Payday Loans in Stetsonville, Wisconsin

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No payday loan companies in Stetsonville, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Guaranteed Rate 503 Center St, Lake Geneva, WI 53147 +1 (262) 248 - 6681
Security Finance 121 W Sunset Dr, Waukesha, WI 53189 +1 (262) 446 - 3310
First State Bank 101 County Rd QQ, Waupaca, WI 54981 +1 (715) 256 - 2500
Western Union Walgreens, 849 Woodward Ave, Chippewa Falls, WI 54729 +1 (715) 726 - 8540
TitleMax Title Secured Loans 2220 Grand Ave, Wausau, WI 54403 +1 (715) 230 - 2040
Check Into Cash 1115 N Superior Ave #4, Tomah, WI 54660 +1 (608) 372 - 4013
Dlf Enterprises Inc 418A S Main St, West Bend, WI 53095 +1 (262) 334 - 7360
Traynor Claudia CPA S111 McKay Ave 2004, Spring Valley, WI 54767 +1 (715) 778 - 4500
Royal Credit Union - Eau Claire Downtown 1512 Bellinger St, Eau Claire, WI 54703 +1 (800) 341 - 9911
Check Advance 1701 N Spring St # 3, Beaver Dam, WI 53916 +1 (920) 356 - 0871

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stetsonville, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Kenosha, WI, Payday Loans in La Crosse, WI, Bad Credit Loans in Madison, WI, Short-term Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Same Day Loans in New Berlin, WI and Payday Loans in Oak Creek, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stetsonville, WI.

Beautiful sights of Stetsonville, WI

Payday Loans Available in Stetsonville, WI By The Following ZIP Codes:

54480

Are Payday Loans Legal In Stetsonville, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Stetsonville, WI payday loan calculator

Payday Loans In Stetsonville, Wisconsin: What You Need To Know

Payday loans are a financial solution that many people turn to when they need money quickly. Whether it’s to cover unexpected bills or make ends meet until the next paycheck, payday loans can be a useful tool for those who need them. In Wisconsin, payday loans are legal, but there are restrictions on how much you can borrow and the interest rates lenders can charge.

If you’re considering a payday loan in Stetsonville, Wisconsin, here’s what you need to know:

What Are Payday Loans?

Payday loans are a type of short-term loan that usually has a repayment term of two weeks. The borrower gives the lender a post-dated check or authorizes an electronic debit for the amount borrowed plus fees. On the due date, the lender cashes the check or debits the borrower’s bank account.

Payday loans are typically for small amounts, ranging from $100 to $1,500, and are meant to tide the borrower over until their next paycheck. Because payday loans are unsecured, meaning they don’t require collateral, they often have higher interest rates than other types of loans.

Payday Loans In Stetsonville, Wisconsin: Regulations

In Wisconsin, payday loans are legal, but there are regulations in place to protect borrowers from predatory lending practices. According to Wisconsin law, payday lenders can’t lend more than $1,500 or 35% of the borrower’s gross monthly income, whichever is less. Lenders can charge up to $15 per $100 borrowed in fees, but the annual percentage rate (APR) can’t exceed 550%.

Wisconsin law also requires lenders to provide certain disclosures to borrowers, including the cost of the loan expressed as an APR, a written agreement that explains the terms of the loan, and a notice that borrowers have the right to cancel the loan within 24 hours.

Benefits Of Payday Loans In Stetsonville, Wisconsin

There are several benefits to using payday loans in Stetsonville, Wisconsin:

  • Fast application process: Payday loan applications are typically straightforward and can be completed quickly.
  • Quick access to funds: If you’re approved for a payday loan, you can usually get the money in your bank account within one business day.
  • No credit check required: Payday lenders don’t typically perform a credit check, which means borrowers with poor credit can still be approved for a loan.
  • Avoidance of overdraft fees: If you’re facing an unexpected expense and don’t have enough money in your bank account, a payday loan can help you avoid costly overdraft fees.

Apply Now With TheGuaranteedLoans

Looking for a payday loan in Stetsonville, Wisconsin? TheGuaranteedLoans is here to help. As a connector service, we work with a network of lenders who can provide you with the funds you need. Here’s how our process works:

  1. Fill out our online application: Our application is simple and easy to complete. We’ll ask you for some basic personal and financial information.
  2. Receive lender offers: Once you submit your application, we’ll match you with potential lenders who can provide you with a payday loan. You’ll receive offers from these lenders, including information on interest rates, fees, and repayment terms.
  3. Choose a lender: Review the offers from our network of lenders and choose the one that’s right for you.
  4. Receive your funds: Once you’ve chosen a lender and signed the loan agreement, the money will be deposited into your bank account.

Remember, payday loans should only be used as a short-term financial solution. If you’re struggling to make ends meet, consider speaking with a financial advisor or credit counselor to discuss your options.

Interesting Facts About Payday Loans In Stetsonville, Wisconsin

  • The average payday loan borrower in Wisconsin takes out 3.4 loans per year.
  • From 2013 to 2019, the number of payday lenders in Wisconsin decreased by 33%, from 515 to 347.
  • In 2018, Wisconsin borrowers paid $181 million in fees to payday lenders.

Payday loans can be a useful tool for those who need money quickly, but it’s important to use them responsibly and understand the regulations in your state. With TheGuaranteedLoans, you can apply for a payday loan in Stetsonville, Wisconsin and get connected with potential lenders who can help.

F.A.Q.

Can I renew or roll over my payday loan in Stetsonville, Wisconsin?

No, Wisconsin law prohibits the renewal or rollover of payday loans. Borrowers must repay the loan in full on the agreed-upon due date, or make arrangements with the lender for an extended payment plan. Failure to repay the loan on time may result in additional fees and charges.

What is the repayment term for payday loans in Stetsonville, Wisconsin?

The repayment term for payday loans in Stetsonville, Wisconsin is typically between 14 and 31 days. The exact term will be determined by the lender and will be based on the borrower's income and ability to repay the loan.