Payday Loans in Superior, Wisconsin

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Payday Loan Companies in Superior, WI

Company nameAddressZip codePhone number
AmeriCash Loans 2435 Tower Ave 54880 +1 (715) 395 - 9500
Associated Bank 1612 Belknap St 54880 +1 (715) 392 - 8202
BMO Harris Bank 1425 Tower Ave 54880 +1 (715) 394 - 8840
Centricity Credit Union 25 Belknap St 54880 +1 (218) 729 - 7733
Check `n Go 1708 Belknap St 54880 +1 (715) 395 - 7700
Heights Finance Corporation 3215 Tower Ave #106 54880 +1 (715) 392 - 1188
Heights Finance Corporation 3215 Tower Ave 54880 +1 (715) 392 - 1188
Huntington Mortgage Group 1612 Belknap St 54880
Loanmax Title Loans 1306 Belknap St 54880 +1 (715) 392 - 7771
National Bank of Commerce 1127 Tower Ave 54880 +1 (715) 394 - 5531
Payday USA 1808 Tower Ave 54880 +1 (715) 392 - 2272
Quick Bad Credit Loans 5812 Tower Ave 54880 +1 (715) 641 - 4723
Raymond James Financial Services 1615 Winter St 54880 +1 (715) 395 - 9725
Security Finance 126 Belknap St 54880 +1 (715) 392 - 5180
Speedy Loan 1624 Tower Avenue 54880 +1 (888) 773 - 3391
Speedy Loan 1624 Tower Ave 54880 +1 (888) 773 - 3391
Superior Choice Credit Union 2302 E 2nd St 54880 +1 (800) 569 - 4167
Superior Savings Bank 3705 Tower Ave 54880 +1 (715) 395 - 2577
Superior Shores Team - Thrivent Financial 1409 Belknap St 54880 +1 (715) 395 - 8000
USA Cash Services 1024 Belknap St 54880 +1 (715) 394 - 9336
Walmart Money Center 3705 Tower Ave 54880 +1 (715) 392 - 6060
Western Union Walgreens, 2015 Tower Ave 54880 +1 (715) 392 - 9550
Wisconsin Auto Title Loans, Inc. 1106 Belknap St 54880 +1 (715) 392 - 9482

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Superior, WI, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Milwaukee, WI, Same Day Loans in New Berlin, WI, Payday Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI, Online Loans in Racine, WI, Payday Loans in Sheboygan, WI, Same Day Loans in Sun Prairie, WI and Payday Loan Companies in Waukesha, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Superior, WI.

Beautiful sights of Superior, WI

Payday Loans Available in Superior, WI By The Following ZIP Codes:

54880

Are Payday Loans Legal In Superior, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Superior, WI payday loan calculator

You can also find some of the most competitive consumer markets in Wisconsin, which makes it easy to obtain a payday loan or cash advance, as it is otherwise called. Though some people might argue that these loans are a bad thing, on the whole, there are plenty of advantages to using a payday lender.

First of all, consumers who take out these loans typically have good credit scores and thus qualify for these advances without much hassle or difficulty. Furthermore, they’re available without collateral from the borrower’s end.

Consumer advocates everywhere, including the state’s Department of Financial Institutions, have voiced concerns about payday loans and their effect on the economy. They believe that these advances are taking way too many people out of the workforce and that there are far better ways to meet your short-term needs.

Nevertheless, there are still plenty of consumers who would like to know more about this type of advance to make an informed decision on whether or not they should take one out. Payday loans are short-term products that typically provide cash right away to spur consumers to get back into a regular budgeting cycle. Consumer advocates often refer to these as “small loans” because they serve a brief purpose and can be quickly paid back. The number of people who take advantage of these advances is quite large in Wisconsin, but plenty doesn’t know how people can get a payday loan in the first place.

Companies that issue payday loans are likely to be categorized under one of two areas: storefront locations or online lending companies. The former usually offers a phone number where you can speak with an employee, while the latter leaves everything up to email and some kind of virtual website where you can apply for your advance.

In either case, you will probably apply for your loan using the same basic terms that the company itself sets. You will be asked to provide information about your job, income, and other financial details that might help the lender decide.

It’s also possible that they’ll offer additional services like account consolidation or a check cashing service to round out your financial profile. You will receive an initial loan amount after filling out a true-to-form application, and you’ll have to pay back this amount plus interest within a few weeks of receiving it.

How to Find a Good Direct Lender in Superior, WI Online?

There are plenty of direct lenders who provide payday loans in Wisconsin, but it should be noted that it’s going to be harder to find the best of the lot if you’re applying for your first time. Normal payday loan providers aren’t likely to offer cash advances for new customers due to the relatively low risks involved with the product itself.

If you do want to get a new payday advance, however, there are still ways you can choose wisely and make the process easier than expected. In most cases, a poor customer service level is enough to warrant a thoroughly bad rating online, even though these companies are still considered reputable enough by many people.

