Payday Loans in Horse Creek, Wyoming

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No payday loan companies in Horse Creek, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwestern Mutual 107 S Broadway Ave 204, Riverton, WY 82501 +1 (307) 857 - 9930
WyHy Federal Credit Union 1715 Stillwater Ave, Cheyenne, WY 82009 +1 (307) 638 - 4200
Capital City Lending 100 S Greeley Hwy, Cheyenne, WY 82007 +1 (307) 635 - 3775
LPL Financial 904 S Center St, Casper, WY 82601 +1 (307) 235 - 4112
Express Solutions-Check Cashing-Mexican Products 933 N Center St, Casper, WY 82601 +1 (307) 277 - 5151
Trona Valley Federal Credit Union - Green River 840 Hitching Post Dr, Green River, WY 82935 +1 (307) 875 - 9800
U.S. Bank Branch 100 S 15th St, Worland, WY 82401 +1 (307) 347 - 9268
Hallows & Company 1575 Dewar Dr Suite 400, Rock Springs, WY 82901 +1 (307) 362 - 4272
Bank of the West 303 Main St, Lander, WY 82520 +1 (307) 332 - 4212
Berryman Accounting 1835 Madora Ave, Douglas, WY 82633 +1 (307) 358 - 4104

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Horse Creek, WY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Casper, WY, Payday Loans in Cheyenne, WY, Payday Loan Companies in Gillette, WY and Payday Loans in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Horse Creek, WY.

Are Payday Loans Legal In Horse Creek, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Horse Creek, WY payday loan calculator

Payday Loans in Horse Creek, Wyoming

If you are in need of quick cash to cover an unexpected expense, a payday loan may be a viable option for you. In Wyoming, payday loans are legal, and residents of Horse Creek and nearby areas have access to lenders that provide this type of loan. In this article, we will take an in-depth look at payday loans in Horse Creek, Wyoming and provide you with the information that you need to make an informed decision.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to provide people with access to quick cash when they need it. These loans typically have higher interest rates than other types of loans, and they are often due on your next payday, hence the name.

The process for obtaining a payday loan is relatively simple. You will need to fill out an application and provide the lender with your personal information, such as your name, address, and employment details. Once you are approved for the loan, the funds will be deposited into your bank account, and you will be required to pay back the loan, along with any applicable fees and interest, on your next payday.

What Are the Requirements for a Payday Loan in Horse Creek, Wyoming?

The requirements for obtaining a payday loan in Horse Creek, Wyoming are relatively straightforward. To qualify for this type of loan, you must:

  • Be at least 18 years of age or older
  • Be a resident of Wyoming
  • Have a steady source of income
  • Have an active bank account
  • Provide personal information, such as your name, address, and phone number

If you meet these requirements, you can apply for a payday loan in Horse Creek, Wyoming.

Benefits of Payday Loans in Horse Creek, Wyoming

There are several benefits to obtaining a payday loan in Horse Creek, Wyoming. Some of the primary benefits include:

  • Quick access to cash: With a payday loan, you can typically get the funds you need within a day or two.
  • Easy to obtain: As long as you meet the requirements, obtaining a payday loan is often a quick and straightforward process.
  • No credit check required: Payday lenders typically do not require a credit check, which means that people with bad credit or no credit can still qualify for a loan.

Important Considerations When Taking Out a Payday Loan in Horse Creek, Wyoming

While there are several benefits to obtaining a payday loan in Horse Creek, Wyoming, there are also some important things that you should consider before taking out this type of loan. Some of the primary considerations include:

  • High-interest rates: Payday loans often have much higher interest rates than other types of loans, which means that you will end up paying more in interest and fees.
  • Short repayment periods: Payday loans are typically due on your next payday, which means that you will need to repay the loan, along with any applicable fees and interest, within a short period of time.
  • Potential for debt: If you are not able to repay the loan on time, you may be subject to additional fees and interest, which can quickly cause your debt to spiral out of control.

Interesting Facts About Payday Loans in Horse Creek, Wyoming

While payday loans are legal in Wyoming, the state has taken steps to regulate the industry to protect consumers. According to a report from the Wyoming Department of Audit, the average annual percentage rate (APR) for payday loans in the state is around 600%. Additionally, the state limits the amount that lenders can charge for these loans, capping the fee at $30 for every $100 borrowed.

Apply Now

Ready to apply? Fill out our online application, and we will connect you with potential lenders who can provide you with the funds you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we are here to help you find the best loan options available to you.

Conclusion

Payday loans can be a helpful tool for people who need quick access to cash to cover unexpected expenses. However, it’s essential to carefully consider your options and understand the terms and conditions of the loan before signing on the dotted line. We hope that this article has provided you with the information you need to make an informed decision about payday loans in Horse Creek, Wyoming.

F.A.Q.

Are payday loans legal in Horse Creek, Wyoming?

Yes, payday loans are legal in Horse Creek, Wyoming. The state has specific regulations in place to protect consumers from predatory lending practices.

What are the interest rates and fees for payday loans in Horse Creek, Wyoming?

in Horse Creek, Wyoming, payday lenders are allowed to charge a maximum interest rate of 45% on payday loans. In addition to this interest rate, lenders are also allowed to charge a one-time origination fee of up to $25 for each loan.

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