Payday Loans in Woodford, Wisconsin

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No payday loan companies in Woodford, WI. Consider companies in other cities:

Company nameAddressZip codePhone number
Kohler Credit Union - Kohler 850 Woodlake Rd, Kohler, WI 53044 +1 (888) 528 - 2595
Heartland Payment Systems-Wisconsin Local Sales Division Office 21005 Watertown Rd ste e, Waukesha, WI 53186 +1 (414) 973 - 9128
Southwest Title LLC 168 N Main St A, Richland Center, WI 53581 +1 (608) 647 - 8841
Sentry Credit Union 1800 North Point Dr, Stevens Point, WI 54481 +1 (715) 346 - 6534
Loanmax Title Loans 1684 East Main St., Green Bay, WI 54302 +1 (920) 468 - 8694
Investors Community Bank Manitowoc 860 N Rapids Rd, Manitowoc, WI 54220 +1 (920) 645 - 6100
Racine Financial Empowerment Center 500 Wisconsin Ave Suite 205, Racine, WI 53403 +1 (262) 200 - 0831
Security Finance 405 S Main St, Rice Lake, WI 54868 +1 (715) 234 - 4334
Payday Express 4472, 3701 Durand Ave 365B, Racine, WI 53405 +1 (262) 554 - 2000
CLA CliftonLarsonAllen 3402 Oakwood Mall Dr 100, Eau Claire, WI 54701 +1 (715) 852 - 1100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Woodford, WI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Green Bay, WI, Payday Loans in Janesville, WI, Payday Loans in Kenosha, WI, Bad Credit Loans in La Crosse, WI, Short-term Loans in Madison, WI, Payday Loans in Manitowoc, WI, Online Loans in Menomonee Falls, WI and Payday Loans in Milwaukee, WI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodford, WI.

Payday Loans Available in Woodford, WI By The Following ZIP Codes:

53599

Are Payday Loans Legal In Woodford, Wisconsin?

Loan Rates and Fees, Laws and Regulations in Wisconsin.

Wisconsin Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)574
Maximum Loan Amount$1,500 (or 35% of the gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term90 days
Number of Rollovers Allowed1
Finance Charges2.75%/mo

Woodford, WI payday loan calculator

Payday Loans in Woodford, Wisconsin

Payday loans have become an increasingly popular option for people who need a fast and easy way to get cash. Whether it’s to cover an unexpected expense or to make ends meet between paychecks, payday loans can offer a temporary solution to financial challenges. In this article, we’ll dive deeper into payday loans in Woodford, Wisconsin, and cover everything you need to know before considering one.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on the next payday. In Woodford, Wisconsin, payday loans are legal and are regulated by the state’s Department of Financial Institutions. To obtain a payday loan, you’ll need to provide proof of income and a valid ID. The lender will then provide the loan amount, which is typically limited to $1,500, and charge a fee, which can be up to $25 per $100 borrowed.

If you’re unable to repay the loan on the due date, the lender may offer a rollover or renewal, which can result in additional fees and interest. It’s important to note that payday loans are intended to be a short-term solution and should not be relied upon as a long-term financial strategy.

The Advantages of Payday Loans

Payday loans offer several advantages, especially in emergencies. They are quick and easy to obtain, and you can usually get the cash within hours. Additionally, payday lenders usually don’t require a credit check, making them accessible to people who might not qualify for traditional loans due to poor credit scores. This can be especially beneficial for those facing unexpected expenses.

The Disadvantages of Payday Loans

While payday loans can be helpful in emergencies, they also come with some drawbacks. One of the biggest is the high-interest rates, which can range from 400% APR to 1,000% APR or higher. This can lead to a cycle of debt, where borrowers have to take out additional loans to repay the original one, resulting in even more fees and interest.

Additionally, payday loans can result in a negative impact on your credit score if you’re unable to repay the loan on time. This can affect your ability to obtain credit in the future.

Interesting Facts and Statistics

  • In Wisconsin, the maximum payday loan amount is $1,500 or 35% of a borrower’s gross monthly income, whichever is less.
  • The average payday loan borrower takes out 8 loans per year.
  • Wisconsin has a cap on the interest rate for payday loans at 573% APR.

How to Apply for a Payday Loan in Woodford, Wisconsin

Applying for a payday loan in Woodford, Wisconsin, is quick and easy. Simply visit TheGuaranteedLoans.com and fill out our online application. We’ll connect you with potential lenders who will review your application and provide loan options. Keep in mind that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Our role is to help facilitate the connection between borrowers and lenders.

Conclusion

Payday loans can provide a temporary solution to financial challenges, but they also come with risks. It’s important to understand the terms and fees associated with payday loans and to only use them in emergencies. If you’re considering a payday loan in Woodford, Wisconsin, TheGuaranteedLoans can help connect you with potential lenders to explore your options.

Remember, payday loans are not a long-term financial strategy. It’s essential to have a solid financial plan in place to avoid relying on these types of loans.

If you’re in need of a payday loan in Woodford, Wisconsin, apply now and see what options are available to you.

F.A.Q.

What are the maximum and minimum loan amounts for payday loans in Woodford, Wisconsin?

The maximum loan amount for payday loans in Woodford, Wisconsin is $1,500, and the minimum loan amount is $50.

Are there any restrictions on the number of payday loans a borrower can take out in Woodford, Wisconsin?

Yes, a borrower can only take out one payday loan at a time in Woodford, Wisconsin.