Payday Loans in Upson, Wisconsin

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No payday loan companies in Upson, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Old National Bank 420 S Koeller St Frnt, Oshkosh, WI 54902 +1 (920) 891 - 7268
Cash Store 168 Richland Square, Richland Center, WI 53581 +1 (608) 647 - 5888
Heritage Credit Union 701 Miner Ave W, Ladysmith, WI 54848 +1 (715) 532 - 7731
Horicon Bank 326 E Lake St, Horicon, WI 53032 +1 (920) 485 - 3040
Uptown Chrysler Dodge Jeep Ram 1111 E Commerce Blvd 9027, Slinger, WI 53086 +1 (262) 644 - 8400
Wells Fargo Home Mortgage 2414 Mercantile Dr, Eau Claire, WI 54703 +1 (715) 858 - 9990
L J Mac Inc 2211 Parmenter St, Middleton, WI 53562 +1 (608) 831 - 1496
Personal Finance Company 1423 WI-16, La Crosse, WI 54601 +1 (608) 781 - 5721
Heights Finance Corporation 3215 Tower Ave #106, Superior, WI 54880 +1 (715) 392 - 1188
North Shore Bank Video Teller 3524 W Burnham St, Milwaukee, WI 53215 +1 (877) 672 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Upson, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wausau, WI, Emergency Loan in West Bend, WI, Payday Loan Without a Credit Check in Appleton, WI, Payday Loans in Beloit, WI, Payday Loan for Brookfield, WI, Payday Loans in Eau Claire, WI, Payday Loan Companies in Fond du Lac, WI and Payday Loans in Franklin, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Upson, WI.

Beautiful sights of Upson, WI

Are Payday Loans Legal In Upson, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Upson, WI payday loan calculator

Payday Loans in Upson, Wisconsin – What You Need to Know

If you’re in need of some extra cash to cover unexpected expenses, a payday loan may seem like a quick and easy solution. But it’s important to understand the terms and conditions of these loans before you sign on the dotted line, especially if you’re located in Upson, Wisconsin.

Are Payday Loans Legal in Wisconsin?

Yes, payday loans are legal in Wisconsin. However, the state has specific regulations in place to protect consumers from predatory lenders. According to Wisconsin law, payday loans cannot exceed $1,500 or 35% of your gross monthly income, whichever is less. Additionally, lenders cannot charge more than $15 per $100 borrowed in fees or interest.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday. You’ll need to provide proof of income and a valid form of identification to qualify for a loan. If approved, the lender will give you the cash you need and you’ll be required to repay the loan, plus fees and interest, on your next payday.

It’s important to note that payday loans have incredibly high-interest rates, often surpassing 400% APR. This makes it extremely difficult for borrowers to repay the loan on time and can trap them in a cycle of debt.

What Are the Risks of Payday Loans in Upson, Wisconsin?

While payday loans can provide quick cash, they’re not without risks. Borrowers who are unable to repay the loan on time may be hit with additional fees and interest charges, further increasing their debt. In addition, payday lenders in Wisconsin are not allowed to issue more than one loan to a borrower at a time or to rollover an existing loan, which can lead to predatory lending practices.

What Are the Alternatives to Payday Loans?

  • Credit Cards: While credit cards also have high-interest rates, they may be a better option than payday loans if you have the discipline to pay them off in full each month.
  • Personal Loans: Personal loans from banks or credit unions typically have lower interest rates than payday loans and can provide borrowers with more time to repay the loan.
  • Extended Payment Plans: Some utility and medical providers offer extended payment plans for those who are struggling to pay their bills.
  • Savings: If you’re able to, building up a savings account can provide a safety net for unexpected expenses.

Interesting Facts About Payday Loans in Upson, Wisconsin

– The average payday loan amount in Wisconsin is $380.

– Over 57,000 people use payday loans in Wisconsin annually.

– Wisconsin has one of the highest maximum allowable interest rates for payday loans in the country.

Apply Now

If you find yourself in need of a payday loan in Upson, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today so we can help you get the cash you need. It’s important to note that TheGuaranteedLoans is not a direct lender but a connector service that can facilitate your connection with potential lenders.

Remember to only borrow what you need and always read and understand the terms and conditions of any loan before signing on the dotted line.

F.A.Q.

How do I apply for a payday loan in Upson, Wisconsin?

To apply for a payday loan in Upson, Wisconsin, you will need to visit a licensed payday lender in person or apply online. You will typically need to provide proof of income, a government-issued ID, and a recent bank statement to apply for a payday loan.

What are the maximum loan amounts and fees for payday loans in Upson, Wisconsin?

The maximum loan amount for a payday loan in Upson, Wisconsin is $1,500, and the maximum fees that a payday lender can charge are $15.50 per $100 borrowed. This means that if you borrow $500, the maximum fee you could be charged is $77.50.