Payday Loans in Seneca, Wisconsin

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No payday loan companies in Seneca, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodbury Financial Services 400 Daly Ave 201, Wisconsin Rapids, WI 54494 +1 (715) 423 - 5080
Fox Communities Credit Union 1275 South Dr, Oshkosh, WI 54901 +1 (920) 233 - 2890
Compeer Financial 1631 4th Ave W, Monroe, WI 53566 +1 (608) 328 - 2282
National Bank of Commerce 9245 E Main St, Solon Springs, WI 54873 +1 (715) 378 - 2324
World Finance 2555 New Pinery Rd Unit 4, Portage, WI 53901 +1 (608) 742 - 0135
Bank First 295 E State St, Iola, WI 54945 +1 (715) 445 - 3211
BMO Harris Bank 5211 Rib Mountain Dr, Wausau, WI 54402 +1 (715) 847 - 4218
U.S. Bank Branch 1485 2nd Ave, Cumberland, WI 54829 +1 (715) 822 - 3311
Northwestern Bank - Cornell Branch 201 Main St, Cornell, WI 54732 +1 (715) 239 - 6414
Citizens State Bank 17153 Co Hwy J, Chippewa Falls, WI 54729 +1 (715) 720 - 3670

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Seneca, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wausau, WI, Payday Loan for West Bend, WI, Guaranteed Loans in Appleton, WI, 24-Hour Loan in Beloit, WI, Payday Loans in Brookfield, WI, Payday Loan Without a Credit Check in Eau Claire, WI, Payday Loans in Fond du Lac, WI and Emergency Loan in Franklin, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Seneca, WI.

Beautiful sights of Seneca, WI

Are Payday Loans Legal In Seneca, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Seneca, WI payday loan calculator

Payday Loans in Seneca, Wisconsin

Payday loans, as the name implies, are meant to be borrowed as a short-term fix to your financial woes. In Seneca, Wisconsin, payday loans are legal and can be a viable option for those who may need quick cash to get through a tough time. However, it’s important to understand how these loans work and what to consider before taking one out.

How do Payday Loans Work in Seneca, Wisconsin?

In Wisconsin, payday loans are regulated by the state’s Division of Banking. The loans usually range from $100 to $1,500 and have a term of up to 90 days. Borrowers are required to provide proof of income and a valid ID to obtain a payday loan in Seneca. The lender will then issue the loan, charging fees and interest rates on the amount borrowed. These fees can add up quickly, leading to a cycle of debt for those who cannot pay back the loan in full on time.

What Are the Pros and Cons of Payday Loans?

  • Pros: Payday loans can be a quick fix for those who need cash fast. The loans are easy to obtain, and you don’t need good credit to qualify. Additionally, some lenders offer repayment plans to make the process easier.
  • Cons: The interest rates and fees on payday loans can be very high, leading to a cycle of debt for some borrowers. Additionally, if you’re unable to pay back the loan on time, you could face additional fees, damage to your credit score, and potential legal action.

What Should You Consider Before Taking Out a Payday Loan?

Before taking out a payday loan in Seneca, it’s important to consider your options and assess your financial situation. Here are some things to keep in mind:

  • Can you afford to pay back the loan? Consider your income and expenses to ensure you’re able to pay back the loan in full by the given due date.
  • What is the interest rate and fees? Understanding the total cost of the loan can help you determine if it’s the right choice for you.
  • Are there other options? Consider other sources of income, such as borrowing from family or friends, using a credit card, or seeking assistance from community resources.

Interesting Facts about Payday Loans in Seneca, Wisconsin

  • Wisconsin is among the 21 states in the United States that allow payday loans legally.
  • The average payday loan amount borrowed in Wisconsin is $320.
  • The maximum term for a payday loan in Wisconsin is 90 days.
  • The interest rates for payday loans in Wisconsin are capped at 5% per month, and lenders can charge up to 2.75% as a finance charge.

Apply Now

If you’ve considered all your options and determined that a payday loan is the right choice for you, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can facilitate your connection with potential lenders. Fill out our online application to apply now.

Please keep in mind that payday loans should only be used as a last resort, and it’s important to understand the terms and conditions of the loan before agreeing to them. Contact us if you have any questions or concerns.

F.A.Q.

Can payday loan providers require me to undergo a credit check to apply for a loan in Seneca, Wisconsin?

Yes, payday loan providers in Seneca, Wisconsin may require you to undergo a credit check to apply for a loan. This is to assess your creditworthiness and determine whether you are eligible for a loan. However, payday loans are typically available to borrowers with poor or no credit, so a credit check is not always necessary.

Can payday loan providers require me to sign a contract or agreement to apply for a loan in Seneca, Wisconsin?

Yes, payday loan providers in Seneca, Wisconsin may require you to sign a contract or agreement to apply for a loan. This will outline the terms and conditions of the loan, including the interest rate, fees, and repayment terms. It is important to read and understand the contract before signing it, and to seek legal advice if you have any questions.