Payday Loans in Wilson, Wisconsin

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No payday loan companies in Wilson, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Council Tree Financial, LLC 938 W Cecil St, Neenah, WI 54956 +1 (920) 731 - 4000
Kohler Credit Union - Sheboygan Meijer 924 N Taylor Dr, Sheboygan, WI 53081 +1 (888) 528 - 2595
Bank of Mauston 503 Gateway Ave, Mauston, WI 53948 +1 (608) 847 - 6200
Check Advance 3417 Main St, Stevens Point, WI 54481 +1 (715) 342 - 4856
One Community Bank - Sun Prairie 2580 Ironwood Dr, Sun Prairie, WI 53590 +1 (608) 837 - 2911
Fox Communities Credit Union 528 S Washington St, Kimberly, WI 54136 +1 (920) 993 - 9000
Capital Credit Union W2670 County Rd KK, Appleton, WI 54915 +1 (920) 494 - 2828
Community First Credit Union 603 W Wolf River Ave, New London, WI 54961 +1 (920) 830 - 7200
Investors Community Bank Corporate Office 2400 S 44th St, Manitowoc, WI 54220 +1 (920) 686 - 9998
Check Into Cash 3466 52nd St, Kenosha, WI 53144 +1 (262) 653 - 9600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilson, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Madison, WI, Payday Loan Without a Credit Check in Manitowoc, WI, Payday Loans in Menomonee Falls, WI, Short-term Loans in Milwaukee, WI, Emergency Loan in New Berlin, WI, Payday Loans in Oak Creek, WI, Payday Loans in Oshkosh, WI and Payday Loans in Racine, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilson, WI.

Beautiful sights of Wilson, WI

Are Payday Loans Legal In Wilson, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Wilson, WI payday loan calculator

Understanding Payday Loans in Wilson, Wisconsin

Payday loans are a popular option for individuals who need quick access to funds. In Wilson, Wisconsin, payday loans are legal and regulated by the state, which means you can take out a payday loan here without any legal consequences. However, it’s important to understand the terms and conditions of payday loans before taking one out.

What are Payday Loans?

Payday loans are short-term loans that usually last for two weeks or until the next payday. They are meant to be a short-term solution for individuals who are in need of emergency cash or who are unable to make ends meet between paychecks. Payday loans are typically small loans, ranging anywhere from $100 to $1,000, and are usually accompanied by high interest rates and fees.

How are Payday Loans Regulated in Wisconsin?

Wisconsin is one of the few states that have put strict regulations on payday lenders in order to protect consumers. Under Wisconsin law, payday lenders must be licensed by the state and are not allowed to charge more than $15.50 for every $100 borrowed. The loans must also be repaid within 90 days and lenders are not allowed to roll over the loan or extend the repayment term. Furthermore, lenders are required to disclose all terms and fees associated with the loan, ensuring that borrowers are fully aware of what they are signing up for.

Who Can Qualify for a Payday Loan in Wilson, Wisconsin?

Qualifying for a payday loan in Wilson, Wisconsin is relatively easy. All you need is a valid ID, proof of income, and a checking account. You must also be at least 18 years old and a resident of Wisconsin. Your credit score is not a factor when it comes to payday loans, making it an accessible option for those with poor credit scores.

The Pros and Cons of Payday Loans in Wilson, Wisconsin

Pros

  • Easy and quick access to cash, especially for emergencies
  • Accessible even with less-than-perfect credit scores
  • Regulated by the state, protecting borrowers from predatory lenders

Cons

  • High-interest rates and fees
  • Short repayment terms, usually within two weeks
  • May lead to debt cycle if not repaid on time or if you take out multiple loans

Interesting Facts and Statistics about Payday Loans in Wilson, Wisconsin

Did you know that in Wisconsin, the average payday loan is for $350 and has an annual interest rate of 539%? Additionally, in 2019, Wisconsin residents took out over 300,000 payday loans, totaling almost $141 million in borrowed funds.

Apply Now

If you’re in need of emergency cash and are considering taking out a payday loan, TheGuaranteedLoans can help. We are a connector service that partners with a network of potential lenders to help you find the best payday loan option for your specific needs. We make the application process easy and convenient by connecting you to potential lenders so you can access the funds you need quickly and hassle-free.

Please keep in mind that TheGuaranteedLoans is not a direct lender, but merely a connector service. We do not make decisions regarding loan approvals or denials and cannot guarantee that an individual will be approved by a potential lender. Additionally, we strongly encourage borrowers to fully understand the terms and conditions of any loan they receive and to pay back the loan on time. Non-payment may result in late fees, additional interest charges and collection activities.

F.A.Q.

Can payday loan providers contact my employer or other third parties if I default on my loan in Wilson, Wisconsin?

Yes, payday loan providers in Wilson, Wisconsin may contact your employer or other third parties if you default on your loan. They may do this to verify your employment or to collect the outstanding balance. However, they are not allowed to disclose any personal information about you without your consent.

Can I be charged with a crime for defaulting on a payday loan in Wilson, Wisconsin?

No, you cannot be charged with a crime for defaulting on a payday loan in Wilson, Wisconsin. However, you may face legal action from your lender to recover the outstanding balance, such as a lawsuit or wage garnishment. It is important to communicate with your lender if you are unable to make your loan payments, and to seek legal advice if necessary.