The most highly recommended payday loan providers in Wisconsin will likely offer exceptional customer service and still provide their customers with all the necessary information to make their application go smoothly. You should certainly look for a direct lender who will work with your financial profile, even if you’re hesitant about entering into any agreement.

It’s also a good idea to inquire about some guarantor service since this will help you improve your chances of being approved for the loan. This can be not easy if you’re trying to get approved for your first payday advance. The most popular way to gauge the costs associated with any advance is by looking at how much it will cost you in interest. Payday loans will usually charge anywhere from $1-$15 per $100 borrowed.

Payday loans are likely to cost between $15-$20 on average, depending on your credit, income, and the applicable laws regarding these advances. It’s important that you avoid lenders who want to charge more than 20% since this will indicate that they aren’t trustworthy or transparent. These are short-term products that shouldn’t be used for long-term financial needs because this might lead you deeper into debt.

What are the Requirements for a Payday Loan in Superior, WI?

The basic requirements for a payday loan will be the same no matter which lender you end up applying with.

List of requirements for obtaining:

  • Minimum of 18 years old.
  • Have a checking account and access to a phone.
  • Be legally allowed to work in the US.
  • Have a valid form of identification that includes a photo, the name, date of birth, and signature.
  • Have proof of residency (a utility bill or lease contract).

They will probably ask questions about your job, income, and overall spending habits. The best way to avoid any pitfalls that could lead you to find yourself in trouble is by properly managing your finances as they unfold. 

Cash Advance Online in Superior, WI

As mentioned earlier, it will be more difficult to get a good payday loan from a storefront location. It is because many of the people who work in these areas are not as knowledgeable about all the opportunities available to consumers, which can lead to more problems for customers themselves. However, online lenders could prove quite useful if you’re looking for a straightforward way to get the cash you need for your short-term needs.

These companies will usually offer instant access to their loans with much lower interest rates than most other types of lenders do. That makes them an ideal option if you’re looking for an advance with fast cash while maintaining good credit ratings and taking advantage of any additional services they offer.

They will ask for the same type of information that you would get at a storefront location. Still, you don’t have to worry about standing in a long line or dealing with other customers who are also trying to get their payday advances.

You should also be aware that direct lenders provide better services and require some banking or credit account to verify your identity before approving your loan. They also need your income and employment information to determine whether or not you’re eligible for the advance in the first place.

Can I Get a Payday Loan for Bad Credit in Superior, WI?

It’s possible to get a payday loan for people with bad credit in Wisconsin, but it’s not a simple or easy endeavor. Most storefront payday advance companies will refuse to do business with people who have relatively low incomes and/or poor credit scores.

Payday advances are typically reserved for those who need immediate cash while still maintaining good credit and steady income. The checks will also help protect them from spending more money than they can pay back in a reasonable timeframe. This would also mean that you will have to prove yourself as someone who can be trusted over the long term, which means that you should avoid taking out numerous payday advances in a short timeframe.

There are many reputable payday lenders online who will approve people with bad credit. Still, you should only apply with these companies if you’re confident that they will not make the process difficult or difficult to understand.

24-Hour Payday Loans in Superior, Wisconsin

If you need a payday loan with an immediate turnaround, online lenders can give you the help you need in less than 24 hours. These providers will often work with their customers who want to borrow money for short-term financial needs, which means that they can get the cash they need quickly after filling out an application.

Once the lender has received your application, they will review it and give you a response that should indicate whether or not you qualify for the advance. They will also let you know what conditions or restrictions apply to getting your money if approved for the loan. You must read everything carefully before agreeing to any terms and/or conditions that are included in these kinds of agreements.

Can You Get a Payday Loan in Superior, WI, Without a Bank Account? 

This depends on your specific lender and the terms included in their contracts. Direct payday lenders will require that you have a bank account for them to collect the money when it’s due, or else they will return the funds to your account once you’ve finished paying back your loan.

However, many online providers will allow you to get a payday loan without having a bank account. They may even offer other options like electronic withdrawals from a credit card or prepaid card. Choose carefully when deciding how you want your lender to collect the money and make sure that they’ll be able to protect your privacy.

FAQ

What Are the Costs Associated with Payday Loans in Superior, WI?

The most popular way to gauge the costs associated with any type of advance is by looking at how much it will cost you in interest. Payday loans will usually charge anywhere from $1-$15 per $100 borrowed. This depends on your credit rating and income, of course, but it should still be around that figure.

How Can I Get a Quick Loan in Superior, WI?

If you need to get a quick loan in Wisconsin, you should try contacting a reliable lender who can help you with this kind of request. Online providers can often offer quick loans much more quickly than you would get at a storefront location.
You should also take some time to consider the terms included in any agreement and how quickly your lending company will fund your loan.

How Much Money Can I Borrow With a Bad Credit Loan in Superior, WI?

The amount of money available for people with bad credit will vary depending on who is issuing the payday advance. Most lenders will offer at least $100, but some might allow borrowers to take out $1500 if they have a higher income or good credit score.