Payday Loans in Kinnear, Wyoming

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No payday loan companies in Kinnear, WY. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Bank & Trust 220 N Federal Blvd, Riverton, WY 82501 +1 (307) 856 - 4320
Primerica Financial Services 2319 Pioneer Ave, Cheyenne, WY 82001 +1 (307) 421 - 6801
Sunlight Federal Credit Union 1429 Big Horn Ave, Worland, WY 82401 +1 (307) 347 - 8315
Frontier Financial 3990 S Poplar St, Casper, WY 82601 +1 (307) 234 - 4500
First Interstate Wealth Management - Kyle Geffre 842 W Broadway, Jackson, WY 83001
Advance America 235 S Montana Ave, Casper, WY 82609 +1 (307) 237 - 9495
Lincolnway Pawn 2825 E Lincolnway, Cheyenne, WY 82001 +1 (307) 632 - 3820
Western Vista Credit Union 1215 Storey Blvd, Cheyenne, WY 82009 +1 (307) 634 - 2197
Advance America 570 N 3rd St b, Laramie, WY 82072 +1 (307) 745 - 6730
First Interstate Wealth Management 105 Buffalo Way, Jackson, WY 83001 +1 (307) 732 - 7859

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kinnear, WY, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Casper, WY, Quick Loan in Cheyenne, WY, Online Loans in Gillette, WY and Payday Loans in Laramie, WY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kinnear, WY.

Are Payday Loans Legal In Kinnear, Wyoming?

Loan Rates and Fees, Laws and Regulations in Wyoming.

Wyoming Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)261
Maximum Loan AmountNo limit
Minimum Loan TermNot Specified
Maximum Loan TermOne calendar month
Number of Rollovers Allowed0
Finance Charges$30 (or 20% per month)

Kinnear, WY payday loan calculator

Payday Loans in Kinnear, Wyoming: Everything You Need to Know

Many people find themselves in a difficult financial situation, often needing cash fast to settle urgent bills, emergencies, or other pressing needs. If you are a resident of Kinnear, Wyoming, payday loans may be a viable solution to help you get the cash you need, when you need it.

It is important to note that payday loans are legal in Wyoming, and Kinnear residents have access to payday lending services provided by licensed lenders in the state.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that typically come with high interest rates and fees. They are designed to help individuals cover financial emergencies until their next payday. Payday loans are often used to cover unexpected car repairs, medical bills, or household expenses.

How do Payday Loans Work?

To apply for a payday loan, you will need to provide proof of income, a valid ID, and a checking account. The lender will assess your financial situation and determine how much you are eligible to borrow. You will then sign a loan agreement that outlines the loan terms, including the interest rate and fees.

Typically, payday loans are due on your next payday. However, some lenders may allow you to roll over the loan, extending your payment period and accruing additional fees.

What are the Interest Rates and Fees?

Payday loans typically have high interest rates and fees due to their short-term and unsecured nature. Wyoming allows payday lenders to charge up to 780% APR on a 14-day loan. Additionally, lenders may charge a fee of up to $30 or 20% of the loan amount, whichever is less.

The Pros and Cons of Payday Loans

  • Pros:
    • Easy and fast application process
    • No credit check required
    • Can receive cash in minutes
    • Can be used for any purpose
  • Cons:
    • High interest rates and fees
    • Short repayment period
    • Can result in a debt cycle
    • Not a long-term financial solution

Interesting Facts and Statistics about Payday Loans in Kinnear, Wyoming

According to a study by The Pew Charitable Trusts, Wyoming has some of the most permissive payday loan laws in the United States. In 2016, approximately 30,000 Wyoming residents took out a payday loan, with an average loan amount of $350 and an average fee of $44 per loan. The study also revealed that 79% of payday loan borrowers in Wyoming said they took out a loan to cover everyday expenses or to pay off other debts.

Apply Now

At TheGuaranteedLoans, we are a connector service that helps connect borrowers with potential lenders who can provide payday loans in Kinnear, Wyoming. To apply, simply fill out our online application form, and we will match you with a lender that meets your needs. Please note that we do not lend money directly, and that you will need to work with the lender directly for loan terms and repayment.

Our simple application process makes it easy for you to get the cash you need, when you need it, with minimal hassle and without the need for extensive credit checks.

Disclaimer: Payday loans are not available in all states, and loan approval is not guaranteed. Loan terms, fees, and interest rates vary by lender and state. Borrowers are responsible for understanding the terms and conditions of any loan they accept, and should only borrow what they can afford to repay.

Conclusion

Payday loans can be a helpful solution when used responsibly to cover unexpected expenses or emergencies. However, borrowers should be aware of the high interest rates and fees associated with these loans, and should only borrow what they can afford to repay. At TheGuaranteedLoans, we are committed to helping connect borrowers in Kinnear, Wyoming with potential lenders who can offer payday loans with fair and transparent terms.

F.A.Q.

Are payday loans legal in Kinnear, Wyoming?

Yes, payday loans are legal in Kinnear, Wyoming as long as the lender is licensed and adheres to the state's regulations on loan fees and terms.

What are the maximum loan amounts and fees for payday loans in Kinnear, Wyoming?

The maximum loan amount for payday loans in Kinnear, Wyoming is $500, and the maximum loan fees are $30 for every $100 borrowed.

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