Payday Loans in Pelican Lake, Wisconsin

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No payday loan companies in Pelican Lake, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Community First Credit Union 509 N Richmond St, Appleton, WI 54911 +1 (920) 830 - 7200
U.S. Bank Branch 201 Main St, La Crosse, WI 54601 +1 (608) 782 - 8101
Royal Bank 311 N Main St, Viroqua, WI 54665 +1 (608) 637 - 3142
Check Advance 1701 N Spring St # 3, Beaver Dam, WI 53916 +1 (920) 356 - 0871
Stifel 200 S Washington St, Green Bay, WI 54301 +1 (920) 437 - 2555
IncredibleBank 141 S Willow St, Eagle River, WI 54521 +1 (715) 477 - 6206
Black River Country Bank 401 N Washington St, Melrose, WI 54642 +1 (608) 488 - 2411
Austin Financial Services 329 Superior St, Antigo, WI 54409 +1 (715) 369 - 3900
WESTconsin Credit Union 1207 N Main St, River Falls, WI 54022 +1 (715) 425 - 8113
Verve, a Credit Union 943 12th Ave S, Onalaska, WI 54650 +1 (800) 448 - 9228

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pelican Lake, WI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Brookfield, WI, Payday Loans in Eau Claire, WI, Payday Loan for Fond du Lac, WI, Payday Loan Without a Credit Check in Franklin, WI, Payday Loans in Green Bay, WI, Payday Loans in Janesville, WI, Short-term Loans in Kenosha, WI and Payday Loans in La Crosse, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pelican Lake, WI.

Beautiful sights of Pelican Lake, WI

Payday Loans Available in Pelican Lake, WI By The Following ZIP Codes:

54463

Are Payday Loans Legal In Pelican Lake, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Pelican Lake, WI payday loan calculator

Payday Loans in Pelican Lake, Wisconsin – Understanding the Basics

If you’re a resident of Pelican Lake, Wisconsin, and you’re struggling to make ends meet, you might be considering a payday loan. With quick access to cash and easy approval processes, payday loans can be an incredibly tempting option. But before you take the plunge, it’s important to understand how they work and what you need to be aware of.

What is a Payday Loan?

A payday loan is a short-term loan that’s designed to help you bridge the gap between paychecks. These loans are typically for small amounts, usually no more than $500, and they come with high-interest rates and fees. In Wisconsin, payday loans are legal, but there are limits on how much you can borrow and how much interest lenders can charge.

How Do Payday Loans Work?

The process of getting a payday loan is relatively simple. First, you’ll need to find a lender in Pelican Lake, Wisconsin, that offers payday loans. You can typically find these lenders online or in person at a local storefront. Once you’ve found a lender you trust, you’ll need to fill out an application. The lender will then verify your income and banking information before making a decision.

If you’re approved, you’ll receive the funds in your bank account within one business day. Typically, you’ll have between one and four weeks to repay the loan, depending on the terms of your agreement. Keep in mind that payday loans come with high-interest rates and fees, so the longer it takes to repay the loan, the more interest you’ll end up paying.

The Risks of Payday Loans

While payday loans can be a quick and easy way to get cash, they come with significant risks. The biggest risk is the high-interest rates and fees, which can make it difficult to repay the loan. If you’re unable to repay the loan on time, you could be hit with even more fees and charges, which can quickly spiral out of control.

Another risk of payday loans is the potential for predatory lending practices. Some lenders may target people who are struggling to make ends meet, offering them loans with high-interest rates and fees that are difficult to repay. This can lead to a cycle of debt that’s difficult to break free from.

Important Facts and Statistics

  • In Wisconsin, payday loans are legal, but there are limits on how much you can borrow and how much interest lenders can charge.
  • The maximum amount you can borrow in Wisconsin is $1,500 or 35% of your gross monthly income, whichever is less.
  • The maximum interest rate in Wisconsin is 547% APR for a 14-day loan.
  • The average APR for a payday loan in Wisconsin is 528%.
  • 57% of payday loan borrowers in Wisconsin have annual incomes of less than $30,000.
  • The average payday loan borrower in Wisconsin takes out 12 loans per year.

Apply Now

If you’re in need of a payday loan in Pelican Lake, Wisconsin, TheGuaranteedLoans can help. We’re a connector service that works with a network of trusted lenders to help our clients find the best loan options for their needs. Simply fill out our online application and we’ll connect you with potential lenders. Keep in mind that we’re not a direct lender, but we’re here to help you find the best loan options available.

In conclusion, payday loans can be a tempting option when you’re in need of quick cash, but they come with significant risks. Be sure to fully understand the terms of any loan agreement before signing on the dotted line, and always work with a trusted lender like TheGuaranteedLoans to ensure you’re getting the best loan options available.

F.A.Q.

Can payday loan providers require me to provide collateral for a loan in Pelican Lake, Wisconsin?

No, payday loan providers in Pelican Lake, Wisconsin cannot require you to provide collateral for a loan. Payday loans are unsecured loans, which means that they do not require any collateral.

Can payday loan providers require me to undergo a credit check to apply for a loan in Pelican Lake, Wisconsin?

Yes, payday loan providers in Pelican Lake, Wisconsin may require you to undergo a credit check to apply for a loan. This is to assess your creditworthiness and determine whether you are eligible for a loan. However, payday loans are typically available to borrowers with poor or no credit, so a credit check is not always necessary.