Payday Loans in Summit Lake, Wisconsin

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No payday loan companies in Summit Lake, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Wisconsin Auto Title Loans, Inc. 235 W Layton Ave, Milwaukee, WI 53207 +1 (414) 294 - 0247
Wynn Law Firm LLC: Wynn Shannon E 415 Broad St, Lake Geneva, WI 53147 +1 (262) 725 - 0175
Utilities Credit Union 1414 W Hamilton Ave, Eau Claire, WI 54702 +1 (715) 737 - 2467
EZMoney 15417 W National Ave, New Berlin, WI 53151 +1 (262) 786 - 2054
Home Federal Savings Bank 1870 Meadow Ln, Pewaukee, WI 53072 +1 (262) 337 - 9511
Zimmer Financial Group 717 Eisenhower Dr, Kimberly, WI 54136 +1 (920) 739 - 9244
Nicolet National Bank 2170 Lincoln St, Rhinelander, WI 54501 +1 (715) 362 - 1640
Shoreline Hometown Credit Union 3131 Mishicot Rd, Two Rivers, WI 54241 +1 (920) 482 - 3700
Cash Store 135 S Water St, Platteville, WI 53818 +1 (608) 348 - 2357
National Cash Advance 5260 S 27th St, Milwaukee, WI 53221 +1 (414) 325 - 8927

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Summit Lake, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Franklin, WI, Payday Loans in Green Bay, WI, Short-term Loans in Janesville, WI, Payday Loans in Kenosha, WI, Payday Loans in La Crosse, WI, Payday Loan for Madison, WI, Short-term Loans in Manitowoc, WI and Short-term Loans in Menomonee Falls, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Summit Lake, WI.

Beautiful sights of Summit Lake, WI

Payday Loans Available in Summit Lake, WI By The Following ZIP Codes:

54485

Are Payday Loans Legal In Summit Lake, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Summit Lake, WI payday loan calculator

Everything you Need to Know About Payday Loans in Summit Lake, Wisconsin

Emergencies happen, and sometimes it can be hard to make ends meet. When faced with unexpected expenses, such as car repairs or medical bills, payday loans can offer a helpful solution. In Summit Lake, Wisconsin, payday loans are legal and can be obtained from lenders who specialize in this form of borrowing.

What is a Payday Loan?

A payday loan is a short-term borrowing option that enables you to access cash quickly when you need it most. This type of loan is typically due to be repaid with your next paycheck. They are also known as cash advances, check advances, or post-dated check loans.

How Do Payday Loans Work?

The process of obtaining a payday loan is fairly simple. First, you will need to complete an application either in-person or online. You will need to provide your personal details, including your name, address, and income information. You will also need to provide proof of employment and a bank account.

Once your application is approved, the lender will issue you the loan amount, which typically ranges from $100 to $1,000. The loan amount will be due in full on your next payday. If you are unable to repay the loan on the due date, you may be able to request an extension, known as a rollover, but this will result in additional fees and interest charges.

Are Payday Loans Legal in Summit Lake, Wisconsin?

Yes, payday loans are legal in Wisconsin. In fact, Wisconsin is one of the few states that has not placed a cap on payday loan interest rates. This means that lenders can charge as much interest as they want, leading to high rates that can sometimes be difficult to repay.

The Pros and Cons of Payday Loans

Like any form of borrowing, there are pros and cons to payday loans. Here are some of the key advantages and disadvantages:

Advantages

  • Quick and easy access to cash when you need it most
  • Simpler application process compared to traditional loans
  • Available to individuals with bad credit or no credit history

Disadvantages

  • High interest rates and fees
  • The risk of falling into debt traps and cycles of borrowing
  • Limited consumer protections and legal safeguards

Interesting Facts and Statistics about Payday Loans in Summit Lake, Wisconsin

  • Over 350,000 payday loans were taken out in Wisconsin in 2019.
  • The average interest rate for a payday loan in Wisconsin is 528%.
  • Wisconsin is one of the few states that does not place a cap on payday loan interest rates.
  • The majority of payday loan borrowers in Wisconsin are women and people of color.

Apply Now

At TheGuaranteedLoans, we are here to help you connect with potential lenders who specialize in payday loans. While we are not a direct lender, we can help you find the funds you need quickly and easily. Apply now to get started.

F.A.Q.

What are the interest rates on payday loans in Summit Lake, Wisconsin?

The maximum interest rate on payday loans in Summit Lake, Wisconsin is 28%.

How do I apply for a payday loan in Summit Lake, Wisconsin?

To apply for a payday loan in Summit Lake, Wisconsin, you will need to visit a payday lender and provide proof of income, identification, and a post-dated check or authorization for electronic withdrawal from your bank account.