Payday Loans in Readfield, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Readfield, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
UW Credit Union 800 W Main St, Whitewater, WI 53190 +1 (800) 533 - 6773
Schmitt Title, LLC 118 Ste Marie St N, Wautoma, WI 54982 +1 (920) 787 - 2626
Investors Community Bank Manitowoc 860 N Rapids Rd, Manitowoc, WI 54220 +1 (920) 645 - 6100
Payday Loan Debt Help 21275 Gumina Rd, Brookfield, WI 53072 +1 (800) 584 - 0536
Pomp's Tire Service W2584 Montana Way, Marinette, WI 54143 +1 (715) 582 - 1123
PremierBank 200 S Fremont St, Whitewater, WI 53190 +1 (262) 473 - 1111
Washburn County Abstract-Title 102 W Maple Avenue, Spooner, WI 54801 +1 (715) 635 - 7383
First Bank of Baldwin 409 Main St, Plum City, WI 54761 +1 (715) 647 - 3791
National Quik Cash 2925 E Washington Ave, Madison, WI 53704 +1 (608) 244 - 9901
Chase Bank 111 E Wisconsin Ave, Milwaukee, WI 53202 +1 (414) 977 - 5606

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Readfield, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Appleton, WI, Payday Loans in Beloit, WI, Online Loans in Brookfield, WI, Quick Loan in Eau Claire, WI, Guaranteed Loans in Fond du Lac, WI, Quick Loan in Franklin, WI, Quick Loan in Green Bay, WI and Short-term Loans in Janesville, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Readfield, WI.

Are Payday Loans Legal In Readfield, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Readfield, WI payday loan calculator

Payday Loans in Readfield, Wisconsin: Understanding the Basics

Payday loans have become increasingly popular in Wisconsin, and Readfield is no exception. These loans are designed to be a quick and easy solution for individuals who need cash before their next paycheck. But what exactly are payday loans and how do they work? In this article, we’ll explore everything you need to know about payday loans in Readfield, Wisconsin.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are often used to cover unexpected expenses or to bridge the gap between paychecks. Unlike traditional loans, payday loans are designed to be quick and easy to obtain. They are typically offered by storefront lenders or online, and can often be approved in a matter of minutes.

How Do Payday Loans Work?

When you apply for a payday loan, you will typically be asked to provide proof of income and identification. The lender will then review your application and determine whether or not to approve it. If approved, you will receive the cash you need right away, often in the form of a check or electronic deposit.

In exchange for this loan, you will typically be required to provide the lender with a post-dated check or authorization for electronic funds transfer that coincides with your next payday. This ensures that the lender will be repaid as soon as you receive your paycheck.

What are the Requirements to Get a Payday Loan in Readfield, Wisconsin?

In order to qualify for a payday loan in Readfield, Wisconsin, you will typically need to:

  • Be at least 18 years of age
  • Have a valid ID
  • Have an active checking account
  • Provide proof of income (e.g. a pay stub or bank statement)

It’s important to note that payday loans are legal in Wisconsin, but there are limits to how much you can borrow and how long you have to repay the loan. As of 2021, the maximum loan amount is $1,500 or 35% of your gross monthly income, whichever is less. You have up to 90 days to repay the loan.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with both pros and cons. Here are some of the advantages and disadvantages to keep in mind:

Pros:

  • Quick and easy to obtain
  • No collateral required
  • No credit check (although approval is based on income and other factors)

Cons:

  • High interest rates and fees
  • Short repayment periods
  • Potentially trap borrowers in a cycle of debt

It’s important to carefully consider these factors before deciding whether or not to take out a payday loan.

Applying for a Payday Loan

If you decide that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders in Readfield, Wisconsin. Simply fill out our online application and we’ll match you with lenders who may be able to meet your needs. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make loan decisions or provide loans directly to consumers, but rather facilitate the connection between borrowers and potential lenders.

Interesting Facts and Statistics about Payday Loans in Readfield, Wisconsin

  • As of 2019, there were 504 licensed payday lenders in Wisconsin (source: Wisconsin Department of Financial Institutions)
  • The average payday loan amount in Wisconsin is $320 (source: Pew Charitable Trusts)
  • Wisconsin law prohibits lenders from garnishing wages to repay payday loans (source: Wisconsin Department of Financial Institutions)
  • In 2019, the total number of payday loans made in Wisconsin was 949,302 (source: Wisconsin Department of Financial Institutions)

Conclusion

Payday loans can be a quick and easy solution for individuals who need cash before their next paycheck. However, it’s important to understand the potential risks and downsides to taking out a payday loan. If you decide that a payday loan is right for you, be sure to carefully review the terms and conditions of any loan offer you receive. And if you’re ready to apply, TheGuaranteedLoans is here to help connect you with potential lenders in Readfield, Wisconsin.

Apply Now

If you’re ready to apply for a payday loan, simply fill out our online application and we’ll match you with lenders who may be able to meet your needs. Please remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make loan decisions or provide loans directly to consumers, but rather facilitate the connection between borrowers and potential lenders.

F.A.Q.

Can borrowers file a complaint against a payday loan lender in Readfield, Wisconsin?

Yes, borrowers who have a complaint against a payday loan lender in Readfield, Wisconsin can file a complaint with the Wisconsin Department of Financial Institutions.

Can borrowers be arrested or face criminal charges for defaulting on a payday loan in Readfield, Wisconsin?

No, borrowers cannot be arrested or face criminal charges for defaulting on a payday loan in Readfield, Wisconsin. However, the lender may pursue legal action to recover the unpaid loan amount.