Payday Loans in Silver Lake, Wisconsin

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Silver Lake, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Compeer Financial 967 Oak St, Mondovi, WI 54755 +1 (715) 926 - 5055
Clare Bank 475 Canal St, Bloomington, WI 53804 +1 (608) 994 - 2741
Bank of the West 5836 1st St N, Stone Lake, WI 54876 +1 (715) 865 - 3461
Golden Rule Community Credit Union 1175 W Fond Du Lac St, Ripon, WI 54971 +1 (920) 748 - 5336
Jackson Hewitt Tax Service 611 WI-54, Black River Falls, WI 54615 +1 (715) 273 - 8031
Drive Time 3765 Creamery Rd 4, De Pere, WI 54115 +1 (920) 336 - 1988
CCFBank 1204 W Knapp St, Rice Lake, WI 54868 +1 (715) 234 - 5665
Advance America 3730 S 27th St Ste. 110, Milwaukee, WI 53221 +1 (414) 282 - 9539
Speedy Loan 1606 S Hastings Way, Eau Claire, WI 54701 +1 (414) 882 - 7413
Farmers State Bank 86 Water St, Markesan, WI 53946 +1 (920) 398 - 2336

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Silver Lake, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in La Crosse, WI, Quick Loan in Madison, WI, Payday Loan for Manitowoc, WI, Quick Loan in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Same Day Loans in New Berlin, WI, Short-term Loans in Oak Creek, WI and Payday Loans in Oshkosh, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Silver Lake, WI.

Beautiful sights of Silver Lake, WI

Payday Loans Available in Silver Lake, WI By The Following ZIP Codes:

53170

Are Payday Loans Legal In Silver Lake, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Silver Lake, WI payday loan calculator

Understanding Payday Loans in Silver Lake, Wisconsin

When a sudden expense arises, such as a medical emergency or urgent repair, it can often be challenging to make ends meet. In such emergencies, payday loans are a viable solution for people who need quick access to cash with less hassle and formalities involved than traditional bank loans. However, before taking out a payday loan, it’s essential to understand the borrowing process and the laws that govern it in the state of Wisconsin.

What are Payday Loans?

Payday loans are short-term loans offered by lending companies to borrowers with the expectation that they will be repaid on their next payday, usually two to four weeks after the loan is taken out. Unlike traditional loans that require a lengthy application process, payday loans require minimum paperwork, and the approval process is often swift.

It’s essential to note that payday loans typically come with higher fees and interest rates than traditional loans, and it’s advisable to borrow only the amount needed and pay it back promptly to avoid incurring additional fees.

Laws Governing Payday Loans in Wisconsin

In Wisconsin, payday loans are legal and governed by Wisconsin Statutes 138.14-138.195. The maximum amount one can borrow is $1500 or 35% of monthly gross income, whichever is less. The minimum loan term is 90 days, with no maximum limit. Lenders are permitted to charge a fee of no more than $15.50 per $100 borrowed.

Wisconsin law prohibits lenders from withdrawing funds directly from a borrower’s account for payment unless the borrower has given explicit authorization to do so. The law also prohibits lenders from consolidating, renewing, or extending a loan more than once. Thus, borrowers should be informed of their rights before engaging in any loan agreements.

Applying for a Payday Loan in Silver Lake, Wisconsin

To apply for a payday loan in Silver Lake, Wisconsin is a relatively straightforward process. While borrowers can choose to visit a physical location, TheGuaranteedLoans website is an easy and more convenient way to connect with potential lenders.

Our site offers a free online application form that takes only a few minutes to fill out. We require basic personal information, including a valid government-issued ID, contact information, and proof of income. Once submitted, TheGuaranteedLoans will quickly process the application and connect borrowers with potential lenders based on their information and loan requirements.

Interesting Facts and Statistics

  • A typical payday loan in Wisconsin charges triple-digit interest rates, up to as high as 574%.
  • The average payday loan borrower takes out eight loans per year, averaging $400 each, and pays around $500 in interest alone.
  • The payday loan industry charges Wisconsinites over $525 million in fees and interest each year.

Conclusion

In conclusion, payday loans could be a lifeline in emergencies, and the laws in Wisconsin ensure that borrowers are well protected from exploitation. At TheGuaranteedLoans, we strive to provide our clients with the best possible service by connecting them with trusted lenders who meet their financial requirements. Our secure online service is fast and straightforward, and we guarantee efficient and reliable loan processing. For more information on payday loans in Wisconsin, or to apply for a loan, visit TheGuaranteedLoans website.

Apply Now

At TheGuaranteedLoans, we facilitate connections between borrowers and potential lenders. While we are not a direct lender, we pride ourselves on connecting our clients with trusted lenders who are committed to transparency and responsible lending. To apply for a payday loan in Silver Lake, Wisconsin, click the “Apply Now” button on our website and fill out our secure online application form.

F.A.Q.

Are there any limits on the interest rates or fees that can be charged for payday loans in Silver Lake, Wisconsin?

Yes, the maximum interest rate that can be charged for payday loans in Silver Lake, Wisconsin is 28% per year, and the maximum finance charge is $15.50 for every $100 borrowed.

What is the repayment period for payday loans in Silver Lake, Wisconsin?

The repayment period for payday loans in Silver Lake, Wisconsin is 90 days.