Payday Loans in Stitzer, Wisconsin

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No payday loan companies in Stitzer, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center W190n9855 Appleton Ave, Germantown, WI 53022
Clark 1418 S Muskego Ave, Milwaukee, WI 53204 +1 (414) 645 - 6426
MoneyGram inside CHECK ADVANCE SERVICES - 2660 CHECK ADVANCE SERVICES - 2660 2321 302, WI-25 n ste, Menomonie, WI 54751 +1 (715) 233 - 0376
Landmark Credit Union 1400 Horicon St, Mayville, WI 53050 +1 (920) 887 - 7783
Check Into Cash 1115 N Superior Ave #4, Tomah, WI 54660 +1 (608) 372 - 4013
Bremer Bank 503 Broadway St S Suite 10, Menomonie, WI 54751 +1 (715) 235 - 2144
Check Advance 208 E Upham St Ave, Marshfield, WI 54449 +1 (715) 389 - 8192
Check Into Cash 3036 Commercial Blvd, Chippewa Falls, WI 54729 +1 (715) 738 - 2212
Capital Credit Union 1305 E Green Bay St, Shawano, WI 54166 +1 (920) 494 - 2828
WESTconsin Credit Union W2555 WI-29 2, Spring Valley, WI 54767 +1 (715) 778 - 5644

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stitzer, WI, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in La Crosse, WI, Emergency Loan in Madison, WI, Same Day Loans in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Payday Loans in Milwaukee, WI, Payday Loans in New Berlin, WI, Payday Loans in Oak Creek, WI and Payday Loans in Oshkosh, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stitzer, WI.

Are Payday Loans Legal In Stitzer, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Stitzer, WI payday loan calculator

Payday loans in Stitzer, Wisconsin can be an easy and accessible source of funding in times of financial need. Whether it’s unexpected medical bills or an unforeseen expense, payday loans can provide the necessary cash to get you through a difficult period. In Wisconsin, payday loans are legal and regulated by state law. However, it’s essential to understand the terms and conditions of the loan before committing to one.

The Basics of Payday Loans

A payday loan is a short-term loan designed to provide quick cash when you need it most. Typically, these loans are structured to be repaid in full on your next payday or another agreed-upon date, which means they must be repaid quickly. While they are often easy to obtain, they can come with higher interest rates than other forms of loans. So, it’s vital to compare rates from different lenders and understand all the terms and conditions before deciding to take one out.

How to Qualify for a Payday Loan

Qualifying for a payday loan in Stitzer, Wisconsin, is relatively simple. Applicants must be over 18 years of age, have a steady source of income, and an active bank account. When you apply for a payday loan, the lender will require proof of these criteria. A valid ID, a recent pay stub, and bank statements may be necessary. Some payday lenders may require applicants to have a good credit history, but that’s not always essential. Instead, most payday loan lenders are more interested in your ability to repay the loan.

How Payday Loans Work

Once you’ve been approved for a payday loan, the funds will usually be deposited into your bank account. Depending on the lender, this can take as little as one business day. When it’s time to repay the loan, the lender will withdraw the full loan amount plus fees from your account. This is typically done via automatic withdrawal.

Key Considerations Before Taking Out a Payday Loan

Before taking out a payday loan, there are specific key considerations that you should keep in mind, such as:

  • Interest Rates: Payday loans typically have higher interest rates than other forms of loans. Be sure to check the interest rate and APR to understand the total cost of the loan.
  • Repayment Terms: When evaluating payday loans, be sure to look at the repayment terms. Ensure that the repayment schedule aligns with your pay schedule, and you can reasonably repay the loan on time.
  • Loan Amount: Some payday lenders may only offer small loan amounts. If you require a higher loan amount, you may need to look for another source of funding.
  • Fees: In addition to interest rates, payday loans may come with additional fees and charges. Be sure to read the loan agreement carefully and understand all fees associated with the loan.

Interesting Facts and Statistics About Payday Loans in Stitzer, Wisconsin

Here are some verified facts and statistics about payday loans in Stitzer, Wisconsin:

  • In Wisconsin, the maximum payday loan amount is $1,500 or 35% of a borrower’s monthly income, whichever is less.
  • The maximum loan term is 90 days, and loans cannot be rolled over or renewed more than once.
  • According to the Wisconsin Department of Financial Institutions, the average APR for payday loans in the state is approximately 400%.
  • The state of Wisconsin caps the interest rates and fees that payday lenders can charge, ensuring consumer protection.

Apply Now With TheGuaranteedLoans

If you’re interested in applying for a payday loan in Stitzer, Wisconsin, TheGuaranteedLoans can help. As a connector service, we facilitate your connection with potential lenders. While we are not a direct lender, we work with various lenders to provide you with loan options quickly and efficiently. If you need fast cash, complete our online application form today.

Remember, before taking out a payday loan, be sure to compare rates, understand your repayment schedule, and evaluate all associated fees and charges. With careful consideration and responsible borrowing practices, payday loans can be an excellent resource for individuals in need of quick cash.

F.A.Q.

Is there a limit on the number of payday loans I can have at once in Stitzer, Wisconsin?

Yes, Wisconsin law limits the number of payday loans that a borrower can have at one time to two. This means that a borrower cannot take out more than two payday loans at once, regardless of their income or creditworthiness.

Can I cancel a payday loan in Stitzer, Wisconsin?

Yes, borrowers have the right to cancel a payday loan within 24 hours of signing the loan agreement. To cancel the loan, the borrower must notify the lender in writing and return any funds that have already been disbursed. The lender is required to refund any fees or charges that have been collected within 10 days of receiving the cancellation notice.