Payday Loans in Alva, Wyoming

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Alva, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of Lovell 179 E 3rd St, Lovell, WY 82431 +1 (307) 548 - 2213
ANB Bank 99 S Main St, Buffalo, WY 82834 +1 (307) 684 - 2201
MoneyGram 300 Uinta Dr Ste C, Green River, WY 82935 +1 (307) 875 - 6767
Powell Farm Store 311 S Bent St 2805, Powell, WY 82435 +1 (307) 754 - 3491
Bank of the West 240 S 4th St, Douglas, WY 82633 +1 (307) 358 - 9010
First Interstate Bank - Drive-Up 124 N Wolcott St, Casper, WY 82601 +1 (307) 235 - 4201
First Bank of Wyoming 716 Pine Ave, Kemmerer, WY 83101 +1 (307) 877 - 3926
Lending Tree 420 E Ivinson Ave, Laramie, WY 82070 +1 (307) 742 - 2319
Bank of Buffalo 106 Fort St, Buffalo, WY 82834 +1 (307) 684 - 5591
Trona Valley Federal Credit Union - Evanston 236 Harrison Dr, Evanston, WY 82930 +1 (307) 789 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alva, WY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Casper, WY, Quick Loan in Cheyenne, WY, 24-Hour Loan in Gillette, WY and Payday Loans in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alva, WY.

Are Payday Loans Legal In Alva, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Alva, WY payday loan calculator

If you’re looking for a quick fix for a financial emergency, such as a car repair or unexpected medical expense, payday loans can provide a solution. While payday loans in Alva, Wyoming are legal, it’s essential to consider the risks of taking out this type of loan.

What is a payday loan?

A payday loan is a type of short-term loan that typically must be repaid in full on your next payday. These loans are typically for smaller amounts, often ranging from $100 to $1,000, and come with high-interest rates.

How do payday loans work in Alva, Wyoming?

Payday loans are legal in the state of Wyoming and are governed by Wyoming Statute 40-14-362 et seq. When you take out a payday loan, you’ll typically be required to provide proof of income and a valid checking account. Some lenders may also require a post-dated check or authorization to withdraw funds from your account on your next payday.

The loan amount will typically be for the amount needed plus fees and interest, which can be high. In Wyoming, there are no limits on the fees and interest that payday lenders can charge, so it’s essential to be aware of the costs involved and ensure that you can afford to repay the loan on time.

The risks of payday loans

While payday loans can provide a quick solution to a financial emergency, there are several risks associated with this type of loan. One of the most significant risks is the high cost of borrowing. Payday loans come with high-interest rates and fees, which can make it challenging to repay the loan on time. In addition, if you’re unable to repay the loan on time, you may face additional fees and interest charges, which can quickly add up.

Another risk of payday loans is the potential for loan rollovers. If you’re unable to repay the loan on time, some lenders may allow you to roll over the loan, which means extending the loan term and paying additional fees and interest. This can lead to a cycle of debt that can be difficult to get out of.

Apply now with TheGuaranteedLoans

If you’re considering a payday loan in Alva, Wyoming, it’s essential to be aware of the risks and ensure that you can afford to repay the loan on time. If you need assistance finding a lender, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in our network.

Our online application process is quick and easy, and you can receive a decision in minutes. To get started, simply fill out our online application form, and we’ll match you with potential lenders that meet your needs. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We’re here to help you find the lenders that can provide the financial assistance you need.

Interesting Facts about Payday Loans in Alva, Wyoming

  • In Wyoming, payday loans are legal and governed by Wyoming Statute 40-14-362 et seq.
  • There are no limits on the fees and interest that payday lenders can charge in Wyoming.
  • The average payday loan in Wyoming is $450.
  • The maximum payday loan term in Wyoming is one month.
  • Wyoming has the highest median household income of any state in the U.S.

Conclusion

Payday loans in Alva, Wyoming can provide a quick solution to a financial emergency, but it’s essential to be aware of the risks involved. These loans come with high-interest rates and fees, and failure to repay the loan on time can lead to additional charges and a cycle of debt. If you’re considering a payday loan, make sure to do your research and ensure that you can afford to repay the loan on time.

To find a lender that meets your needs, consider using TheGuaranteedLoans. We’re here to help you find the financial assistance you need.

Apply now with TheGuaranteedLoans and take control of your finances.

F.A.Q.

Is it possible to consolidate multiple payday loans into one loan?

Yes, some lenders may offer consolidation services for payday loans. This can help borrowers to simplify their monthly payments and potentially reduce their overall interest costs. It is important to carefully consider the terms of any consolidation loan before agreeing to it.

Can I be sued for defaulting on a payday loan in Alva, Wyoming?

Yes, if you default on a payday loan in Alva, Wyoming, your lender may choose to sue you to recover the outstanding balance. This could result in a judgment against you, which could lead to garnishment of your wages or seizure of your assets.

Look for Short-Term Loans in Other Cities: