.
  • The average annual percentage rate (APR) for payday loans in Wisconsin is 589%.
  • In 2010, Wisconsin passed the Consumer Act, which increased protections for borrowers and limited the interest rates and fees that payday lenders can charge.

Apply Now

If you’re considering a payday loan in Owen, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Our online application is quick and easy, and we work with a network of trusted lenders who offer competitive rates and terms. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions.

To apply now, simply fill out our online application and get connected with potential lenders today.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Owen, Wisconsin?

Yes, Wisconsin law limits borrowers to no more than one payday loan at a time.

Can I take out a payday loan if I have bad credit?

Yes, payday lenders do not typically require a credit check, so you may be able to obtain a payday loan even if you have bad credit.