Payday Loans in Shiocton, Wisconsin

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No payday loan companies in Shiocton, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Lake Country Mortgage Branch of NEXA Mortgage 317 Woodlands Ct, Hartland, WI 53029 +1 (262) 367 - 9879
Advance America 628 S 8th St, Medford, WI 54451 +1 (715) 748 - 6808
Associated Bank 201 Park Ave, Beaver Dam, WI 53916 +1 (920) 887 - 1621
Bonded Collectors of Beaver Dam, Inc. 228 S Spring St, Beaver Dam, WI 53916 +1 (920) 885 - 5536
UnitedOne Credit Union 1117 S 10th St, Manitowoc, WI 54220 +1 (920) 684 - 0361
Loanmax Title Loans 2403 Milton Ave, Janesville, WI 53545 +1 (608) 754 - 3014
Park City Credit Union 300 E 1st St, Merrill, WI 54452 +1 (715) 536 - 8351
Brenengen Chevrolet 990 West City Highway 16, West Salem, WI 54669 +1 (608) 786 - 0400
World Finance 1800 Stewart Ave Ste 200, Wausau, WI 54401 +1 (715) 842 - 5428
Austin Financial Services 329 Superior St, Antigo, WI 54409 +1 (715) 369 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shiocton, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oshkosh, WI, Payday Loans in Racine, WI, Online Loans in Sheboygan, WI, Payday Loans in Sun Prairie, WI, Guaranteed Loans in Waukesha, WI, Payday Loan for Wausau, WI, Payday Loans in West Bend, WI and Emergency Loan in Appleton, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shiocton, WI.

Beautiful sights of Shiocton, WI

Payday Loans Available in Shiocton, WI By The Following ZIP Codes:

54170

Are Payday Loans Legal In Shiocton, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Shiocton, WI payday loan calculator

Understanding Payday Loans in Shiocton, Wisconsin

Payday loans are a convenient, short-term solution for people who need quick access to cash. These loans are especially helpful when unexpected expenses arise and there is no other source of funds available. If you live in Shiocton, Wisconsin and you are considering a payday loan, it is important to have a clear understanding of the regulations surrounding these loans and how they work.

What are Payday Loans?

Payday loans are small, short-term loans typically used to cover unexpected expenses until the next payday. Wisconsin allows payday loans of up to $1,500, with a maximum loan term of 90 days. These loans typically have high interest rates and fees, making them an expensive option for borrowing money.

Why do people opt for Payday Loans?

People choose payday loans because they are fast, and there is no credit check required. This means that people with bad or no credit history can still get a loan. In addition, payday loans require little to no paperwork, unlike traditional bank loans. This makes them an attractive option for people who need cash urgently.

How do Payday Loans work in Shiocton?

In Shiocton, payday loans are legal and subject to state regulations. To obtain a payday loan in Shiocton, you must provide the lender with personal information, including your name, address, Social Security number, and bank account details. Once you submit your application, the lender will respond within minutes with an approval decision. After the loan is approved, the funds will be deposited directly into your bank account.

What are the regulations for Payday Loans in Shiocton?

In Wisconsin, payday lenders must be licensed and comply with state regulations. The maximum loan amount is $1,500 or 35% of the borrower’s gross monthly income, whichever is less. Lenders may charge up to 15% of the loan amount in fees. The loan term must be between 14 and 90 days, and a borrower can only have one outstanding payday loan at a time.

Apply Now for a Payday Loan

If you need a payday loan in Shiocton, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is easy and secure. Simply fill out the form on our website, and we will match you with a lender who can meet your needs. Remember, TheGuaranteedLoans is not a direct lender, but a connector service between borrowers and lenders.

Interesting Facts about Payday Loans in Shiocton, Wisconsin

  • Approximately 125,000 people in Wisconsin take out payday loans annually.
  • The average payday loan in Wisconsin is $320.
  • Wisconsin has some of the highest payday loan interest rates in the country, with an average annual percentage rate of 589%.
  • In Wisconsin, the default rate on payday loans is 10%, meaning one in ten borrowers default on their loans.

The Bottom Line

Payday loans can be a lifesaver for people who need fast access to cash, but they should only be used as a last resort. If you are considering a payday loan in Shiocton, Wisconsin, be sure to read and understand all of the state regulations and consider alternative options first. And remember, TheGuaranteedLoans can connect you with potential lenders, but we are not a direct lender ourselves.

F.A.Q.

Can I be charged late fees if I miss a payment on a payday loan in Shiocton, Wisconsin?

Yes, borrowers who miss a payment on a payday loan in Shiocton, Wisconsin may be charged late fees. The amount of these fees is limited to 5% of the unpaid amount, up to a maximum of $25. However, borrowers who are unable to make a payment due to financial hardship may be eligible for an extended payment plan or other forms of assistance.

Can I be charged additional fees if I pay off my payday loan early in Shiocton, Wisconsin?

No, Wisconsin law prohibits lenders from charging additional fees for early repayment of a payday loan. Borrowers are free to pay off the loan at any time without incurring additional charges.