Payday Loans in Port Wing, Wisconsin

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No payday loan companies in Port Wing, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Community Credit Union - Tomah 220 Buan St, Tomah, WI 54660 +1 (608) 377 - 7730
Community First Credit Union 3282 Eaton Rd, Green Bay, WI 54311 +1 (920) 830 - 7200
Bank of the West 118 Elm St, Spooner, WI 54801 +1 (715) 635 - 2161
Financial Advisors U.S. Bancorp Investments 9670 WI-70, Minocqua, WI 54548 +1 (715) 358 - 3515
Motor Credit Corporation 2823 Lathrop Ave, Racine, WI 53405 +1 (262) 633 - 3505
BMO Harris Bank - Mortgage Banker Michael Gorman 615 Water St, Sauk City, WI 53583 +1 (608) 338 - 4421
Waukesha State Bank 3293 Golf Rd, Delafield, WI 53018 +1 (262) 646 - 5000
BMO Harris Bank 310 W Main St, Wautoma, WI 54982 +1 (920) 787 - 3343
Washburn County Abstract-Title 102 W Maple Avenue, Spooner, WI 54801 +1 (715) 635 - 7383
Horicon Bank 1440 Horicon St, Mayville, WI 53050 +1 (920) 387 - 9123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Port Wing, WI, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Racine, WI, 24-Hour Loan in Sheboygan, WI, Emergency Loan in Sun Prairie, WI, Payday Loan for Waukesha, WI, Payday Loans in Wausau, WI, Payday Loans in West Bend, WI, Payday Loans in Appleton, WI and Payday Loan Without a Credit Check in Beloit, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Port Wing, WI.

Beautiful sights of Port Wing, WI

Payday Loans Available in Port Wing, WI By The Following ZIP Codes:

54865

Are Payday Loans Legal In Port Wing, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Port Wing, WI payday loan calculator

Payday Loans in Port Wing, Wisconsin: A Comprehensive Guide

If you’re living paycheck to paycheck, unexpected expenses can throw you off balance rapidly. That’s where payday loans come in; a small, short-term loan designed to help you cover bills and expenses until your next payday.

In Port Wing, Wisconsin, payday loans are legal. With various lenders and options for consumers, it’s essential to know what you’re getting into before taking on a payday loan. In this guide, we’ll go over everything you need to know about payday loans in Port Wing, Wisconsin.

The Details of Payday Loans in Port Wing, Wisconsin:

A payday loan is a type of short-term personal loan that typically ranges from $50 to $1,000 and has a term of two weeks to 30 days. The loan principal, as well as the interest and fees, are usually due on the next payday.

To qualify for a payday loan in Port Wing, Wisconsin, applicants must be at least 18 years old, have an active checking account, and have a stable source of income. Lenders may ask for additional information, but these are the basic requirements.

Interest Rates and Fees:

Interest rates and fees for payday loans in Wisconsin are regulated by the Department of Financial Institutions. Lenders can charge no more than $15.50 for every $100 borrowed. For a $300 loan, the fee would be $46.50. If you fail to repay your loan on time, additional fees and charges may apply.

The APR (Annual Percentage Rate) of payday loans in Port Wing, Wisconsin, can range from 200% to 500%, depending on the loan amount and repayment period. It’s important to keep in mind that payday loans are short-term loans and are not meant to be a long-term financial solution.

The Benefits and Risks of Payday Loans:

Payday loans offer several benefits for those who need quick cash, such as fast approval and no credit check. They’re also available to those with a poor credit score. However, this ease of access can also be problematic, as people may take out multiple payday loans they’re unable to repay, causing a cycle of debt.

It’s crucial to understand the risks associated with payday loans. The high-interest rates and fees can make it challenging to repay your loan on time. Additionally, if you’re unable to pay on time, your lender may report your missed payment or debt to credit bureaus, damaging your credit score.

Applying for a Payday Loan in Port Wing, Wisconsin:

To apply for a payday loan in Port Wing, Wisconsin, you can visit a lender in person or utilize an online platform like TheGuaranteedLoans, which connects you with multiple lenders with a single application.

The application process typically involves filling out a form with your personal information, employment details, and bank account information. After submitting your application, you’ll receive a decision on your loan within minutes.

Interesting Facts and Statistics About Payday Loans in Port Wing, Wisconsin:

  • The average payday loan size in Wisconsin is $320.
  • The average payday loan interest rate in Wisconsin is 528% APR.
  • Wisconsin has over 500 payday loan storefronts.
  • The payday loan industry in Wisconsin generates approximately $37 million in fees per year.

Apply Now with TheGuaranteedLoans:

If you need quick cash and are considering a payday loan in Port Wing, Wisconsin, apply now with TheGuaranteedLoans. Our online platform connects you with lenders and helps you get the cash you need in no time.

Remember, TheGuaranteedLoans is a connector service that connects you with potential lenders. We do not provide loans directly and do not make any credit decisions. Apply now and see what offers are available to you.

Now that you understand the ins and outs of payday loans in Port Wing, Wisconsin, you can make an informed decision about whether a payday loan is the right option for you. Remember to borrow only what you need, repay your loan on time, and prioritize your long-term financial well-being.

F.A.Q.

Are there any consumer protections in place for payday loans in Port Wing, Wisconsin?

Yes, Wisconsin law includes several consumer protections for payday loan borrowers, such as requiring lenders to provide written disclosure of the loan terms and fees, as well as a three-day right of rescission.

Can I be sued or arrested for not paying back a payday loan in Port Wing, Wisconsin?

No, it is illegal for payday lenders to sue or arrest borrowers for not paying back a payday loan. If a lender threatens to do so, you should contact the Wisconsin Department of Financial Institutions for assistance.